Sentences with phrase «change much due»

Document requirements did not change much due to financial assessment, which mostly just changes the borrower qualification process.
As such, our forecasts in Houston for these two property types have not changed much due to the decline in oil prices.

Not exact matches

While this change might not mean much for large unicorn corporations who aren't opposed to spending a significant sum to promote their brands, small businesses and startups may struggle to reach their target customer base and beat the competition due to limited advertising budgets.
How iOS Still Harms Android (Ian Clifton) iOS has not changed much lately and in some ways hurts Android when used as the «gold standard,» due to its limitations.
The all - stock deal could value debt - ridden SolarCity — whose shares have dropped 63 percent over the last 12 months, partly due to changes in regulations on the solar - energy industry — at as much as $ 2.8 billion.
Inflation risk: is the chance that cash flow from an investment won't be worth as much in the future because of changes in purchasing power due to inflation.
While it's hard to say if the punishing number and intensity of storms were due to climate change, climate scientists have now determined — in two separate research efforts — that Hurricane Harvey's record - blasting rains (best measured in feet for much of Houston) were likely amplified by climate change.
It's hard to overstate how much global economic change has occurred due these countries and especially China and India.
However, CBO estimates much of that increase is due to expectations about future changes in law.
My income situation could change due to possible lay offs or might not be able to save as much due to pay decreases.
And while LinkedIn data shows that demand for marketing skills is decreasing due to more applicants with marketing skills being available, the data shows that marketing - related skills are very much in demand, but perhaps the face of marketing is changing.
The NDP and Wildrose Party faired better and adapted much quicker to the changes due to their already substantial base of individual donors.
However, much of this drop was due to demographic change, and a slight reduction in the unemployment rate over that period helped to mitigate the impact on employment.
«t's actually quite hard to figure out how much of the change in median household incomes over time is due to Simpson's Paradox - type composition effects»
The benefactor is being called to give neither too much nor too little but to discover due proportion in giving a fit and equitable amount, responsive to the competing claims of ever - changing human needs.17 If beneficence is accompanied by a moroseness that silently signals the recipient that it is a very heavy task indeed for the giver to provide, the touchstone of pastoral counsel is «God loves a cheerful giver» (2 Cor.
Evidently you find yourself able to judge how much he knew and what he did and didn't do with very little knowledge of both civil and Church due process, canon law, changes in rules, education, and procedures etc..
One of the stories that helped to sway my thinking was the story of the nomadic Gabra people who have had much of their way of life fall apart due to changing climate.
Since human motives usually «come mixed,» only God is wise enough to judge how much of this resistance to social change is due to self - interest, how much to the pull of tradition, and how much to sincere Christian conviction.
Purely because I didn't read it properly and forgot to put the PB and honey in a pan to heat up first (had to scrape stuff out of the rice and try and rescue it) I also got a really bad conversion page to change stuff from cups to grams and ended up using a whole jar of PB and a full jar of honey due to the amount of cereal rice I used, I've basically got twice as much as I should have.
He started in 16th due to grid penalties for engine component and gearbox changes, and because pretty much half the field had grid drops too.
He then moves on to claim that Arsenal will struggle to win another league title, due to their unwillingness to challenge for the best players available, and unless this changes, fans need to stop expecting so much from the side.
From a board that is past due, paralyzed and afraid to make big, game changing decision and own up to it to a manager that has cemented himself to so much power that he can't seem to see the reality around him and follow its changes.
This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits
Maybe a formation change my get us back scoring regularly... Also I highly recommend us to dip into the funds come January, I fear we won't be seeing much more of Cazorla due to aging with injuries and a Debuchy replacement wouldn't hurt either.
