Sentences with phrase «change over a period of years»

Adjustable whole life insurance polices are ideal for those who are thinking about how their coverage needs may change as their incomes and family sizes change over a period of years.

Not exact matches

The top line is monthly U.S. industrial production over two years ending in May, and the bottom line represents changes in Canadian exports of fabricated metals over the same period.

Over the last ten years, in a relatively short period of time, a sea change occured.

The hypothetical portfolios would then be rebalanced for each year of the study period — 1997 to 2014 — to reflect changes that would have occurred over the space of those years as new high - scoring companies were identified and added as a result of the yearly CHAA process.

Making use of the high frequency changes in productivity growth over one - to five - year periods, we run a series of regressions to test this link more rigorously.

Others provide a description of changes over time, where again the time period is typically a financial quarter or year.

Total Funding Debt at the end of the second quarter of 2017 was $ 719 million, up 30 % over the prior year period and down 9 % sequentially, primarily reflecting the changes in Unpaid Principal Balance.

In that case, the percentage change in the S&P 500 over the 20 year period to that secular low would be (1.06) * (1/4) ^ (1/20)-1 = a loss of -1.1 % annually.

[01:10] Introduction [02:45] James welcomes Tony to the podcast [03:35] Tony's leap year birthday [04:15] Unshakeable delivers the specific facts you need to know [04:45] What James learned from Unshakeable [05:25] Most people panic when the stock market drops [05:45] Getting rid of your fear of investing [06:15] Last January was the worst opening, but it was a correction [06:45] You are losing money when you sell on corrections [06:55] Bear markets come every 5 years on average [07:10] The greatest opportunity for a millennial [07:40] Waiting for corrections to invest [08:05] Warren Buffet's advice for investors [08:55] If you miss the top 10 trading days a year... [09:25] Three different investor scenarios over a 20 year period [10:40] The best trading days come after the worst [11:45] Investing in the current world [12:05] What Clinton and Bush think of the current situation [12:45] The office is far bigger than the occupant [13:35] Information helps reduce fear [14:25] James's story of the billionaire upset over another's wealth [14:45] What money really is [15:05] The story of Adolphe Merkle [16:05] The story of Chuck Feeney [16:55] The importance of the right mindset [17:15] What fuels Tony [19:15] Find something you care about more than yourself [20:25] Make your mission to surround yourself with the right people [21:25] Suffering made Tony hungry for more [23:25] By feeding his mind, Tony found strength [24:15] Great ideas don't interrupt you, you have to pursue them [25:05] Never - ending hunger is what matters [25:25] Richard Branson is the epitome of hunger and drive [25:40] Hunger is the common denominator [26:30] What you can do starting right now [26:55] Success leaves clues [28:10] What it means to take massive action [28:30] Taking action commits you to following through [29:40] If you do nothing you'll learn nothing [30:20] There must be an emotional purpose behind what you're doing [30:40] How does Tony ignite creativity in his own life [32:00] «How is not as important as «why» [32:40] What and why unleash the psyche [33:25] Breaking the habit of focusing on «how» [35:50] Deep Practice [35:10] Your desired outcome will determine your action [36:00] The difference between «what» and «why» [37:00] Learning how to chunk and group [37:40] Don't mistake movement for achievement [38:30] Tony doesn't negotiate with his mind [39:30] Change your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom foChange your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fochange your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom for you?

In his book «Irrational Exuberance», Robert Shiller, an economist at Yale University, tracks the p - e ratio of America's S&P 500 over 120 years, a period that covers huge technological change: America's railway boom, electricity, telephones, radio and cars.

In general terms, an ownership change results from a cumulative change in the equity ownership of certain stockholders by more than 50 percentage points over a three - year period.

Due to potentially - large oscillations in the desire to hold cash and to the fact that changes in the money supply can take years to impact the cost of living, this theoretical rate of purchasing - power change will tend to be inaccurate over periods of two years or less but should approximate the actual rate of purchasing - power change over periods of five years or more.

Previous analysis illustrated that inflation compensation has returned as reasonable measure of inflation expectations over a 10 year period while both the economy's potential growth and the changing size of the Fed's balance sheet influence the real yield.

While floaters may be linked to almost any benchmark and pay interest based on a variety of formulas, the most basic type pays a coupon equal to some widely followed interest rate or a change in a given index over a defined time period, such as the year - over-year change in the Consumer Price Index (CPI), plus a fixed spread in basis points (1bp = 1/100 of 1 % or.01 %).

Proposed changes in a plan supported by Paul Ryan, Speaker of the house, would levy an 8.75 % tax on cash and cash equivalents and 3.5 % on other profits, spread over an eight - year period.

The reconciliation instructions identify the authorizing committee (s) tasked with reconciliation, the dollar amount of budgetary changes that must be achieved over designated time frames (usually the first year of the budget and the five - or ten - year period covered by the budget resolution) that the committee (s) must achieve, and the date by which the committee (s) must report reconciliation legislation.

Given the uncertainties of interpretation, it seems unwise to put too much emphasis on changes in employment over short periods; viewed over the past year, employment has been sluggish, and does not appear to have accelerated further since the initial pick - up in the September quarter 1996.

The import - weighted exchange rate has depreciated over the past year by around 7 per cent which, on the basis of past behaviour, would usually contribute to a somewhat smaller change in imported goods prices over the same period.

