If every member of the family has a cell phone with unlimited minutes, consider
changing to a plan with a reasonable number of calling minutes allocated each month and limit the chat time.
If you choose a bronze plan and discover you need surgery, you can't
change to a plan with a lower deductible.
For example, you could buy a health plan with lousy coverage inexpensively and then
change to a plan with better coverage when you get sick.
Not exact matches
Important factors that could cause actual results
to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions
with respect
to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements
with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements
with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability
to accurately calculate and estimate the effect of such
changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase
plan, among other things.
Even coal enthusiast and climate
change - skeptic Trump recently showed some openness
to clean power when he floated
plans to line his proposed Mexican border wall
with solar panels.
Especially
with some of the
changes that Facebook
plans to roll out in the future, such as prioritizing family and friends» posts on people's newsfeeds.
Fellow Robots has
plans to change the retail business
with its lineup of customer assistants robots like the OSHbot that's been helping customers buy hammers and nails at a San Jose Orchard Supply Hardware store.
And when do you
plan to start challenging conventional wisdom
with it, paving the way
to financial success and perhaps even revolutionary
change?
Work will start on a game -
changing redevelopment of Forrest Chase in coming months,
with fund manager ISPT expected
to receive
planning approval for a major revamp of the CBD mall later this week.The
The problem
with many
plans is that they depend on your
changing your life
to match what someone else says will work, rather than your understanding yourself well and deciding
to budget your time acco...
In 2017, after years of failure, shareholders at my former employer, Exxon Mobil, passed a resolution calling for the company
to outline its
plans for dealing
with climate
change.
The personnel
changes come as Sprint
plans to merge
with T - Mobile.
Certain matters discussed in this news release are forward - looking statements that involve a number of risks and uncertainties including, but not limited
to, doubts about the Company's ability
to continue as a going concern, the need
to obtain additional funding, risks in product development
plans and schedules, rapid technological
change,
changes and delays in product approval and introduction, customer acceptance of new products, the impact of competitive products and pricing, market acceptance, the lengthy sales cycle, proprietary rights of the Company and its competitors, risk of operations in Israel, government regulations, dependence on third parties
to manufacture products, general economic conditions and other risk factors detailed in the Company's filings
with the United States Securities and Exchange Commission.
Early steps
to get there include greater advertising spending, a move
to sign hundreds of sponsorships
with NFL and MLB players (the target is 500 players for those two leagues alone), and a
plan to change the look of the company's retail stores.
Some company retirement
plans have
changed with the times, allowing investors
to dabble in commodities and real estate.
Changing jobs is exciting, but there are some practical things you have
to deal
with, like what
to do
with your old 401 (k)
plan.
In addition, rumours are floating about that Ford is
planning on ditching its partnership
with Microsoft for its Sync system and
changing over
to the superior QNX.
No one can correctly anticipate everything that's going
to happen, so if you're forced
to adapt, just
change up your
plan and get on
with it.
If you think your compensation committee needs greater independence and expertise, bring on a female compensation consultant
with 20 years experience who has done 50 compensation
plans, including ones in your industry,
with no ties
to management, and then watch how things
change for the better.
When working
with boomers, financial professionals need
to change their language from «
planning for retirement»
to «what are your retirement
plans.»
Lagarde, meanwhile, is regarded as a consensus - builder who can contend
with the increasing dissatisfaction among EU member states — in three years Britain
plans to hold a referendum on its membership — and bring positive
change to the organization.
Still others are just blind
to how life circumstances can
change radically,
with more than half saying they simply have no
plan of retiring in the near future.
With close
to $ 200,000 in debt, a delay between graduation and taking the bar, plus a surprise pregnancy, we realized we needed
to change our
plans.
The Australian Securities Exchange has confirmed
plans to toughen its listing requirements
to maintain the integrity of the market, including
changes that will address what it says are emerging issues
with backdoor listings.
«
With an ever -
changing business environment, our economic
plan aims
to help our businesses adapt
to the new technological reality and foster the competitiveness of Quebec
to attract investment for leading players,» he said in a statement.