Secondly, Wenger needs to become far more flexible when it comes to his formation selections... remember this is the same individual that hadn't used a 3 - back system for 20 years and only conceded to the experiment when the proverbial shit hit the fan... you know it killed him to adopt «Conte's» system, which is probably why he resisted so long; in fact his stubbornness to adjust even earlier might have cost us the 4 hole... much like most sports that have tactical formations, every team should have a «base» offensive and defensive scheme, but they likewise need to have some inherent flexibility depending on the opposing teams tactics and / or when specific substitutions are made... how many times have you watched a Wenger - run team make a late substitution but not change their shape on the pitch... furthermore, how many times have you seen our team fail to make the necessary adjustments at halftime due to Wenger's tactical stubbronness, which often led to giving up goals in the early minutes of the second - half... the best teams in the world know how to make halftime adjustments whereas we always seem to be surprised when the opposing team throws a wrinkle into the mix following halftime... this my friend is soccer 101
I can only hope that this attempt is taken more seriously than the largely muted and clearly unsuccessful protests of late last season... although the plane writing escapade brought some much - needed attention to the matter, it failed to resonate with fence - sitters and those who had just recently fell off the Wenger truck... without a big enough showing of support the whole endeavor appeared relatively weak and poorly organized, especially to the major media outlets, whose involvement could have significantly changed what was to follow... but I get it, few wanted to turn on their club, let alone make a public display of their discord... problem is, they are preying on that vulnerability, in fact, their counting on you to keep your thoughts to yourself... who are you to tell these fat cats how to steal your money... they have worked long and hard to pull the wool over your eyes... they even went so far as to pay enormous sums of cash to your once beloved professor to be their corporate spokesmodel so that the whole thing would be more palatable... eventually the club made it appear as if this was simply a relatively small fringe group of highly radicalized supporters, which allowed the pro-Wenger element inside the club hierarchy to claim victory following the FA Cup win... unfortunately what has happened to this club can't be solved by FA Cups or a few players coming in, the very culture of this club needs to be changed and that starts at the top... in order to change the unhealthy and dysfunctional narrative that has absorbed this club we need to remove everyone who presently occupies a position of power... only then can we get back to the business of playing championship caliber football, which should always be the number one priority of this organization... on an important side note, one of the most devastating mistakes made in the final days of this hectic and poorly planned transfer window didn't have to do with the big name players like Sanchez or Lemar, but the fact that they failed to secure Jadon Sancho, who might even start for Dortmund this season... I think they might seriously regret this oversight... instead of spending so much time, energy and manpower pretending that they were desperately trying to make big moves, they once again lost the plot due to their all too familiar tunnel vision
There is so much negativity in this post but Barca did sign player even during the transfer ban and are extremely powerful in Spain and only a massive mindset change will affect the thinking towards Barca and by the way they just want him due to the culture of the Catalan which Includes beating Real.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
Whatever your beliefs are regarding the intentions of this club moving forward, don't think for a second that it has to do with appeasing the fans, winning the highest honours and / or changing the stagnant culture that permeates this club... every decision is made for one sole purpose and that is to maintain the delicate balance between Kroenke's unyielding need to acquire more wealth and Wenger's fragile psyche, which is why we have this ridiculous wage structure that pays deadwood too much and makes it incredibly difficult to attract special players... personally I believe that Wenger's greatest fear isn't that he won't win a big trophy again but exposing himself to the overwhelming criticism he will face when people discover the totally dysfunctional state of affairs that exist at Arsenal due to his antiquated practices which have gone relatively unchecked and unchallenged since the departure of Dein
Although it will be incredibly difficult to ever match his contributions on the pitch, it's vitally important for a former club legend, like Henry, to publicly address his concerns regarding the direction of this club... regardless of those who still feel that Henry has some sort of agenda due to the backlash he received following earlier comments he made on air regarding Arsenal, he has an intimate understanding of the game, he knows the fans are being hosed and he feels some sense of obligation, both professionally and personally, to tell it like he sees it... much like I've continually expressed over the last couple months, this team isn't evolving under this current ownership / management team... instead we are currently experiencing a «stagnant» phase in our club's storied history... a fact that can't be hidden by simply changing the formation or bringing in one or two individuals... this team needs fundamental change in the way it conducts business both on and off the pitch or it will continue to slowly devolve into a second tier club... regardless of the euphoria surrounding our escape act on Friday evening, as it stands, this club is more likely to be fighting for a Europa League spot for the foreseeable future than a top 4 finish... we can't hope for the failures of others to secure our place in the top 4, we need to be the manufacturers of our own success by doing whatever is necessary to evolve as an organization... if Wenger, Gazidis and Kroenke can't take the necessary steps following the debacle they manufactured last season, their removal is imperative for our future success... unfortunately, I strongly believe that either they don't know how to proceed in the present economic climate or they are unwilling to do whatever it takes to turn this ship around... just look at the current state of our squad, none of our world class players are under contract beyond this season, we have a ridiculous wage bill considering the results, we can't sell our deadwood because we've mismanaged our personnel decisions and contractual obligations, we haven't properly cultivated our younger talent and we might have become one of the worst clubs ever when it comes to way we handle our transfer business, which under Dein was one of our greatest assets... it's time to get things right!!!
