Many of my beliefs have
changed over the years by simply learning more, observing more, listening more... nothing traumatic caused these changes.
It is made worse that ALL the old data has been substantially
changed over the years by such projects as the EU «Improv».
Not exact matches
As we've all seen and heard, the technologies, platforms, and scientific discoveries that have emerged
over the past several
years — and that continue to emerge
by the day and week — are
changing life and the way we live.
By recognizing that the marketplace is
changing, Volk - Weiss, in response to that
change, has built a 120 - person company that he says grew its revenue (from licensing, streaming, and production fees, product sales, and ad - revenue sharing) more than 100 percent annually
over the past three
years — and more than 200 percent
over the past two.
According to the chart below — not to mention every single piece of research written
by Hussman
over the past
year and
change — the first qualification has been more than met.
One of the reasons the IMF has
changed its tune on fiscal policy is because research it has done in the past
year shows that borrowing to pay for infrastructure pays for itself
over the longer term
by generating faster economic growth.
Over the
years, the amount of
change left behind
by travelers at airports has been steadily climbing — jumping from about $ 489,000 in 2011 to almost $ 675,000 in 2014, and hitting $ 766,000 in 2015.
Indeed, when one ponders the
changes that the global economy has had to digest
over the past 25
years, from the fall of the Iron Curtain to the flowering of the Internet - based economy to the entrance of 1.3 billion Chinese into the labor force, it would be surprising if the effects weren't felt
by American workers.
Dominion plans to increase solar generation
by nearly 50 percent
over last
year's forecast, a
change made possible in part because of the technology's increasing affordability, company executives said in an Associated Press interview.
Like all small businesses, they have seen ups and downs
over the past
year, buffeted
by major
changes in tax policy and, more recently, great uncertainty around trade policy.
The fastest - growing wage, meanwhile, belongs to librarians, whose salaries have increased on average
by 39 %
over the past five
years, due, in part, to the
changing nature of their work.
«
Over the past 15
years, led
by California, 15 states plus the District of Columbia have adopted laws permitting some form of marijuana consumption or distribution for medical use,» notes the See
Change Strategy study.
In 2012, social media conversations were driven
by confusion
over payment options and whether to use them; the following
year, the conversations
changed to which mobile payment option to use.
Iowa cropland prices increased
by a quarter
over the past
year, with the choicest plots
changing hands above US$ 10,000 an acre — far above historical averages.
So, while Hilton says HHonors's
changes match those made
by competitors
over the past few
years, customers who see loyalty points as cash in hand are still indignant.
All of these
changes could push the West Texas Intermediate benchmark down
by as much as 25 %
over the next five
years, he says.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full
year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven
by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused
by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held
by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products
over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to
changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Next, the divergence between the HSBC and NBS PMIs, which can arguably be accounted for
by considering the
changing composition of Chinese growth becoming more orientated to inland cities
over the past
year or so.
Looking
over the two -
year period, we see that realized price returns have been driven almost exclusively
by changes in equity prices (below chart).
As I wrote in my blog
over a
year ago, («Oil Price Spread Costing Canadian producers big bucks,» November 10, 2011), oil sands producers have been continually getting short -
changed for their oil
by refineries in Cushing, Oklahoma, where most of the product from the oil sands flows.
While Booking Holdings is holding its own financially — the company recently beat analyst expectations
by reporting $ 12.7 billion in 2017 revenue, up 18 percent
over the
year earlier — the brand is making
changes.
Over the last two
years, Sharon Vogel and Bruce Reynolds have been at the forefront of
change in Ontario's construction industry leading up to the fundamental amendment of Ontario's Construction Lien Act, which is currently under consideration
by the provincial government.
These include: C$ 4.5 billion to support research, training, and infrastructure at universities and colleges; a Strategic Innovation Fund that will provide C$ 1.26 billion for business innovation in the aerospace and automotive sector; a Connect to Innovate Program that will invest C$ 500 million to bring high - speed Internet to remote and rural communities
by 2021; and, C$ 70 million
over six
years to support agriculture innovation with a focus on climate
change, and soil and water conservation.
By contrast, in Australia there has been no noticeable widening of risk spreads in the corporate bond market
over the past
year, and credit has been easily available from intermediaries, with no reports of significant
changes in banks» lending attitudes.
[01:10] Introduction [02:45] James welcomes Tony to the podcast [03:35] Tony's leap
year birthday [04:15] Unshakeable delivers the specific facts you need to know [04:45] What James learned from Unshakeable [05:25] Most people panic when the stock market drops [05:45] Getting rid of your fear of investing [06:15] Last January was the worst opening, but it was a correction [06:45] You are losing money when you sell on corrections [06:55] Bear markets come every 5
years on average [07:10] The greatest opportunity for a millennial [07:40] Waiting for corrections to invest [08:05] Warren Buffet's advice for investors [08:55] If you miss the top 10 trading days a
year... [09:25] Three different investor scenarios
over a 20
year period [10:40] The best trading days come after the worst [11:45] Investing in the current world [12:05] What Clinton and Bush think of the current situation [12:45] The office is far bigger than the occupant [13:35] Information helps reduce fear [14:25] James's story of the billionaire upset
over another's wealth [14:45] What money really is [15:05] The story of Adolphe Merkle [16:05] The story of Chuck Feeney [16:55] The importance of the right mindset [17:15] What fuels Tony [19:15] Find something you care about more than yourself [20:25] Make your mission to surround yourself with the right people [21:25] Suffering made Tony hungry for more [23:25]
By feeding his mind, Tony found strength [24:15] Great ideas don't interrupt you, you have to pursue them [25:05] Never - ending hunger is what matters [25:25] Richard Branson is the epitome of hunger and drive [25:40] Hunger is the common denominator [26:30] What you can do starting right now [26:55] Success leaves clues [28:10] What it means to take massive action [28:30] Taking action commits you to following through [29:40] If you do nothing you'll learn nothing [30:20] There must be an emotional purpose behind what you're doing [30:40] How does Tony ignite creativity in his own life [32:00] «How is not as important as «why» [32:40] What and why unleash the psyche [33:25] Breaking the habit of focusing on «how» [35:50] Deep Practice [35:10] Your desired outcome will determine your action [36:00] The difference between «what» and «why» [37:00] Learning how to chunk and group [37:40] Don't mistake movement for achievement [38:30] Tony doesn't negotiate with his mind [39:30]
Change your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fo
Change your thoughts and
change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fo
change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom for you?
