Sentences with phrase «changes from year to year as»

With this in mind, cultural response balloons out into a much larger consideration for the classroom, one that will shift and change from year to year as demographics, students and our political landscape ebb and flow.

And the recently passed Tax Cuts and Jobs Act makes the decision even more complicated, as tax rates will be changing from year to year as the new law is fully implemented.

Depending on the plans offered and the contributions that employers require for employees and dependents, what's best for one couple is not best for another — and that best scenario can change from year to year as employers change their plans, benefits structures and contribution strategies.»

Not exact matches

We've made many changes to it over the years as we've learned from our experiences, and we're always looking for ways to make it better.»

In the opinion of the Company's management, a discussion of loss reserve development is meaningful to users of the financial statements as it allows them to assess the impact between prior and current year development on incurred claims and claim adjustment expenses, net and core income (loss), and changes in claims and claim adjustment expense reserve levels from period to period.

The issue stems, in part, from year - old changes to Canada's express entry system which makes it impossible for someone in the PGWPP program to gain express entry without a Labour Market Impact Assessment, as chronicled by Nicholas Keung:

Russ Corsi, who worked nearly 32 years for Pittsburgh - based PPG, a global supplier of auto glass, says larger sunroofs are also more prone to weakening over time as the pane absorbs impacts from bumps in the road, twists and turns of the car's frame, and «thermal shock» — the expanding and contracting from sudden temperature changes.

Like Amazon, they've learned to execute their strategy on the basis of what won't change over the next 10 years — children playing and learning from compelling block toys — as opposed to what will change.

FMS earnings before tax as a percentage of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis points from the prior year, primarily reflecting higher depreciation due to vehicle residual value policy changes and lower used vehicle sales results.

If you have been impacted and don't take action (like changing your password and monitoring other sites you frequent), that information can be used for everything from identity theft to more serious forms of harassment — and continue to unfold years later as information gets sold and resold.

But the big change from last year is that 81 % cited «artificial intelligence and machine learning» as either «very important» or «extremely important» to their company's future, up from just 54 % in 2016.

Actual results and the timing of events could differ materially from those anticipated in the forward - looking statements due to these risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing of, and risks relating to, the executive search process; risks related to the potential failure of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies of eptinezumab sufficient to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab; risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements; risks and uncertainties relating to the manufacture of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and business conditions; and other factors discussed under the caption «Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.

When CVS wanted to make clear to Wall Street and Main Street it was pivoting its business much more toward to the health industry in 2014, it went as far as changing its name to CVS Health from CVS Caremark, and to drop tobacco products, a $ 2 billion a year revenue generator, from its stores.

(Updates prices, market activity and comments to U.S. market open, new byline, changes dateline, previous LONDON) NEW YORK, May 3 (Reuters)- The U.S. dollar was little changed in choppy trading on Thursday as investors took profits from a rally that sent the greenback to its highest levels of the year and awaited Fridays payrolls data for April.

For a country that has long considered a plain vanilla 25 - year mortgage from a bank to be the foundation of the home - buying industry, the potential changes wrought by these new entrants and product innovations strike some observers as puzzling, and perhaps dangerous.

Looking at a simple asset allocation, a theoretical allocation to long - dated U.S. bonds (+20 years) fluctuates from as low as 3 % to as high as 25 % based on changes to the risk model, i.e. correlation of different asset classes.

Fed watchers had been looking for the language to change from «this year,» as indicated following the June meeting, to something more immediate.

Last year, the figure was 333,000, of which 184,000 came from the E.U. Even if you accept, as most do, that immigration has expanded the tax base and kept the price of both food and services down, the influx — for which there is no end in sight — is changing the face of the country too fast for the population to stomach, and the E.U.'s rules on free movement of labor are an easy target.

After years of cleaning up her party's name and trying desperately to distance it from her father's racist and anti-Semitic outbursts, it seems that Le Pen believes she has now found the sweet spot between being mainstream enough to get votes but also being seen as enough of an outsider to bring about change.

