Sentences with phrase «changes over the term»

By assessing how your life may change over the term of the mortgage you can make better mortgage decisions on the outset.

Our payment changes over the term of the annuity with our «straight line» amortization.

The interest rates for a foreign student private loan may either be fixed for the life of the loan or variable, meaning the rate could change over the term of the loan based on the market.

The APRs for variable rate loans, if listed, are only the current APRs and are likely to change over the term of the loan.

Payments and interest do not change over the term of the loan in a fixed rate mortgage.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Yet, there is a very reliable way that human behavior changes over the long - term.

One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that borrowing to pay for infrastructure pays for itself over the longer term by generating faster economic growth.

Over half, or 58 percent, now say that the problem of sexual harassment is being appropriately addressed, and 67 percent say the changes will be long - term, up from 60 percent in December.

Will Lunar have to give up a near - certain revenue stream in the short term in the hopes of changing the business model over time?

The lawsuit alleged that Haber threatened Coscarelli after she refused to change the terms of their partnership, specifically amendments to ownership and her control over future By Chloe restaurants, including the commissary spaces where ingredients came from.

What we're seeing over and over again is that baby steps and incremental changes and improvements are comforting in the near term, but they aren't going to change the game or move the needle in the long run.

While pedometers give users feedback on the number of steps, heart rate, or steps, it is the apps that drive engagement and behavioral change over the long term through competition, community, gamification and support, she said.

Gold has regained its shine in recent months, but that doesn't change the dull outlook for the precious metal over the longer - term, warns Goldman Sachs, which sees prices falling to $ 1,000 in 12 months as the Federal Reserve normalizes monetary policy.

For starters, she recommends that managers view the question in terms of «work - life fit» rather than «work - life balance» because «fit» better acknowledges that each employee's situation is unique — and likely to change over time.

It's not easy to change the rules: «By the time we left,» Knobloch said, «we had strengthened and finalized some 50 energy - efficiency rules over two Obama terms reaching into every corner of the economy.»

Variable interest rates range from 3.80 % -11.90 % (3.80 % -11.80 % APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

Variable interest rates range from 2.90 % -8.00 % (2.90 % -8.00 % APR) and will fluctuate over the term of the borrower's loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

We would not be too fretted if actual inflation moves about a bit over the short term, provided price expectations do not change (i.e. we stay on this short - run curve).

Mr. Zuckerberg said at the time that the changes would make Facebook more valuable over the long term.

In recent months, I've emphasized that despite prospects for a prolonged recession which I would expect to keep the stock market in a very wide trading range (probably for the bulk of 2009), long - term investors should not overlook the sea - change in valuations and security durations we've observed over the past 15 months.

In the longer term, the aim is to make the surveys and workshops a regular event, charting changes over time in how Americans and Chinese see one another in the national security realm.

That in itself — combined with more scrutiny from regulators over how data is collected, used, and shared, and bigger changes that Facebook is making in terms of how it works with third - party apps that link into the Facebook platform (which CEO Mark Zuckberg announced last week)-- will hopefully lead to more meaningful changes on that front.

These changes alone would not prevent the government from eliminating the deficit over the medium term.

Over the long term the nominal return on a duration - managed bond portfolio (or bond index — the duration on those doesn't change very much) converges on the starting yield.

These changes mean a rise in Australia's terms of trade of about 20 per cent over the first three quarters of 2008.

I think when there is a whole comprehensive real understanding of what renewables can provide as a viable long - term energy source, over the long term I don't see anything that changes the demand profile for solar in particular over the next 5 - 10 years.

Each account is diversified across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle changes in interest rates, and can potentially help reduce overall risk to principal over the long - term.

A three - step process to anticipate and shape change, beginning with the identification of 70 + macro drivers that were refined into 8 dynamics defining the future for connected consumers, which constituted the basis for a highly immersive two - day Future Forum bringing together 10 outside experts, 13 internal stakeholders and 14 agency partners, from which a consumer - centric company vision and Future Playbook was developed around «4 Big Bets» over near -, mid - and long - term horizons.

Over the long term they must effect these transfers, but they can not do so quickly enough to balance a change in the balance of payments.

We view these measures, as well as the recent changes to immigration policy, 13 as positive steps that will increase growth over the medium - to - long term.

In general terms, an ownership change results from a cumulative change in the equity ownership of certain stockholders by more than 50 percentage points over a three - year period.

Unlike a fixed - rate mortgage loan, which carries the same interest rate for the entire repayment term, an adjustable / ARM loan has a rate that changes over time.

This prompted me to learn more about how this 26 - year veteran CEO successfully navigated the changing dynamics of the restaurant business, empowered his staff and adjusted to change to maintain a competitive advantage over the long term.

Has Modern Portfolio Theory failed to deliver over the past decade because users employ long - term averages for expected returns, volatilities and correlations that do not respond to changing market environments?

Some cities could actually «flat - line» over the next year, in terms of home price changes.

However, over the medium - term, we think this change should be a measureable positive for global economic growth and corporate earnings in general.

The coincidence of the effects arising from the changes to the tax system and the Olympic Games in September will make interpreting developments in the economy, especially the monthly data, more difficult than usual over the near term.

China's slow move to a market - based system, which has been facilitated by In a country as large and economically important as China, change should be approached over the long - term.

Commodity prices have changed little on average over recent months and remain at high levels; the RBA Index of Commodity Prices fell by 0.8 per cent in SDR terms over the three months to January to be 10.2 per cent higher over the year.

But the prescription offered by the Taylor rule changes significantly if one instead assumes, as I do, that appreciable slack still remains in the labor market, and that the economy's equilibrium real federal funds rate — that is, the real rate consistent with the economy achieving maximum employment and price stability over the medium term — is currently quite low by historical standards.

We have used available data to address the following question: has the prevalence of traditional metrics (relative TSR and EPS) used in S&P / ASX 200 long - term incentive plans changed over time?

The biggest long - term change for taxpayers in the bill, it would result in a tax increase over the long run, long after the tax cuts expire.

«In the short - term, the change may lead to a temporary reduction in the pace of housing market activity over the next year,» finance department spokesman Jack Aubry said Wednesday in an e-mail.

If market internals improve, we'll take a signal that investors have shifted back to risk - seeking, and that would ease our near - term concerns, but wouldn't materially change our expectations for a market loss on the order of 50 % or more over the completion of the current cycle.

So much has changed over the past few years in the credit card industry, what with new regulations, the disappearance of easy credit, the reduction of credit card offers and advertisements through the mail, and not to mention, the expiration of lifetime balance transfer programs (and awesome card terms).

Investments in fast - growing industries like the technology and healthcare sectors (which have historically been volatile) could result in increased price fluctuation, especially over the short term, due to the rapid pace of product change and development and changes in government regulation of companies emphasizing scientific or technological advancement or regulatory approval for new drugs and medical instruments.

Given that China has higher interest rates than the US, in the absence of expectations of a change in the target exchange rate one would expect the forward exchange rate (expressed as yuan per US dollar) to be higher than the spot exchange rate so as to eliminate the possibility of earning a risk - free profit over the term of the contract.

This was exasperated recently when I was discussing the case of how most investors misunderstand how it can actually be good over the long - run to change a company's capitalization structure to replace equity with debt by borrowing funds on a long - term, low - cost, fixed - rate basis to repurchase stock, lowering the total count of outstanding shares.