A central theme of our resilience work is how climate
change impacts businesses, and the steps they are taking to prevent the worst damages.
At the end of the day the big question we are left with is, how did
these changes impact the business for the better?
Not exact matches
These factors speak only as of the date hereof, and new factors may emerge or
changes to the foregoing factors may occur that could
impact our
business.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse
impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse
impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the
impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or
impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to
business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
When Premier Rachel Notley announced Alberta's new climate
change strategy over the weekend, analysts and pundits rushed to gauge the
impact on the oilsands and on the electrical generation
business, still dependent as it is on coal.
This starts with a snapshot of the firm's position at the close of
business the day before, adds some generally available economic statistics, and analyzes
changes that might
impact on credit.
As the
business landscape is
changing more and more rapidly — particularly due to the
impact of new tech on customers expectations and staff behavior — being responsive requires a certain level of flexibility and vision from your employees.
While there is a «magic factor» to getting a cover story in the New York Times or Forbes — which can
change the trajectory of a
business and is hard to quantify in terms of exact
impact — PR professionals can and must think of creative ways to measure outcomes in a more quantitative way.
The lengthy and complex set
changes, known as the Markets in Financial Instruments Directive II (MiFID II), will
impact a broad swath of financial firms across the globe, but especially investment banks that do
business in Europe.
These technologies are driving profound
changes impacting industries and
business models as well as life, society, and the environment,» said Tim Zanni, Global and U.S. Technology Sector Leader at KPMG in the report.
«I hope I'm not bothering you» should be
changed to «I have something that will help you make (or save) more money and quickly
impact your
business.»
, discusses how
changes in the way taxpayers file will
impact businesses and individuals, and provides insight to the U.S. trade agenda.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the
impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature,
impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the
impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
It seems that it made enough of an
impact overseas that Rhapsody decided to make the
change permanent for its global
business.
The company expects the Final Rate Notice to result in a 3.00 percent (e) rate increase for Humana's individual Medicare Advantage
business versus CMS» estimate for the sector of 3.50 percent, excluding the
impact of Employer Group Waiver Plan (EGWP) funding
changes, on a comparable basis.
In the very first months, the only evidence might be the kinds of meetings held, shifts in focus and
changes in who is getting resources and recognition, but
business impact can show up within 12 - 18 months.
These five
changes in the federal tax code can
impact the bottom line for you and your
business.
While the Trump administration's move away from the Obama - era recommendations doesn't represent a concrete
change to regulations, it does set a tone that could
impact both small -
business owners and, more notably, freelance workers.
Here are four ways starting a new
business can help you offset the
impact of any fiscal cliff
changes.
Adding on to this, your
business might be
impacted by the coming
changes to the tax code depending on how your
business is structured, where you do
business, and what deductions you are currently taking.
As part of 3M's continuing effort to improve the alignment of its
businesses around markets and customers, the Company made the following
changes, effective in the first quarter of 2018, and other revisions
impacting business segment reporting:
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the
impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving
business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Vertical integration, consolidation of infrastructure, content production and content distribution have been key trends that could
impact how
businesses evolve to
changing consumer wants and needs.
Megatrends, per Bradford's PowerPoint, «are global, sustained, and macroeconomic forces of development that
impact business, economy, society, culture, and personal lives, thereby defining our world and its increasing pace of
change.»
Even for companies that haven't seen an
impact on their
business to date, the fear of unknown, and potentially drastic, policy
changes makes it difficult to make even short - term plans.
«We do not take decisions that
impact jobs lightly, but we committed in May to implement meaningful
changes to reset our
business, remove layers and find cost efficiencies, and we are acting with a sense of urgency on that commitment,» McDonald's spokeswoman Heidi Barker Sa Shekhem said in a statement.
Heffernan has been chief executive of several
businesses including the ZineZone Corporation and the iCAST Corporation and is the author of the book «Beyond Measure: The Big
Impact of Small
Changes.»
