Sentences with phrase «chances of life insurance»

If you name a contingent beneficiary, you can help reduce the chances of your life insurance payout going to your estate.

The chances of the life insurance company having to pay out a death benefit on this individual any time soon are statistically low.

Not exact matches

«Because the chance of death is really quite small at the ages where people would begin to think about buying life insurance, delaying from age 25 to 30 wouldn't raise the rate a lot,» he said.

While the cash value feature is an attractive option it's important to remember, though, that tapping into the cash value of a life insurance policy reduces its value and death benefit and increases the chance the policy will lapse.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

Also, tapping into the cash value of a life insurance policy reduces its value and death benefit and increases the chance the policy will lapse.

The findings, described in an article published in the October issue of Annals of Surgery, offer confirmation and some insight, researchers say, for the fact that a patient's race and insurance status persistently make a difference in survival chances after a car crash, a gunshot wound or some other life - threatening injury treated in an emergency room.

The life - science of Ayurveda is all about balance and its age - old approach to cooling down is a kind of health insurance, reducing the chances of flare - ups when the frenetic pace of life picks up again.

They've left nothing to chance — except underestimating the steely determination of Alice Creed (Gemma Arterton, The Prince of Persia), daughter to a millionaire who've they've kidnapped as their insurance policy to ransom $ 2million to buy a better life.

Life insurance companies use classifications to determine how risky you are for them to insure — what are the chances that you'll die over the course of your policy?

The cost of insurance over decades of potentially increasing premiums, all the while ensuring the insurance policy is large enough to cover the income tax liability, is problematic (alternatively one can wait until later in life to insure and take a chance on whether they can still obtain insurance).

If you've ruled out any chance of variable life insurance, there are only two policies left to consider: universal and whole life insurance.

Rosemont of El Dorado renters insurance offers the chance to have losses paid for so that you don't have to live without or spend your own money to cover it.

Having a good credit score gives you a chance to have lower auto insurance rates, an expense every driver will have for the rest of their lives.

A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.

If you plan to actively use your life insurance as your personal bank you may find that non-direct companies provide a better place to store your money, since you have a better chance of earning positive arbitrage in contrast to direct recognition companies.

This way you avoid adding on mortgage loan insurance fees and you have a much better chance of keeping your current monthly expenses manageable and absorbing future increases in the cost of living.

Even if you have a history of cervical cancer, there is still a good chance that you can be approved for life insurance.

The chances are that they can «sell» the $ 50,000 term life insurance policy (if it can be converted into a whole life policy) and have enough funds to pay for one of the best natural medicine cancer treatments.

If you have emphysema, your chances of getting approved for life insurance will mainly depend on your current smoking status and the degree of respiratory impairment.

It is also superior to other types of permanent life insurance where the death benefit remains the same and never has a chance to grow with you.

Virginia renters insurance not only helps you rebuild your life, but may even increase the chances of surviving an apartment fire!

MYTH: If I have a critical illness, I would need life insurance more because my chances of survival are very low.

Chances are you're going to need to buy life insurance at some point — particularly if kids are in your future, so it might be a good idea to apply now to take advantage of your good health.

Because the chances of dying from smoking - related causes is so prevalent, many life insurance companies in the U.S. charger higher rates to compensate them for the added risk of extending a policy.

The guarantees of whole life insurance also qualify as a safe bucket investment, as coined by Robert Kiyosaki, in his book Second Chance.

The BDs and the life insurance companies then get with the current «financial plan software» vendor that has the best chances of moving the most in life insurance company products, and American Funds.

With a term life insurance policy, your premium rates are directly tied to your chances of outliving your policy.

While these two types of life insurance can act as a backup plan if you can't get term life insurance, there's a really good chance that you'll find a term life insurance policy that fits your needs and risk factors.

During the course of your career, there's a higher chance of disability than death — yet more emphasis seems to be placed on life insurance.

But keep in mind that loans from a life insurance policy will reduce the policy's cash value and death benefit, could increase the chance that the policy will lapse, and might result in a tax liability if the policy terminates before the death of the insured.

But, if you are a member of the military, they you have a chance to get a more affordable policy than most under Servicemember's Group Life Insurance.

Liquidating their life insurance policy by taking the life settlement would also increase their chance of being able to file for Medicaid — all excellent reasons for taking a life settlement!

Your credit score affects your life significantly - an excellent credit score can open many doors (better chance of getting loans, a good job, renting a house or paying less for insurance), and a poor credit score can hinder your possibilities of employment or make you pay higher insurance premiums or higher interest rates on your credit cards.

With the evolution of social media, insurance companies know more than ever about injury claimant's personal life and will often get photos and even videos of the claimant before they have a chance to change their privacy settings.

Leading international law firm Clifford Chance has advised AMP Capital on its proposed establishment of a joint venture funds management company with China Life Asset Management Company, a subsidiary of China Life Insurance China access to China (Group) Company, China's largest insurance group and the world's largest listed insurance company by market capitaInsurance China access to China (Group) Company, China's largest insurance group and the world's largest listed insurance company by market capitainsurance group and the world's largest listed insurance company by market capitainsurance company by market capitalisation.

Your best chance of getting affordable life insurance protection is to work with an insurance agency like Life - Wealth - Win that has access to many different insurance companlife insurance protection is to work with an insurance agency like Life - Wealth - Win that has access to many different insurance companLife - Wealth - Win that has access to many different insurance companies.

There are a couple of different things that you can do to improve your chances of getting life insurance at reasonable rates.

If you have Diabetes and there is a history of managing your condition well, you have a great chance of affordable life insurance.

If you have a pre-existing medical condition you can use our contact form to provide the details and we can help you find the best life insurance company for high risk life insurance so that you have the best chance of getting approved at the best life insurance rates.

For these folks diagnosed with a condition, like Type 1 diabetes or type 2 diabetes diagnosed at a young age, or some type of congenital heart defect, or one of a hundred other such pre-existing conditions, it may make more sense to lock into a whole life insurance policy when given the chance, rather than take the risk of never being able to qualify for ordinary life insurance again later on in life.

Making a few simple changes can drastically improve your chances of getting a cheap life insurance policy.

If you were to try to apply for traditional life insurance policies with these kinds of conditions, you wouldn't stand any remote chance of being accepted.

Insurance companies rarely view a person, who has a higher chance of being sent to prison, as a good life insurance risk for theirInsurance companies rarely view a person, who has a higher chance of being sent to prison, as a good life insurance risk for theirinsurance risk for their company.

Both of these can help you lose weight, lower your cholesterol, lower your blood pressure, and reduce your chances of being diagnosed with health complications such as someone needing life insurance quotes for diabetics.

No medical exam life insurance shoppers need to take this into consideration: If you have not had a physical in the last 3 years or more, why take a chance of having blood work done only to discover that you have a pre-exisitng condition like diabetes, high blood pressure, or high cholesterol?

If it's over 25, chances are they are independent and work on behalf of you and not any life insurance company.

Lastly, for those who don't really want to speak with an agent before they have a chance to look at a few quotes, we would encourage you to check out our Term Life Insurance Quotes page when you have a chance since it will provide you with dozens of quotes instantly!

If you live in New York and have been looking for a life insurance policy, there is a good chance that The William Penn Life Insurance Company has been one of the top policies being offelife insurance policy, there is a good chance that The William Penn Life Insurance Company has been one of the top policies beinginsurance policy, there is a good chance that The William Penn Life Insurance Company has been one of the top policies being offeLife Insurance Company has been one of the top policies beingInsurance Company has been one of the top policies being offered.

The life insurance company will estimate how much longer you can expect to live, which equates to its chance of having to pay out a claim.