A number of techniques can help
with such missions, such as inviting employees
to provide input before shaping a
plan for
change, and rallying staff against a competitor
to boost morale.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected
to be incurred by United Technologies in connection
with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection
with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due
to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection
with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability
to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred
to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins
to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and
to satisfy the other conditions
to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise
to a right of one or both of United Technologies or Rockwell Collins
to terminate the merger agreement, including in circumstances that might require Rockwell Collins
to pay a termination fee of $ 695 million
to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related
to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating
to the value of the United Technologies» shares
to be issued in connection
with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated
with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated
with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company,
to retain and hire key personnel.
Having a
plan gave managers the equivalent of a dashboard
to work
with as my company navigated sudden
change.
Retirees are being transferred
to new health care
plans,
with no increase in premiums for this year, at least; a document sent
to retirees by the company says the pensioners will bear the cost of any increases in premiums going forward, and that the company has the right
to change the
plan at any time.
It wasn't immediately clear what prompted the council
change its position, but the company had been asking the city for more time as it worked
with regional air - quality officials on a
plan to make the smell go away.
With change comes transition, and one transition we have been
planning for is for Terry Myerson
to pursue his next chapter outside Microsoft.
«
With change comes transition, and one transition we have been
planning for is for Terry Myerson
to pursue his next chapter outside Microsoft,» CEO Satya Nadella said in an email
to employees.
While some research has found that companies
with completed business
plans are twice as likely
to grow their business, busy entrepreneurs might be reluctant
to dig in and revise theirs when circumstances
change.
It sets out
to perform a specific task, but can't easily switch gears into a new role when faced
with a challenge, request or
change in
plans.
With tax season in full swing, now is the perfect time
to being
planning next year and figuring out if you want
to change your business structure
to help reduce taxes.
Successful people review their calendars
to assess if anything needs
changing or rearranging
with how their day is
planned, and
to see if there's any preparatory work that might need scheduling in before a call or meeting.
His company's flagship product, Beanstalk a version control service that helps software developers and designers track and save
changes to a project, launched
with only a free
plan, but that free
plan came
with the understanding that paid
plans would soon be available.
Of those, Bank of America intends
to adopt the most aggressive
changes with its
plans to scrap selling brokerage IRA accounts starting in April.
Had Trump proceeded
with the original
plan for a 180 - day delay, the
change could have been vulnerable
to legal challenges.
Receiving top marks were
changes to tax laws that would allow
plans to run surpluses of 25 %, compared
with the current level of 10 %.
Freshly reelected Egyptian President Abdel Fattah Al Sisi may stay in power beyond his current two - term limit if his allies follow through
with plans to change the constitution in his favor, according
to the Wall Street Journal.
A Whole Foods Market stockholder is reported
to have met
with activist funds
to plan a push for
changes or a possible sale, Bloomberg reported Friday.
The New York Times cited anonymous sources involved
with The Birth of a Nation as saying that Fox Searchlight does not
plan to change course on its promotion of the film, which includes
plans to have Parker tour U.S. universities and churches as the public face of the movie.
Among the factors that could cause actual results
to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due
to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays
with the phased implementation of a global enterprise resource
planning (ERP) system, or security breaches and other disruptions
to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement
plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Ontario
plans to join the cap - and - trade market
with Quebec and California next January, and Canada's two largest provinces have been finding more ways
to work together on initiatives
to combat climate
change.
Just days after President Trump signed executive orders
to pave the way for sweeping
changes to Obamacare, CVS Health CEO Larry Merlo talked
with Fortune about the «unintended consequences» of the White House
plan.
People generally dislike
change, so whether it's your employees or investors make sure these people are on board
with your
plan to implement radical, disruptive
changes.
With a younger company, we'd be interested in how the company has
changed its business
plan in the last 12
to 18 months
to respond
to toughening conditions.»
Dumas started out like many of us,
with a vague idea of how he wanted his life
to change, but no concrete
plan of action.
The bipartisan Senate
plan would attempt
to maintain TPS in return for ending or
changing a «diversity» lottery program that has been aimed at allowing up
to 50,000 people a year from countries
with few emigres
to the United States.