Sentences with phrase «changes in rates because»

«Asset values will be more sensitive to smaller changes in rates because the base rate we're operating off of is lower than we've experienced in the past,» he said.

We apply any change in rates because of a prime rate change to your entire account balance.

Not exact matches

NEW YORK, May 1 - U.S. «This is the most important refunding announcement because we expect big changes,» said Gennadiy Goldberg, interest rates strategist at TD Securities in New York.

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

Actual results could differ materially from those expressed in or implied by the forward - looking statements contained in this release because of a variety of factors, including conditions to, or changes in the timing of, proposed real estate and other transactions, prevailing interest rates and non-recurring charges, store closings, competitive pressures from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified in documents filed by the company with the Securities and Exchange Commission.

The author concludes that these indexes generally are superior to the trade - weighted indexes constructed for the overall U.S. economy because industry - specific rates capture changes in industry - competitive conditions that result from moves in specific bilateral exchange rates.

Interest rate risk is the risk that debt securities, and the Fund's net assets, may decline in value because of changes in interest rates.

The change in price is considered to be inflation.Advice: The CPI is a closely watched indicator because inflationary concerns are the big driver behind rising interest rates.

This was because banks could now counter a change in the reserve ratio by adjusting their deposit interest rates to compete more aggressively for funds.

In addition, our future income taxes could fluctuate because of earnings being lower than anticipated in jurisdictions that have lower statutory tax rates and higher than anticipated in jurisdictions that have higher statutory tax rates, by changes in the valuation of our deferred tax assets and liabilities, or by changes in tax laws, regulations, or accounting principleIn addition, our future income taxes could fluctuate because of earnings being lower than anticipated in jurisdictions that have lower statutory tax rates and higher than anticipated in jurisdictions that have higher statutory tax rates, by changes in the valuation of our deferred tax assets and liabilities, or by changes in tax laws, regulations, or accounting principlein jurisdictions that have lower statutory tax rates and higher than anticipated in jurisdictions that have higher statutory tax rates, by changes in the valuation of our deferred tax assets and liabilities, or by changes in tax laws, regulations, or accounting principlein jurisdictions that have higher statutory tax rates, by changes in the valuation of our deferred tax assets and liabilities, or by changes in tax laws, regulations, or accounting principlein the valuation of our deferred tax assets and liabilities, or by changes in tax laws, regulations, or accounting principlein tax laws, regulations, or accounting principles.

Because credit and default risk are the dominant drivers of valuations of high yield bonds, changes in market interest rates are relatively less important.

In 2011 and 2012, that change hurt the companies» earnings, largely because interest rates were falling at the time.

The changes in interest rates affect economic activity and inflation with much longer lags, because it takes time for individuals and businesses to adjust their behaviour.

This is because fixed - rate mortgages are mortgage loans for which the interest rate does not change — even if market mortgage rates move higher or lower in the future.

At the same time, he acknowledged the downside risks because changes in fiscal policy could push real interest rates higher, offsetting haven demand.

«Yes I agree with all that, and we welcomed the change in fiscal policy because it meant we could keep forecast inflation on target without having to cut interest rates, which we would otherwise have done.

However, in most cases the amortization period changes because different borrowing terms, interest rates and payments against the principal amount at each renewal vary the length of time required to pay off the mortgage.

And because all CDs lock up your deposit for a fixed length of time, you can also save money by studying how average CD rates have changed in the recent past.

This somewhat optimistic prediction of things to come may not seem helpful for the here and now, because we live in an era of fear, anxiety, and worry, and our question and our text is how can we adapt now and in the immediate future to this rapid rate of social change.

Whether it's because of a high attrition rate or a sudden change in the competitiveness of teams, a weird result in Montreal has almost become expected.

Deluded manager plus greedy board has created a crisis at arsenal with third rate players being paid first rate wages to keep them loyal and drugged up fans like yourself overdosing on 4th place high... True fans want change when they see the club going in wrong direction not a string of drug crazed platitudes from tribal loyalists who are so deluded themselves that they actually believe the blame for the crisis lies with the people who have been pointing to its causes... Do you think financial crises only happen because people start warning about overlevaraged banks, the speculative and fraudulent behaviour of their overpaid employees and the indulgence of their massively overpaid senior management... Pathetic comment

This may affect the ability to infer which thermoregulatory variables are being monitored in the presently proposed anticipatory regulation model, because it is the timing of the changes in work rate that is essential, and rectal temperature may not provide the necessary resolution of measurement.

The Dream On Me 4 in 1 Full Size Crib and Changing Table Combo is making an appearance on this list because it has the lowest price point while also receiving high ratings.

