Sentences with phrase «changes the risk profile»

The changing risk profile of high yield means future market cycles will increasingly be driven by technical, in addition to fundamental, events.
Allowing defaulting on student loans changes the risk profile of the loans, which primarily affects the interest rate.
If you want to change the risk profile of people, you need to work on the environment.
The study on pollution showed that ozone, which tends to form on hotter days, changes the risk profile of heat stress.
On 400g / day of fat will these numbers stay high and potentially change your risk profile for heart disease?
The problem is that these well - intentioned actions really changed the risk profile of the borrowers — recent data compiled by HUD demonstrates that borrowers who have nothing of their own invested in their homes are far more likely to walk away from their mortgages than those with similar socio - economic profiles who put even 2 or 3 percent into their house purchase.
Target date retirement funds — These funds change their risk profile as you get older.
If you have decided that having 50 % of your portfolio in stocks is an appropriate level of risk for you, it's not rational to allow changes in market values to significantly change your risk profile.
In the end there are many variables which can change the risk profile of an investment.
And it changes the risk profile and the metric, and I think having transparency and having the clients have clear expectations is very important in having them be successful and weathering when the storms come.

Not exact matches

Separately on Monday, Germany - based Bayer said Essure's benefit or risk profile had not changed and that the company remains positive about the product.
Although European investors have, historically, been more risk - averse than Americans, that perception may be changing as more high - profile companies see successful exits, and their founders reinvest in the local startup ecosystem.
S&P Global ratings released its assessment of the stock, changing its financial risk profile from minimal to modest.
The entire risk profile of an entrepreneurial startup is changing radically.
If we can now take a blood test and see our entire molecular profile and risk for developing diseases like Alzheimer's or cancer years ahead of time, how does this change the definition of health itself?
People do not realize how their risk profile changes when they own ETFs.»
Your card can be closed any time if your risk profile changes significantly.
Of course, we expect the discipline of investing in alignment with the market's expected return / risk profile, as it changes over the course of the market cycle, to do far better still.
They explained that the decline in some crops could lead to massive global health problems «by changing the composition of diets and, with it, the profile of dietary and weight - related risk factors and associated mortalities.»
However, any sudden pronounced change in flavor profile would risk losing customers.
The identity of the fourth signing has yet to be revealed, but in a summer in which the «Special One» is overseeing big changes at the club, it is more than likely to be another high - profile player as opposed to Lozano who would be a risk at this point given that he's still raw and yet to prove himself at a high level.
In a further analysis in which the authors studied the change in BMI and cardiometabolic risk markers of 1,488 young adults over 6 years, the authors found that the cardiometabolic risk profile of an individual was highly responsive to weight change over time.
Demands for scientific knowledge that makes a real difference to real peoples» lives grow as the consequences of global environmental changes become a reality for communities across the world, and societal risk profiles become increasingly complex.
Demographics within a city change over time, which alters the risk profile.
«Businesses and policymakers need to understand how and why their risk profiles might change as the Affordable Care Act is implemented.»
These changes are much less obvious in centenarians and most extreme in people whom longitudinal studies have shown to possess an «immune risk profile».
Fasting also may improve other endpoints such as cardiovascular and metabolic risk profiles (20, 25, 26, 28, 30 — 32), but many of those changes would not remain significant if corrected for multiple comparisons.
Apparently, the revisions to the GICS structure will result in significant change to the risk / return profile and fundamental characteristics of the consumer discretionary, information technology, and communication services sectors.
They will advise you on changes to make in other accounts, so that your investments fit your goals and risk profile better.
By hedging against bear markets and seeking to generate cash flow through option premium, we believe we have fundamentally changed the risk / return profile of emerging markets.
Maintain risk profile — Susan decided that she wanted a 60/40 allocation — if she never rebalanced then it is possible that her allocation (and investment risk) could change from her intended levels.
This strategy is designed to keep an investor's risk profile aligned with the relative risks of their underlying holdings as the business cycle evolves and their lives change.
There is a different risk profile for each type of housing, but that doesn't change the fact that there is always risk of some kind.
This helps to keep the investor's risk profile better aligned with the portfolio's exposure to changing asset class risks over the course of the business cycle.
Our approach is designed to maintain parity between your risk profile and its underlying asset holdings over the course of the changes in the business cycle.
That is, while your risk profile will remain the same over the course of the business cycle, the risk exposure will actually change as various asset classes change in price and expose you to different degrees of risk.
Orcam Financial Group specializes in constructing diversified, low fee, tax efficient portfolios that match an investor's risk profile with the cyclical changes in the markets as the business cycle evolves.
So you are better off spending your time coming to understand valuations and how you need to change your allocation to keep your risk profile roughly...
I would say, that has been the biggest change over the years and this has changed the downside risk profile associated with investing for me.
Again, I like to use a threshold that is in the middle, say a minimum of around 5 %, since your portfolio's risk / reward profile will not change too much for percentages below that.
I would think for people who have a P - x VRM mortgage, unless their own risk profile has changed or they feel strongly that inflation is going to take hold soon and interest rates will skyrocket, switching now wouldn't seem to make a lot of sense to me — especially if there is a penalty that must be paid to make the switch.
But Lending Club said the changes have resulted in a better ranking of risk that should lead to a more conservative credit profile overall.
In Strategic Total Return, we continue to view the prospective return / risk profile in fixed income securities as relatively weak, but that will change over time.
If used to make conservative changes, the satellite can potentially deliver above - average returns without significantly altering the overall portfolio's risk profile.
There is academic research showing that changing your stock allocation for the purpose of keeping your risk profile roughly constant ALWAYS works; there has never in 140 years been a time when doing this did not produce far higher returns at greatly diminished risk.
SInce the riskiness of stocks changes with changes in valuation levels, the important thing is to CHANGE your stock allocation as needed to keep your risk profile roughly constant.
Dangerous hobbies and activities will also change how the insurer looks at your risk profile.
This means that our risk profiles tend to become misaligned as the business cycle unfolds and the financial markets change.
To keep his risk profile constant, the investor MUST be willing to make changes in his stock allocation in response to big shifts in valuation levels.
Another type of structured product refers to a packaging or repackaging of bonds together with various types of interest rate swaps and / or credit derivatives to change the interest and principal payment stream, in order to provide an investor with a particular risk profile that they want.
a b c d e f g h i j k l m n o p q r s t u v w x y z