These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the
impact of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more key customers; risks associated with our international operations; exchange rate fluctuations of the currencies in which we conduct
business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary to produce our products; the
impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological
changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our
business of natural disasters.
These
changes are definitely going to
impact how you use Facebook to market your
business.
The Review of
Business Taxation
changes handed down by the Treasurer in September will have a significant
impact on the property and construction industry according to KPMG taxation experts Carlo Franchina and Craig Yaxley.
2 The percentage
change has been calculated using actual exchange rates in use during the comparative prior year period to enhance the visibility of the underlying
business trends by excluding the
impact of translation arising from foreign currency exchange rate fluctuations, which is considered a non-GAAP financial measure.
One survey of software startups found that 41 % reported «significant operational
impacts» from patent troll lawsuits, causing them to exit
business lines or
change strategy.
The North American Strategy for Competitiveness (NASCO) announced its 2018 tri-national conference will be held in Vancouver next fall, to address issues and discuss solutions to the rapidly
changing state of international
business and its
impact on global trade.
Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all;
changes in the financial markets, including
changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its
business or the online or broader marketplace lending industry generally, any of which could
impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.
The TCJA
impacts individuals and
businesses on a level not seen in over 30 years... this briefing gives context and summarizes the key
changes.
Although the loan guarantee program is only one of many things the SBA does to help small
businesses, because they recognize that access to capital is a big challenge for many of the
businesses they serve, they've made some recent
changes that portend a positive
impact for small
businesses.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the
impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our
business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other
business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the
businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing
business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the
businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
In light of Mr. Oman's years of service to the Company and his significant contributions to the growth of the Company's mortgage
business, we believed it was appropriate to enter into this arrangement in 1998 to address the
impact on benefits payable to him under these plans caused by certain prior internal job
changes and amendments made to these plans.
In 2015 DNV GL assessed the effect of the first 15 years of the UN Global Compact in the report
IMPACT: Transforming
Business,
Changing the World.
For their part, the federal government has not budged, staunchly defending this plan by dismissing the huge
impact their
changes will have on how we operate small
businesses, and by inferring that doctors and other professionals are tax cheaters who unfairly take advantage of small
business tax - saving mechanisms.
But vilifying easy targets like doctors and other high wage earning professionals is a convenient distraction from the extraordinary and far - reaching
impact these proposed
changes will have on hundreds of thousands of middle - class small
business owners from coast to coast.
MONTERREY, MEXICO — The North American Strategy for Competitiveness (NASCO), kicked off its annual tri-national conference in Monterrey on Oct. 25 to address issues and discuss solutions to the rapidly
changing state of international
business and its
impact on global trade.
The attorney generals from 20 states announced plans to work with environmental campaign groups on ongoing or potential investigations into whether Exxon misled investors decades ago about the
impact their
business had on climate
change.
Important factors that may affect the Company's
business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights;
impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law
changes or interpretations; pricing actions; and other factors.
Earlier this summer the Federal Government announced a series of proposed
changes that stand to
impact how small
businesses operate; specifically, how small
businesses pay tax, how they manage money / capital, and how family members can engage in the
business and / or plan for retirement.
While the JOBS Act will result in significant
changes to U.S. securities law, the
impact on small
businesses and start - ups will be revolutionary.
Imagine your
business making a big
impact solving problems like hunger, poverty, war, violence, and catastrophic climate
change while making a healthy profit.
Trump's tax bill isn't the biggest tax restructuring in decades, and it certainly doesn't offer the biggest cuts for individuals and
businesses the country has seen, but the
changes are great enough that they will seriously
impact business operations and processes going forward.
The
impact of digital
business will be undeniable: It will introduce new
business models, cause industries to be «digitally remastered» and
change the way that
businesses put great minds to work.
The event will showcase senior executives discussing their industries, anticipated
changes and innovations in their supply chain, and the
impact these will have on the WBEs who do
business with them.