You will be presented with your negative listings on their website and will be required to choose from a drop down list of a few choices on how they should
challenge each negative item or you can instruct them to ignore an item.
What's most likely to happen is that the credit repair company will urge you to get your credit report from the credit bureau, in order for them to
challenge negative items on the report.
Not exact matches
How collections, judgments, public records and other
negative items on your credit report can be
challenged and removed
Here are a few ways a credit repair company might know more than a typical consumer who wants to
challenge negative or inaccurate
items (all of this is covered on our blog, by the way; none of it is secret industry knowledge):
Our credit report repair services include, but are not limited to, unlimited deletions of
negative items,
challenge of inquiries and duplicate personal information (other companies won't do this), unlimited communication with our paralegals (you will always talk to a live person, never a recording), original dispute letters (no generic plug - ins) and personal coaching to educate you in credit matters.
They'll direct you to get your credit report and
challenge all
negative items on it — almost all things that you can do yourself.
You can take credit repair efforts into your own hands and
challenge mistakes and
negative items on your own.
Clients will be assisted by welcome agents who will pull credit reports from each bureau and walk through the
negative items in order to explain how Lexington will begin
challenges and interventions, ensuring the expectations are fair.
Not only will we
challenge inaccurate and
negative items, we will also address other credit concerns and help you devise a strategy to resolve them.
However, this is a very temporary fix and unless the
negative items were
challenged properly and systematically, they will soon reappear.
These organizations attack the problem by bombarding the credit bureaus with form letters
challenging every potentially
negative item on your credit report.
Typically, the credit repair service organization sends out dispute letters to
challenge the accuracy / validity of
negative items.