Sentences with phrase «changes at that credit reporting»

Your credit score changes when your information changes at that credit reporting agency.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

THIS VEHICLE ALSO INCLUDES: 3 - day, 300 - mile exchange policy - Detailed inspection - CarFax (R) report - 2 FREE oil changes - 2 FREE tire rotations - $ 200 loyalty bonus - $ 100 PDR credit - Referral program / / * Benefits may be used only at participating Buerkle dealerships.

FICO ® Scores are based on the information in the credit reports at one point in time and can change whenever credit report changes.

Some don't show your credit report at all, just changes to it.

In a perfect world, we would all review our accounts, keep up with ever - changing budgets, and look at our credit report every couple of months among other things.

In addition, when I checked three credit reports I got from the credit reporting agencies in the past 12 months, I found at least Experian showed the history of credit limit changes:

Identity protection, much like credit reporting, monitors your credit report at the three credit bureaus and identifies changes daily.

Compound that by the number of creditors reporting to the credit bureaus at any given time and your credit score could change on a daily basis.

Because Enova already looks at a lot of data in credit reports beyond the standard credit scores, as well as alternative sources of data, DeCosmo said he doesn't think the change will affect Enova's business as much as some other businesses that are more reliant on third - party - produced scoring.

According to Ted Rossman, public relations director at Bankrate, «We offer a free VantageScore each month as well as score analysis (a complete understanding of what makes up your credit score and the top four things you can focus on to improve it), trending information (graphs that show changes to your credit score over time), a timeline (showing your key credit milestones) and comparisons (including credit report changes that could have impacted your credit score and help identifying fraud).

However, scores can change every time new data is reported to the credit bureaus, so an 850 credit score might not stay at that level.

You can always contact the company again if information on your credit report has changed and ask them to look at your application again.

Also have a look at the Government's detailed list of changes you need to report to the tax credit office.

Eric explains that a credit score is a number between 350 and 900 — 900 being perfect — that is constantly changing depending upon the information being reported and financial trends at that time.

Your lender will need to reorder your credit report (s) and score once any changes have been made to your information at the consumer reporting agencies.

At this time, most employers don't look at credit reports, but that situation could changAt this time, most employers don't look at credit reports, but that situation could changat credit reports, but that situation could change.

«This widespread credit misconception fools a lot of people, but viewing your own report and score is counted as a soft inquiry and doesn't change the score one way or another,» said Julie Pukas, head of US bankcard and merchant Services at TD Bank in New Jersey.

In February 2013, the Federal Trade Commission released the results of a comprehensive study of credit reporting errors, finding that 21 percent of American consumers had an error on a credit report from at least one of the three major credit reporting companies.15 Thirteen percent of consumers had errors serious enough to change their credit score.

Basics: - Age & Credit - Seniors & Credit - Life Changes - Getting Your Report Yearly - Credit Report FAQ - Who Looks at Your Credit?

It provides comprehensive credit file monitoring and automated alerts of key changes to your credit files at all three national credit reporting companies.

In the wake of Equifax hack, Congress proposes credit bureau reform — Lawmakers call for changes in credit report system to protect people's data, or at least give them more control over it... (See Congress proposes credit bureau reform)

Looking at my credit report with 20 + years of history, if I were to perform the same actions as you, I'd expect no change in my credit score at all (maybe a 1 - 2 point temporary dip).

Survey: Average card APR holds steady at 16.06 percent for third week — July 19, 2017: The national average APR for new credit cards held still this week despite multiple changes to card offers, according to the CreditCards.com Weekly Credit Card Rate Rcredit cards held still this week despite multiple changes to card offers, according to the CreditCards.com Weekly Credit Card Rate RCredit Card Rate Report.

Rate survey: Average card APR holds steady at 15.18 % for ninth week — Dec. 7, 2016: The average APR on new card offers held still Wednesday despite multiple small rate changes, according to the CreditCards.com Weekly Credit Card Rate Report.