With Giroud out through injury and Alexis Sanchez probably due for a rest the Gunners will be much changed at both ends of the pitch but is this too much?
«We had a much - changed side due to injuries and I thought Becky Flaherty, who came in for our goalkeeper Siobhan Chamberlain, was fantastic.
As a breastfeeding mother's shape changes, due to milk supply and weight fluctuations, the Velcro a back panel can bedjusted by up to 10 inches around the ribcage, ensuring as much of a comfortable fit for the 1,000 th pumping session as for the first.
I also completely agree with you that that HHFKA was underfunded from the get - go, which makes serving healthier food that much harder for FSDs due to increased food costs and labor, as well as the possibility of decreased participation due to changes in the food.
This helps in achieving a very comforting posture, that helps in alleviating the aches and pains brought upon by the changes in human body due to pregnancy, and helps expecting mothers finally get that much required good night's sleep.
Babies used to be introduced to solid foods when they were much younger — at three months and then four months, but in 2002 changes were made to recommend solids were not given until 6 months, due to research showing waiting can reduce the risk of babies having certain illnesses, such as gastroenteritis.
A woman with small breasts is more likely to notice a change in size sooner, but all women may notice that the veins across the breasts become much more pronounced due to increased blood flow during pregnancy.
(It seems likely that the main rise in public spending and reduction of tax revenue over the 2008 - present period has been due to economic contraction rather than policy change - unemployed people claim benefits, don't pay tax on wages and pay much less VAT on purchases.
Much of the Iran's treatment is due to an outdated rhetoric which will take a while to change.
Tax and Finance officials caution that it is only a piece of a much larger puzzle, and say that the outlook could change due to late filings and new assessments.
Given the different changes in turnout that we have seen it could be that as much as one quarter of the 4 % swing to the Conservatives from Labour was due to the different pattern of local elections taking place at the same time.
Predictions of how much sea - levels would rise due to climate change, made by a key UN report in 2001, were conservative, say researchers on the eve of the release of the new update of the report.
Deutsch's latest research is untangling how much oxygen loss is linked to climate change and how much is due to normal variation in oxygen levels.
Babies used to be introduced to solid foods when they were much younger — at three months and then four months, but in 2002 changes were made to recommend solids were not given until 6 months, due to research showing waiting can reduce the risk of babies having certain illnesses, such as gastroenteritis.
«Due to multiple factors, including Health Care Reform and decreased state budgets, many states are changing their Medicaid policies, including how much health care providers are paid and who is allowed to enroll,» said Dr. Halpern.
And seemed to be eating nearly twice as much squid as their ancestors did — maybe due to the combined effects of commercial fishing and climate change.
«We haven't seen much change in the severity of these fires, but they are getting bigger on average, which may be due to drought - driven shrub mortality.»
«The fact that it was unexpected means that the changes we're looking at, before and after, are really due to the policy and not some other development that would also affect how much people would want to drive,» Kreindler says.
The team found that two factors were much better at predicting range: A factor measuring the amount of length change possible in the vocal cord, or how far it could stretch, and a factor measuring the stiffness of the cord due to the fiber structures within.
They then calculated the size, position and mass of K2 - 229b by measuring the radial velocity of the star, and finding out how much the starlight «wobbles» during orbit, due to the gravitational tug from the planet, which changes depending on the planet's size.
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