Determination of the National Average Wage Index for 2016 To determine the national average wage index for calendar year 2016, we multiplied the 2015 national average wage index of 48,098.63 by the percentage change in average wages from 2015 to 2016, as measured by annual wage data we tabulateTo determine the national average wage index for calendar year 2016, we multiplied the 2015 national average wage index of 48,098.63 by the percentage change in average wages from 2015 to 2016, as measured by annual wage data we tabulateto 2016, as measured by annual wage data we tabulated.

Through the magic of Pixar animation we enter the «Inside Out» world of 11 - year - old Riley as she learns to navigate the changes and uncertainty that come with being uprooted from her happy and stable life in Minnesota and transplanted to a new life in San Francisco.

Structural changes to the equities business over the last several years, such as the rise of electronic trading, have knocked off around $ 15 billion from the equities fee pool, according to a report from Morgan Stanley and management consulting firm Oliver Wyman.

Since the information used to calculate your payment may change from year - to - year, you must re-apply annually for Pay As You Earn.

Since the information used to calculate your payment may change from year - to - year, you must re-apply annually for Revised Pay As You Earn.

[01:10] Introduction [02:45] James welcomes Tony to the podcast [03:35] Tony's leap year birthday [04:15] Unshakeable delivers the specific facts you need to know [04:45] What James learned from Unshakeable [05:25] Most people panic when the stock market drops [05:45] Getting rid of your fear of investing [06:15] Last January was the worst opening, but it was a correction [06:45] You are losing money when you sell on corrections [06:55] Bear markets come every 5 years on average [07:10] The greatest opportunity for a millennial [07:40] Waiting for corrections to invest [08:05] Warren Buffet's advice for investors [08:55] If you miss the top 10 trading days a year... [09:25] Three different investor scenarios over a 20 year period [10:40] The best trading days come after the worst [11:45] Investing in the current world [12:05] What Clinton and Bush think of the current situation [12:45] The office is far bigger than the occupant [13:35] Information helps reduce fear [14:25] James's story of the billionaire upset over another's wealth [14:45] What money really is [15:05] The story of Adolphe Merkle [16:05] The story of Chuck Feeney [16:55] The importance of the right mindset [17:15] What fuels Tony [19:15] Find something you care about more than yourself [20:25] Make your mission to surround yourself with the right people [21:25] Suffering made Tony hungry for more [23:25] By feeding his mind, Tony found strength [24:15] Great ideas don't interrupt you, you have to pursue them [25:05] Never - ending hunger is what matters [25:25] Richard Branson is the epitome of hunger and drive [25:40] Hunger is the common denominator [26:30] What you can do starting right now [26:55] Success leaves clues [28:10] What it means to take massive action [28:30] Taking action commits you to following through [29:40] If you do nothing you'll learn nothing [30:20] There must be an emotional purpose behind what you're doing [30:40] How does Tony ignite creativity in his own life [32:00] «How is not as important as «why» [32:40] What and why unleash the psyche [33:25] Breaking the habit of focusing on «how» [35:50] Deep Practice [35:10] Your desired outcome will determine your action [36:00] The difference between «what» and «why» [37:00] Learning how to chunk and group [37:40] Don't mistake movement for achievement [38:30] Tony doesn't negotiate with his mind [39:30] Change your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom foChange your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fochange your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom for you?

Carrefour shares tumbled in Paris Thursday after the world's second - largest retailer followed Walmart in issuing disappointing full - year earnings and a cautious 2018 outlook as food retailers continue to face pressure from Amazon's game - changing purchase of Whole Foods.

However, if the ordinary shares or ADSs are treated as traded on an «established securities market» and you are either a cash basis taxpayer or an accrual basis taxpayer that has made a special election (which must be applied consistently from year to year and can not be changed without the consent of the IRS), you will determine the U.S. dollar value of the amount realized in a non U.S. dollar currency by translating the amount received at the spot rate of exchange on the settlement date of the sale.

