Sentences with phrase «changes than securities»

Securities with longer durations generally tend to be more sensitive to interest rate changes than securities with shorter durations.

Securities with longer durations generally tend to be more sensitive to interest rate changes than securities with shorter durations.

Not exact matches

Financial advisors say workers who are already close to retirement probably will witness fewer dramatic changes to the structure of Social Security and Medicare than younger workers like millennials.

The JOBS Act, which offers the first changes to securities law in more than 80 years, enables a new equity - crowdfunding model that allows backers to buy shares in posted ventures.

While the Securities and Exchange Commission is attempting to ease the process of going public, recently widening the use of private draft - stage listings for example, long - term secular changes in the capital markets suggest that private funds are likely to remain equally, if not more, appealing to growing firms than public financing.

We are often told that passwords should be changed regularly to improve our personal security, but it is something that is often overlooked, as most are more concerned with remembering the passwords of dozens of accounts rather than keeping their accounts safe from hackers.

If the provision makes changes to Social Security, increases the deficit beyond the 10 - year budget window, or does NOT produce a change in outlays or revenue than it's considered extraneous.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

But more than half of small to midsize enterprises that support BYOD are either unaware of or defenseless against mobile security hazards like malicious apps, domain - name system poisoning (changing an IP address to divert visitors to a rogue website) and jailbroken devices (in which the user removes operating system limitations imposed by manufacturers and network operators), a Marble Security survey security hazards like malicious apps, domain - name system poisoning (changing an IP address to divert visitors to a rogue website) and jailbroken devices (in which the user removes operating system limitations imposed by manufacturers and network operators), a Marble Security survey Security survey reveals.

Other than as required under U.S. federal securities laws or Canadian securities laws, we do not assume a duty to update these forward - looking statements, whether as a result of new information, subsequent events or circumstances, change in expectations or otherwise.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Securities with longer durations are more sensitive to changes in interest rates than securities of shorter Securities with longer durations are more sensitive to changes in interest rates than securities of shorter securities of shorter durations.

Within program expenses, major transfers to persons were up $ 1.1 billion, primarily due to higher old age security payments, reflecting an increase in the number of recipients and higher inflation, as benefits are indexed to quarterly changes in the consumer price index, major transfers to other levels of government were up $ 0.6 billion, reflecting legislative increases; while direct program expenses declined by $ 0.2 billion, as lower «other transfer» payments more than offset increases in departmental / agency operating costs.

From our headquarters in Fairfax, Va., and from offices and locations around the globe, our more than 6,000 employees support government clients in civilian, defense, health, intelligence, law enforcement and homeland security agencies by delivering IT solutions and professional services in such areas as information technology lifecycle services; cloud and mobile computing; cyber security; solutions development and integration; and, strategy development and organizational change management.

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Section 16 (a) of the Securities Exchange Act of 1934 requires directors and certain officers of FedEx and persons who own more than ten percent of FedEx's common stock to file with the Securities and Exchange Commission («SEC») initial reports of beneficial ownership (Form 3) and reports of subsequent changes in their beneficial ownership (Form 4 or Form 5) of FedEx's common stock.

Section 16 (a) of the Securities Exchange Act of 1934 requires the Corporation's officers and directors, and persons who own more than 10 % of a registered class of the Corporation's equity securities, to file reports of ownership and changes in ownership with the Securities and Exchange Commission and the New York StockSecurities Exchange Act of 1934 requires the Corporation's officers and directors, and persons who own more than 10 % of a registered class of the Corporation's equity securities, to file reports of ownership and changes in ownership with the Securities and Exchange Commission and the New York Stocksecurities, to file reports of ownership and changes in ownership with the Securities and Exchange Commission and the New York StockSecurities and Exchange Commission and the New York Stock Exchange.

Section 16 (a) of the Exchange Act requires the Company's officers and directors, and persons who own more than ten percent of a registered class of the Company's equity securities, to file reports of securities ownership and changes in such ownership with the SEC.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

«Most individuals, including securities analysts, feel more comfortable projecting current fundamentals into the future than projecting changes what will occur in the future.

It's also true that these extreme changes in securities prices may be much greater than you would expect from the Gaussian or normal statistics commonly used.»

Regulation A + will more than likely produce an increased number of securities subject to Rule 15c2 - 11, and without changes to the piggyback exception, could lead to a substantial increase in the number of microcap securities manipulated by nefarious issuers and market makers.

may be reflected in the form of prospectus filed with the Securities and Exchange Commission pursuant to Rule 424 (b) if, in the aggregate, the changes in volume and price represent no more than a 20 percent change in the maximum aggregate offering price set forth in the «Calculation of Registration Fee» table in the effective registration statement; and

In an age of intense anxiety and rapid change, it counters the yearning to locate our security in anything less than the holy God of history.

That left us less than 2 hours once we got to the airport to park, check in, pass security, feed / change kids and board.

Though well - meaning donors often give formula in camps for refugees and displaced persons, health campaigners are working to change this practice, too, noting that even if women are malnourished, their breast milk is probably healthier than formula, and that breastfeeding promotes bonding and a sense of security vital for women and children facing upheaval.