Inadequate flood protection infrastructure, which right now might not contain high tides in El Nino
years; Lack of action on annual sediment removal from spring freshets, which each
year move
over 30 million m3 of sediment and leave about 3 million m3 of silt in the navigation and secondary channels of the lower reaches; and,
By the end of this century sea levels at the mouth of the river could potentially rise more than one meter due to climate
change overtopping the diking system.
Over a year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circ
Over a
year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today
by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate
Change Collaboration suggests nervousness
over climate risk has shot up in financial circ
over climate risk has shot up in financial circles.
The Fed, however, has been signaling rate increases for quite some time now, so it might be a bit surprising that the markets would adjust that drastically to the recent
changes in the 10 -
year treasury rate, which has grown
by 35 basis points
over the past
year.
Figure 8 illustrates how the data have
changed more recently,
by averaging the PCE inflation data
over one
year,
over six months, and
over three months.
This
change will cost $ 152 million
over five
years, beginning this fiscal
year, and $ 27.5 million a
year after that, according to the budget tabled Wednesday
by Finance Minister Bill Morneau.
As NHL Commissioner Gary Bettman leads the NHL into its latest war of revenge against Jerry Moyes for trying to recoup his losses
by attempting to sell the Phoenix Coyotes to the outlaw buyer, Jim Balsillie, it is well to remember that his triumph in the courts
over the now three time loser didn't
change one ugly fact: the Phoenix Coyotes still lose huge sums of money every
year.
Over the last
year and a half a number of prominent voices in the Bitcoin community have been warning that the system needed to make fundamental
changes to its core software code to avoid being overwhelmed
by the continued growth of Bitcoin transactions.
The social media company was able to make this
change to the largest companies
by market cap list thanks to a 30 % increase in stock
over the last
year, despite not being as large a company as WMT, reports Quartz.
In general terms, an ownership
change results from a cumulative
change in the equity ownership of certain stockholders
by more than 50 percentage points
over a three -
year period.
In general, an «ownership
change» occurs if there is a cumulative
change in our ownership
by «5 % shareholders» that exceeds 50 percentage points
over a rolling three -
year period.
The GOP bill including some
changes would increase federal budget deficits
by $ 1.7 trillion
over 10
years, according to Joint Committee on Taxation estimates shared
by the nonpartisan Congressional Budget Office.
But economists and professors cast doubt on whether tax policy
changes were the driving force behind the move
by a retailing giant that for
years has stood as a lightning rod for criticism
over low worker pay.
Mr. Scribner has
over 18
years experience in retail being responsible for driving business and market growth in multiple retail facilities
by assessing economic trends,
changing demographics and competitive market share.
The graph below plots the median expected 12 - month forward growth rate expected
by analysts, along with the percentage
change in actual S&P 500 earnings per share
over the preceding
year.
The 1 -
year non-deliverable forward (NDF) rate for the renminbi rose
by 2 1/2 per cent
over November and December as officials stated China's commitment to flexibility in the exchange rate without confirming any timetable for regime
change.
If we stay on our current emission pathway, this will
change: The metro region will likely see 2 to 7 extremely hot days on average
over the next 5 to 25
years, 4 to 17 such days likely
by mid-century, and 11 to 59 days — nearly two months —
over 95 °F likely
by the end of the century.
Commodity prices have
changed little on average
over recent months and remain at high levels; the RBA Index of Commodity Prices fell
by 0.8 per cent in SDR terms
over the three months to January to be 10.2 per cent higher
over the
year.
We now complete the circle
by looking at P / E
changes over the last 120
years.
Volvo has announced that it will be making massive
changes to its car lineup
over the next few
years, aiming to release a hybrid version of each of its cars
by 2020.
If you want to see a cool infographic showing the
changes in the Federal Reserve Board of Governors
over the
years and how it has evolved from a multi-faceted and diverse organization to one that is very monolithic, monotheistic and dominated
by academics, check this out: http://goo.gl/eCKVrS.
Mylan has been called out again and again
over the
years —
by the company's own employees, regulators, patients, politicians and the press — and hasn't
changed, even as revenue has skyrocketed, hitting $ 11 billion last
year.
Proposed
changes in a plan supported
by Paul Ryan, Speaker of the house, would levy an 8.75 % tax on cash and cash equivalents and 3.5 % on other profits, spread
over an eight -
year period.
EDMONTON — In response to PC legislation claiming to increase government accountability, NDP Leader Rachel Notley called for a series of
changes that would effectively protect Albertans from several forms of inappropriate behavior demonstrated
by the PCs
over the last several
years.
These
changes also caused the yield curve to flatten
by over 70 bps as the
year progressed.
The reconciliation instructions identify the authorizing committee (s) tasked with reconciliation, the dollar amount of budgetary
changes that must be achieved
over designated time frames (usually the first
year of the budget and the five - or ten -
year period covered
by the budget resolution) that the committee (s) must achieve, and the date
by which the committee (s) must report reconciliation legislation.