That was Christensen, a full four years before the iPhone, explaining why it was that Intel was doomed in mobile even as ARM would become ascendent.2 When the basis of competition changed away from pure processor performance to a low - power system the chip architecture needed to switch from being integrated (Intel) to being modular (ARM), the latter enabling an integrated BlackBerry then, and an integrated iPhone four years later.3

• The character and integrity of those with whom you are doing business • Changing technology as it impacts industries (including the banking industry) • Future changes in the law or even how the law might be interpreted differently 10 years from now • Deteriorating international competiveness (as what happened to our tax code) • Emerging competitive threats • Changes in industrial structure; e.g., new sources of competition • Political influence and unexpected litigation • Public sector fiscal challenges, demographic changes and challenges managing the nation's healthcare rechanges in the law or even how the law might be interpreted differently 10 years from now • Deteriorating international competiveness (as what happened to our tax code) • Emerging competitive threats • Changes in industrial structure; e.g., new sources of competition • Political influence and unexpected litigation • Public sector fiscal challenges, demographic changes and challenges managing the nation's healthcare reChanges in industrial structure; e.g., new sources of competition • Political influence and unexpected litigation • Public sector fiscal challenges, demographic changes and challenges managing the nation's healthcare rechanges and challenges managing the nation's healthcare resources

For the second year, Walmart Canada is running the Green Student Challenge where teams of post-secondary students from across the country have an opportunity to convince some of Canada's most successful business leaders that they have the most compelling breakthrough idea to change business as we know it.

He thought the macro environment was as positive as it had been in many years, and that the tax reforms could «change sentiment from optimism to confidence».

Net income for the quarter fell to $ 701.0 million from $ 885.2 million in the same quarter a year ago as the insurer adjusted to coverage changes brought on my the health care overhaul.

To summarize, this unbiased report was produced by an organization, who has as its board member, the proponent of the research who also happens to be the CEO of the Crown Corporation which is proposing the radical changes, furthermore, this CEO was also the president and CEO of a company that has a private sector mail service that may benefit from these changes, and he is paid close to 520K per year by the Crown / governor in council who appointed him, of an organization that is fasely reporting losseTo summarize, this unbiased report was produced by an organization, who has as its board member, the proponent of the research who also happens to be the CEO of the Crown Corporation which is proposing the radical changes, furthermore, this CEO was also the president and CEO of a company that has a private sector mail service that may benefit from these changes, and he is paid close to 520K per year by the Crown / governor in council who appointed him, of an organization that is fasely reporting losseto be the CEO of the Crown Corporation which is proposing the radical changes, furthermore, this CEO was also the president and CEO of a company that has a private sector mail service that may benefit from these changes, and he is paid close to 520K per year by the Crown / governor in council who appointed him, of an organization that is fasely reporting losseto 520K per year by the Crown / governor in council who appointed him, of an organization that is fasely reporting losses.

[2] A forthcoming companion piece examines the in - year changes to the fiscal projections for 2009 - 10, from the January 2009 Budget to the final audited results, as published in the Public Accounts of Canada 2010, highlighting the major factors contributing to the changes in the fiscal projections.

We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in the Information Statement filed as an exhibit to our Annual Report on Form 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed in or implied in this presentation.

-- Member of Parliament David Yurdiga «The federal government thinks that it is acceptable to run a $ 30 billion deficit and spending billions on foreign aid and international climate change projects, as well as on newcomer settlement programs all the while cutting over $ 100 million from the three northern territories over the course of the next five years.

«Americans might also be feeling as though their employer match — or lack of — is not enough to make it worth it to open an account, as well the growing trend of changing jobs every couple years and not wanting to deal with rolling over funds from one account to another,» Bonner said.

For example, if your property taxes and insurance add up to $ 5,000 a year, you'll need to add approximately $ 417 to your mortgage payment, though these costs may fluctuate from year - to - year, particularly as tax rates change.

Short Shelf Life: the analyses were only as fresh as the last engagement, and since the «proprietary» formulas could change from year to year, clients might not always have the most up - to - date analysis.

However, in the short term bonds are likely to benefit from lower CPI inflation rates as my leading indicator, the absolute change in oil prices from a year ago, is pointing to the U.S. CPI ex shelter declining to between 2 and 2.5 % in February / March.