«I am more nervous today than I was when I got here,» House Intelligence Committee Chairman Mike Rogers of Michigan said of security concerns raised by Thursday's testimony, such as code changes being made to fix the problems without undergoing normal testing.

... It is a fact that many of our corrections facilities have become more overcrowded with a higher proportion of violent offenders than ever before, and any policy changes must prioritize the security of everyone who works and resides in these institutions.»

Both Hoyer and Pelosi said changes to Social Security updates would be much easier for Democrats to swallow than proposals to raise Medicare's eligibility age.

Although critics of the HRG amendment cite many examples of scientists whose contracts are supposedly not renewed because of the new laws, the changes will actually provide better long - term security for young scientists than they currently have.

In less than one generation, the information revolution and the introduction of the computer into virtually every dimension of our society has changed how our economy works, how we provide for our national security, and how we structure our everyday lives.

In a world where more than one billion people do not have enough to eat, and our future food security is threatened by climate change and an ever - growing population, it is essential to improve the control of crop diseases like fusarium ear blight around the globe.

The models show that climate change is a less influential driver of global food security than income, population and productivity — but it could still pose a significant risk to the nutrition levels of people living in the world's poorest regions, Baldos said.

Furthermore, some bureaucrats contend that the talks will bring about little change because they involve science officials from each country rather than customs or security officials who deal with visa, import / export, and border issues on a daily basis.

We don't think the concerns are any greater with PARCC and Smarter Balanced than with current state tests; though the challenges may change slightly due to the tests being primarily computer - based and the fact that a breach in security could have repercussions beyond a single state.

Additional security included in the contract costs about $ 175,000 over the three years, more than half for new monitoring called «erasure analysis» that scans answer sheets for anomalies in answers changed from wrong to right.

VOICE - ACTIVATED TOUCH - SCREEN NAVIGATION SYSTEM - inc: pinch - to - zoom capability, SiriusXM Traffic and Travel Link w / a 5 - year prepaid subscription, SiriusXM audio and data services each require a subscription sold separately, or as a package, by SiriusXM Radio Inc, If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then - current rates, Fees and taxes apply, To cancel you must call SiriusXM at 1-866-635-2349, See SiriusXM Customer Agreement for complete terms at www.siriusxm.com, All fees and programming subject to change, Sirius, XM and all related marks and logos are trademarks of Sirius XM Radio Inc, SAFE & SMART PACKAGE - inc: Adaptive Cruise Control, Blind Spot Info System w / Cross-Traffic Alert, Pre-Collision Assist w / Pedestrian Detection, automatic emergency braking and forward collision warning w / brake support, Memory Driver Seat, Mirrors & Ambient Lighting, 3 settings, Lane Keeping Alert, Automatic High Beam, Rain - Sensing Windshield Wipers, RADIO: SHAKER PRO AUDIO SYSTEM - inc: 12 - speakers and subwoofer in trunk, HD Radio, MAGNERIDE DAMPING SYSTEM, FRONT LICENSE PLATE BRACKET - inc: Standard in states where required by law, EQUIPMENT GROUP 200A, ENHANCED SECURITY PACKAGE - inc: electronic - locking center console and electronic steering column lock, Active Anti-Theft System, Wheel Locking Kit, ECOBOOST PERFORMANCE PACKAGE - inc: black painted strut tower brace, performance rear wing, unique chassis tuning, unique electronic power assisted steering, unique anti-lock brakes, stability control tuning and upsized rear sway bar, Larger Brake Rotors, 4 - piston fixed calipers, Engine Spun Aluminum Instrument Panel, Gauge Pack (Oil Pressure and Boost), Wheels: 19» x 9» Ebony Black - Painted Aluminum Low gloss, 3.55 TORSEN Limited Slip Rear Axle, HD Front Springs, Larger Radiator, Tires: P255 / 40R19 Summer - Only Designed to optimize driving dynamics and provide superior performance on wet and dry roads, High performance summer tires wear faster than non-performance tires, Ford does not recommend using summer tires when temperatures drop to approximately 45 deg F (7 deg C) or below or in snow / ice conditions, CARBON SPORT INTERIOR PACKAGE - inc: Alcantara door inserts, Alcantara seat inserts, carbon fiber instrument panel and carbon fiber shift knob, Wireless Streaming.

Jeep Grand Cherokee True Blue First oil change included at no charge with every vehicle purchased, Warranty Forever included on every vehicle we sell with less than 100,000 miles, Grand Cherokee Limited, 4D Sport Utility, 4WD, True Blue, Black w / Leather Trimmed Bucket Seats, 10 Speakers, ABS brakes, Air Conditioning, Automatic temperature control, Exterior Parking Camera Rear, Front fog lights, Fully automatic headlights, Heated front seats, Heated rear seats, Memory seat, Power driver seat, Power windows, Premium Leather Trimmed Bucket Seats, Radio: Uconnect 5.0 AM / FM / BT, Rear Parking Sensors, Remote keyless entry, Security system, Speed control, Tilt steering wheel.