Once you've made these changes, you should wait at least 30 days before you apply for a travel credit card because that usually how long it will take for your credit report to be updated.

Almost immediately after I published my trip report, from a free stay at the Hyatt Tamaya Resort in New Mexico, I learned that rules on The Hyatt Credit Card are changing.

In general, credit monitoring services notify you of credit report changes within 24 hours and allow you to check your credit score at any time.

The report, entitled Financing Climate Disaster: How Export Credit Agencies Are a Boon for Oil and Gas, calls on USEXIM and other nations» export credit agencies (ECAs) to phase out all financial support for fossil fuels by 2020 at the latest, in order to help prevent the worst impacts of climate cCredit Agencies Are a Boon for Oil and Gas, calls on USEXIM and other nations» export credit agencies (ECAs) to phase out all financial support for fossil fuels by 2020 at the latest, in order to help prevent the worst impacts of climate ccredit agencies (ECAs) to phase out all financial support for fossil fuels by 2020 at the latest, in order to help prevent the worst impacts of climate change.

Insurance agents are required to inform you of rate changes as a result of credit information, so make sure that the information they're using is totally accurate by ordering a free credit report at least once a year.

It reviews the credit report at one of the main credit reporting agencies and then notifies if any changes are required, may be change in address, inquires on your account, new credit accounts in your name so that these will not create problem.

• Highly skilled in anticipating guests» requirements and respond quickly and acknowledge all guests • In - depth knowledge of verifying registration card information with the guest • Demonstrated ability to answer telephone using correct greeting and telephone etiquette Hands - on experience in communicating important guest information to designated departments and employees • Knowledge of obtaining back - up information for guest credit / payment method and enter into system; collect cash and arrange change when required • Track record of maintaining positive guest relations at all times • Proven record of resolving guest complaints and ensuring guest satisfaction • Able to maintain complete knowledge of services, rates and activities at all times • Proven ability to direct Bell Person to accompany guest and transfer their luggage to the room • Thorough understanding to resolve discrepancies on the room status report with Housekeeping • Comprehensive knowledge of processing adjustment vouchers, paid - outs, correction vouchers and miscellaneous charges • Substantial knowledge to match the bucket check to in - house guest ledger report and convey inconsistencies to Manager

• Greet customers as they arrive and ensure that they are being served by a host • Ascertain that menu item prices are correctly displayed and update changes as required • Look at work orders and punch ordered items into the system • Recheck punched items to ensure correct billing • Calculate billed items manually for verification • Take printouts of billed items, place them in folders and hand them to waiters • Receive and count cash payments and tender change • Process debit and credit card payments and ensure that receipts are signed and cards returned • Tally cash drawer at the end of each shift and handle any discrepancies before the shift ends • Manage light bookkeeping activities and generate cash and credit reports • Ascertain that the cash register has sufficient change in it at the beginning of each shift • Make bank transactions and handle bank reporting activities

Greet customers as they arrive at the store and provide them with information about products and / or services Respond to customers» complaints and resolve their issues Take payment in exchange of items sold Bag, box and wrap purchased items Identify prices of goods using memory or scanner Enter transactions in the cash register and provide customers with the total bill Sort and count currency and coins Issue receipts and change to customers Count money at the end and beginning of each shift Process exchanges and refunds Ensure that all checkout counters have enough cash Process credit card and check payments Weigh items and determine prices of the same Issue trading stamps and gift cards Perform the duties of customer service representative when required Maintain periodic sales reports and spreadsheets Assist in stocking shelves, rotating merchandise and marking prices Ensure management of daily cash accounts Maintain periodic transaction reports Ensure maintenance of check out areas Resolve customer complaints in a proactive manner Open and close tills Train other staff members to work as cashier Maintain knowledge of store inventory and sales activities Keep the work area tidy and clean.

In this year of horrendous cyberheists — Equifax the most prominent — you've probably taken at least a few precautions: changed passwords, stopped opening files and links from unknown senders, upgraded your computer security measures, maybe put a freeze on your credit reports.