As an alternative, House Republicans have floated the possibility of adopting a Fiscal Year (FY) 2017 budget resolution early next year (since Congress failed to adopt a FY 2017 budget resolution last year) to include reconciliation instructions for repealing (and possibly replacing) much of the ACA, while adopting a FY 2018 budget resolution later next year that includes reconciliation instructions for tax reform (and possibly some mandatory spending changes, perhaps from Medicare reform, other mandatory savings assumed in the budget resolution, and / or some ACA replacemeYear (FY) 2017 budget resolution early next year (since Congress failed to adopt a FY 2017 budget resolution last year) to include reconciliation instructions for repealing (and possibly replacing) much of the ACA, while adopting a FY 2018 budget resolution later next year that includes reconciliation instructions for tax reform (and possibly some mandatory spending changes, perhaps from Medicare reform, other mandatory savings assumed in the budget resolution, and / or some ACA replacemeyear (since Congress failed to adopt a FY 2017 budget resolution last year) to include reconciliation instructions for repealing (and possibly replacing) much of the ACA, while adopting a FY 2018 budget resolution later next year that includes reconciliation instructions for tax reform (and possibly some mandatory spending changes, perhaps from Medicare reform, other mandatory savings assumed in the budget resolution, and / or some ACA replacemeyear) to include reconciliation instructions for repealing (and possibly replacing) much of the ACA, while adopting a FY 2018 budget resolution later next year that includes reconciliation instructions for tax reform (and possibly some mandatory spending changes, perhaps from Medicare reform, other mandatory savings assumed in the budget resolution, and / or some ACA replacemeyear that includes reconciliation instructions for tax reform (and possibly some mandatory spending changes, perhaps from Medicare reform, other mandatory savings assumed in the budget resolution, and / or some ACA replacement).

The Fed is expected to continue its policy of hiking rates but the incoming data from the US does not ssupport any accelerated rate hikes as yet and with the 3 rate hikes for the year already priced into the markets, we do not expect any major changes in the gold prices if and when the rate hikes do happen.

A few years ago I had to change myself b / c as this guy in the story stated «he was a christian» but not a very good one... I know exactly where he is coming from.

The fossil record which shows millions of years of stable species, then an explosion of necessarily mutations, all occurring at the precise necessary time required for complex organisms to develop, and ALL escaping fossilization «the sudden appearance of most species in the geologic record and the lack of evidence of substantial gradual change in most species — from their initial appearance until their extinction — has long been noted, including by Charles Darwin who appealed to the imperfection of the record as the favored explanation» — Wikipedia

We are nearly 2000 years out from the New Testament — nearly as so much of the NT was written SO long after the fact — and society has continued to change.

Further, given the constantly changing goal - posts of a politics immersed in the emotivist chaos of competing psychological identities and subjective personal rights, why on earth would anyone now want to pursue a career that in five, ten, or fifteen years might be torn from them simply because somebody somewhere finds a right to goodness - knows - what in the Constitution — even, as in this case, when their job does not actually require them to be involved in said goodness - knows - what?

The point is you speak of things as FACT and then something changes by 14 BILLION YEARS in a distance of 347 miles from the Earth observation to Orbit, and you just say OH well that's science for ya.

everything is made up of atoms (don't believe me do some research) its the different variables of heat and light and things like that that cause different reactions to make different things and these things when they interact can create something completely different and you and slowly the process of mitosis or miosis starts to work and form stuff hell i learnt that in high school and it was a catholic one at that a millions of years ago i bet the universe was completely different and had things in it that our minds cant even imagine that have since changed over time from action and reaction to what we have today and in another million years who knows with all the different gases we pump into the air and the weather getting more intense on both ends of the scale life as we know it will be different the human race will have to evolve to survive and will probibly form into a slightly different species hell maybe well evolve into 2 different species like in the movie time machine

Things began to change in his teenage years, however, as he began to drift away from the faith he had grown up in.

Installed caps plus snapback hats ended up both donned over the years around baseball as teams had the capacity to change their particular look coming from year to year.