Sentences with phrase «challenging financial circumstances»

The first step is getting seniors to simply acknowledge their challenging financial circumstances.

Today, over 40 percent of Americans have no life insurance at all, which can potentially result in challenging financial circumstances in the event that the primary income earner passes away unexpectedly.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Conditions at Sea: Worldwide Circumstances Distracting Investors Since the financial crisis of 2008 - 2009, investors have been obsessed with macroeconomic themes and distracted by various worldwide circumstances, including deflation in Japan; the state of global banks; financial instability in Greece, Cyprus and the European Union; and the challenges facing the BRIC economies (Brazil, Russia, IndiCircumstances Distracting Investors Since the financial crisis of 2008 - 2009, investors have been obsessed with macroeconomic themes and distracted by various worldwide circumstances, including deflation in Japan; the state of global banks; financial instability in Greece, Cyprus and the European Union; and the challenges facing the BRIC economies (Brazil, Russia, Indicircumstances, including deflation in Japan; the state of global banks; financial instability in Greece, Cyprus and the European Union; and the challenges facing the BRIC economies (Brazil, Russia, India and China).

For a time, the challenge was to sustain confidence, and to support the economy and financial system through some exceptionally demanding circumstances.

Starting a family can be a financial challenge even under the best circumstances.

There may be unforeseen circumstances that make it seem impossible for pets to stay with their owners, but San Diego Humane Society provides animal owners help to resolve issues in many areas, from behavior problems to financial and medical challenges.

The program proactively addresses situations that don't benefit from a punitive approach and instead involve owners who face barriers to providing care to their animals due to either a lack of financial resources, access to services or other circumstances, such as domestic violence, medical or mental health challenges.

He gained much of this experience by helping clients to navigate and overcome challenges associated with shareholder activism, unsolicited acquisition proposals, conflicts of interest, financial distress, and other difficult circumstances.

In October 2015, we helped two women to challenge their divorce settlements at the Supreme Court, on the basis that their husbands had been dishonest about their financial circumstances.

In the event a marital agreement is challenged after it is executed, it is important to ensure each party provided complete and appropriate disclosures to the other of their financial circumstances, or at least that each party was given a fair opportunity to discover the other party's financial situation.

In cases brought under the 1975 Act (one of the only means for individuals to challenge the terms of a valid will), the test is still what would have been reasonable financial provision for the claimant to receive in the circumstances of the estate, so it is common for a «luxurious» lifestyle to be taken into account in making a decision.

Life transitions can also bring couples to therapy: career changes, shifts in financial circumstances, moves, childrearing, difficult in - law relationships, losses, births and deaths — any of these may be challenging your relationship right now.

She also counsels individuals and families relating to challenging life circumstances, such as the birth of a child, financial difficulties, school pressures, college transition, pressures of adolescence, parent - child conflicts and more.