Jeep Wrangler Rhino Clearcoat First oil change included at no charge with every vehicle purchased, Warranty Forever included on every vehicle we sell with less than 100,000 miles, Wrangler Unlimited Sahara, 4D Sport Utility, 4WD, Rhino Clearcoat, Black w / Cloth Seats w / Adjustable Head Restraints, 40 GB Hard Drive w / 28 GB Available, 6.5 Touchscreen Display, 8 Speakers, ABS brakes, Alloy wheels, Front fog lights, Fully automatic headlights, GPS Navigation, Heated Front Seats, Power windows, Remote keyless entry, Security system, Speed control, Tilt steering wheel, Uconnect Voice Command w / Bluetooth.

Jeep Cherokee Deep Cherry Red Crystal First oil change included at no charge with every vehicle purchased, Warranty Forever included on every vehicle we sell with less than 100,000 miles, Cherokee Limited, 4D Sport Utility, 4WD, Deep Cherry Red Crystal, Black w / Leather Trimmed Bucket Seats or Premium Leather Trimmed Bucket Seats, 1 Year Trial (Registration Required), 5 - Year SIRIUSXM Traffic Service, 5 - Year SIRIUSXM Travel Link Service, 8.4 Touch Screen Display, ABS brakes, Air Conditioning, Automatic temperature control, Engine Oil Cooler, Front fog lights, Fully automatic headlights, GPS Antenna Input, GPS Navigation, Harman Radio Manufacturer, HD Radio, Heated front seats, Integrated Voice Command w / Bluetooth, Leather Trimmed Bucket Seats, No Satellite Coverage w / AK / HI, Power driver seat, Power windows, Radio: Uconnect 8.4 AN AM / FM / SXM / HD / BT / NAV, Remote keyless entry, Security system, SIRIUSXM Satellite Radio, SIRIUSXM Traffic, SIRIUSXM Travel Link, Speed control, Tilt steering wheel, Uconnect Access.

Jeep Wrangler Rhino Clearcoat First oil change included at no charge with every vehicle purchased, Warranty Forever included on every vehicle we sell with less than 100,000 miles, Wrangler Unlimited Sahara, 4D Sport Utility, 4WD, Rhino Clearcoat, 40 GB Hard Drive w / 28 GB Available, 8 Speakers, ABS brakes, Air Conditioning, Alloy wheels, Black 3 - Piece Hard Top, Body Color Appliques Front Bumper, Body Color Appliques Rear Bumper, Body Color / Accent Color Grille, Connectivity Group, Freedom Panel Storage Bag, Front fog lights, Fully automatic headlights, Leather Wrapped Steering Wheel, Navigation System, Power windows, Quick Order Package 24G, Rear Window Defroster, Rear Window Wiper / Washer, Remote keyless entry, Remote USB Port, Security system, Speed control, Tilt steering wheel, Tire Pressure Monitoring Display, Uconnect Voice Command w / Bluetooth, Vehicle Information Center.

Jeep Wrangler Rock Lobster First oil change included at no charge with every vehicle purchased, Warranty Forever included on every vehicle we sell with less than 100,000 miles, Wrangler Unlimited Sahara, 4D Sport Utility, 4WD, Rock Lobster, ABS brakes, Alloy wheels, Anti-Spin Differential Rear Axle, Black 3 - Piece Hard Top, Freedom Panel Storage Bag, Front fog lights, Fully automatic headlights, Heavy Duty Suspension w / Gas Shocks, Power windows, Radio: Uconnect 130 AM / FM / CD / MP3, Rear Window Defroster, Rear Window Wiper / Washer, Remote keyless entry, Security system, Speed control, Tilt steering wheel.

Jeep Grand Cherokee Bright White Clearcoat First oil change included at no charge with every vehicle purchased, Warranty Forever included on every vehicle we sell with less than 100,000 miles, Grand Cherokee Limited, 4D Sport Utility, 4WD, Bright White Clearcoat, Black Leather, 10 Speakers, Air Conditioning, Auto - dimming door mirrors, Automatic temperature control, Class IV Receiver Hitch, Exterior Parking Camera Rear, Front fog lights, Fully automatic headlights, Heated door mirrors, Memory seat, Power driver seat, Power windows, Radio: Uconnect 5.0 AM / FM / BT, Rear Parking Sensors, Remote keyless entry, Security system, Speed control, Speed - Sensitive Wipers, Steering wheel mounted audio controls, Tilt steering wheel.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Foreign investing may result in more rapid and extreme changes in value than investments made exclusively in the securities of U.S. companies.

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

The value of inflation - protected securities generally fluctuates with changes in real interest rates, and the market for these securities may be less developed or liquid, and more volatile, than other securities markets.

The changes to retirement entitlements include gradually raising the Old Age Security (OAS) age of eligibility and modifying the Canadian Pension Plan (CPP) to increase benefits for those who access this entitlement later than age 65.