Estimates of the numbers of women booked for home birth but delivering in hospital were even more difficult to obtain because hospital records do not always specify this information accurately and no national estimate exists.1 4 Data collected in this region in 1983 suggested that 35 % of these women changed to hospital based care either before or during labour, and a more detailed prospective study of all planned home births in 1993 found a total transfer rate of 43 %.8 Women were classified as having booked for a home birth when a community midwife had accepted a woman for home delivery and had this arrangement accepted by her manager and supervisor of midwives at any stage in pregnancy, irrespective of any later change of plan.

After 19 hours of labor at 9 cm, I begged for a c - section because I had nothing left and because even in that state my husband and I could hear and see the ticker tape and the beeping changing for our daughter's heart rate, every time there was a contraction.

The governor said the change is needed because less than one percent of teachers were rated ineffective (the lowest category on the rating system) last year but students continued to «lag behind in performance.»

«It will alter the taste, because subtle changes in particle size distributions make a huge difference in rate of extraction.

Japanese and American visitors to Europe often complain that television pictures appear to flicker because the picture changes at a slower rate in Europe.

«We are exploring how climate change funding could be used to support our active efforts to keep deforestation rates low because intact forest ecosystems in Niassa support its outstanding and unique wildlife populations,» he said.

Documenting these sites now is critical, Fisher said, because «accelerating rates of global change are threatening our patrimony in ways we've never seen before.»

«That's a difficult one,» according to Nancy Lane, who moderated the Nature discussion, because real change depends on adequate funding, and this in turn depends on the government fully recognising the value of science and the economic consequences of the huge wastage rate among women scientists.

Because prior studies suggesting a decrease in severe sepsis mortality rates used only billing codes from administrative data, it was thought that billing code changes may be responsible for the mortality decline.

The high compliance rate (> 85 %) within the present study indicates that this intervention is well tolerated, probably because of the modest level of physical activity required and because subjects did not need to change their background diet, and thus compliance may be sustainable in the longer term.

That is because caffeine and other stimulant substances can cause changes in heart rate and blood pressure even disrupting your sleep patterns.

From the 521 women who agreed to participate (response rate: 89 %), we excluded women with a prior history of cardiovascular disease, diabetes, cancer, and stroke because of possible changes in diet.

On the other hand, increasing muscle fascicle length through eccentric training seems to be a disadvantage for changes in rate of force development (RFD), probably because it causes a decrease in muscle stiffness (Kay et al. 2016).

Because changes in skeletal muscle mass are likely due to imbalanced rates of protein synthesis and breakdown, amino acid tracer techniques have been used to assess the whole - body and skeletal muscle protein metabolic responses to varying levels of dietary protein and energy intakes (3, 14, 17 — 20).

«The rise in divorce rate is expected because China over the years has been going through drastic social and economic changes,» said Xu Haoyuan, a U.S. - trained psychiatrist.

The failure rate can not be balanced by the success rate and nothing can be said in finality as to which is the more successful thing (to date online or not to) because it deals with human psyche which is forever changing its pace.

Because the data cover the entire state, however, we can gauge the effect of the ERI program on retirement by observing the change in exit rates of experienced teachers when the program was implemented.

Because of changing military assignments, the maximum amount of time most children spend in one school is three years; the annual mobility rate is 35 percent.

Comparing changes in search rates to mobility rates also provides a lower bound on the amount of online searching done by existing residents because of choice.

Because the main difference between the two groups is their access to different loan policies, any differences in default rates are likely due to tighter bankruptcy standards and wage garnishment policies rather than other factors, like changes in borrower profiles or the economic environment.

The majority of states have not seen big changes recently in the rates of students they exclude from the National Assessment of Educational Progress because of disabilities, a new study finds.

But, because the district countered those demographic shifts with a strong, data - driven plan, it also saw positive changes in that time, such as an improvement in its graduation rate, higher levels of parent involvement, and more low - income students enrolling in Advanced Placement courses.

At Bennett's direction, staff used a loophole in regulations and removed the scores of ninth - and 10th - graders, bringing the school's grade back up to an A. Bennett has said that changing the grade made the rating system credible because he knew Christel House to be a high - performing school.

Although one can't consider the results gains because the tests and testing rules changed, the figures have encouraged many: In the English exams for grades 3 - 8, the traditional public schools passage rate «rose» by 7.6 percentage points, and for charter schools, the figure was up 13.7 percentage points.

But Judy Park, state associate superintendent, emphasized Tuesday that the difference is because of a change in how the rates are calculated, not because fewer students are graduating this year than last.

They have argued that their students» progress is more important than the change in the passing rate, and that years of gains can not be washed away because of a decision in Albany to require more correct answers from every student this year.

Because technology and human knowledge are changing at faster and faster rates, the top 10 in - demand jobs today probably didn't exist five or six years ago (Gunderson, Jones, & Scanland, 2004).