Over the same period, 10 - year UK government bond prices have risen nearly 6 percent while the FTSE 100 Index of blue - chip shares is little changed, at 6278.

It probably changed a hundred times in a SINGLE year, let alone over a period of a couple hundred.

Climate change is a significant and lasting change in the statistical distribution of weather patterns over periods ranging from decades to millions of years.

Gozer, if you truly believe that a one degree change in the the earth's surface over a 50 year period can account for domestic flooding, your understanding of science (or lack thereof) is on public display.

The relevant papers of mine that Griffin discusses, all of them from my Supervenience and Mind, 1 were written over a period of a dozen years, and my views on the issues involved continued to change and evolve during this time (needless to say, this process is still continuing).

First, the organisers recognise that our world changes — sometimes overnight and sometimes over a period of years.

over a period of six years years from the time i adapted this recipe, i made some changes in proportions as well as ingredients.

In evaluating Todd's body of work over a four - year period, it became clear that a change is necessary.»

i am amazed how often people change opinion based on one result instead of looking over a period of 10 years.

Over the last four years, Wenger has had a fantastic opportunity to win the league what with the stadium paid off, financial restraints lifted, and all of our rivals weakened as they all went through their respective transitional periods, because all of them changed managers.

After the recommendation for newborns» sleep position was changed from prone (tummy) to supine (back), the incidence of SIDS in the U.S. showed a sharp decline (more than 50 percent) over the first 10 - year period.

Over the past eight years I have supported dozens of families through this life changing experience and have provided these families with the highest caliber of support and resources they need in order to enjoy their postpartum period.

Our goal became to identify a few menu changes, a few deletions of non-nutritious foods and additions of super nutritious foods to the program that could be acted on over a period of three years.

The increased socioeconomic inequalities in breastfeeding observed in the intervention group supports the argument that population intervention strategies could inadvertently exacerbate, rather than mitigate, socioeconomic inequalities, particularly when the intervention aims to change individual behaviours rather than targeting «upstream» structural changes.25 Our results are also compatible with an observational study from Brazil reporting that breastfeeding rates increased first among the socioeconomically better - off, followed by increases among the poor, over a 20 - year period of active breastfeeding promotion campaigns in Brazil.26

The figure of course depends on the number of diaper changes a day and the age at toilet training, but assuming an average two and a half - year diapering period, and an average of eight to ten diaper changes a day this translates to 7,000 to 9,000 diapers over the diapering period.

No matter how change is accomplished, the result will be a blur of old and new that will stretch over a period of more than a year.

The researchers, who examined a sample of stories published in top - tier media outlets over a 20 - year period, say they were surprised that there was little change in how the media portrayed people with mental illness.

A study in the June 2011 Cyberpsychology by researchers at the University of California, Los Angeles, used a novel form of content analysis to examine changes in the moral values communicated by television programming over a 50 - year period.

The hazard is expressed in terms of the probability of exceeding a certain level of shaking in 50 years — not only because the hazard in places like California is not expected to change much over that time period, but also because 50 years — the typical life span of a building — is a useful period of time for engineers.

Boersma and Rebstock looked at the cause of every recorded chick mortality in an Argentinian colony of Magellanic penguins, over a nearly 30 - year period, and compared these with changes in temperature and precipitation over the same time.

Over a 16 - year period, about half of the orangutans living on the island of Borneo were lost as a result of changes in land cover.

The surface now appears dry, though the changing appearance of some crater gullies over a period of several years has hinted at the existence of subsurface aquifers that occasionally release bursts of water.

«Until now there has been no way of knowing the gradual changes that happen over a period of years.»

The IPO has a profound impact on our climate because it is a powerful natural climate lever with a lot of momentum that changes very slowly over periods of 10 - 30 years.

Because the Daohugou Biota and the much better studied Jehol Biota are similar in preservational mode and geographic location, but separated by tens of millions of years, they give palaeontologists an outstanding, even unique, opportunity to study changes in the fauna of this region over a significant span of geological time and an important period in vertebrate evolution.

The goal of the AIM mission is to find answers to these questions as well as to their possible connection to climate change over a two - year period.

Until 2001, she worked at the NationalAcademies» National Research Council over a 17 - year period, serving in several capacities — Executive Director of the Board on Sustainable Development, where she directed the Sustainability Transition Study and the Global Change Research Program; director of international organization programs for the Office of International Affairs; and Director of the Polar Research Board.

U-series dating is hardly new and has been used on corals before, but usually for the purpose of dating sea - level changes, glaciation, and world climate shifts over periods of 100,000 years.

Satellites from NASA and other agencies have been tracking sea ice changes since 1979, and the data show that Arctic sea ice has been shrinking at an average rate of about 20,500 square miles (53,100 square kilometers) per year over the 1979 - 2015 period.

In this study, researchers examined vegetation change as a function of wildfire disturbance and climate change over a 100 - year period.

This group were asked to provide urine samples on three separate occasions over a period of nine months to monitor changes in dietary salt intake, and their neurological health was then tracked for two years, between 2010 and 2012.

But the period of time over which the team analysed the long - term trend in warming was the past 50 years, in which this oscillation hasn't changed significantly — so almost all the warming looks to have been the result of anthropogenic climate change.