Sentences with phrase «changes to account terms»

We will notify you of changes to your account terms or fees.

If there are changes to account terms and conditions or other legal notifications, they will also be presented online, along with your account statements.

The membership agreement and the FCRA give them the right to review your file and make changes to account terms when justified.

Not exact matches

The challenge is to change the societal outlook to one that is long - term and accounts for humanity's central role in shaping the planet's destiny, instead of one that reacts to immediate crises and thinks in the short term.

In the mortgage case, the bank allegedly made unauthorized changes to borrowers» accounts that lowered monthly payments but extended the terms in some cases for decades.

Small changes in loyalty alone, especially among the most profitable customers, can account for the long - term divergence of initially comparable online companies, with some rising to exceptional returns and others sinking to lasting unprofitability.»

Points expiration / losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

The assigned rate will become effective after the expiration of the nine - month introductory period unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

DOL's rule is the latest regulatory threat to the independent BD «legacy business model,» says Matthew Lynch, managing partner of Strategy and Resources LLC, and for BDs with a significant amount of commission business that involves ERISA accounts, «something has to change» in terms of compliance and coming to terms with BICE.

Each account is diversified across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle changes in interest rates, and can potentially help reduce overall risk to principal over the long - term.

The national accounts classify changes in inventory holdings as part of investment, but it's a good idea to break inventories out when looking at short - term fluctuations.

When there is a significant discrepancy between the figures in the two tables, it is often due to: (i) differences in when long - term cash is accounted for; (ii) substantial changes in pension value or NQDCE; or (iii) companies granting long - term incentives for the year in review following the fiscal year end.

From 1990 to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial saccounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial sAccounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial saccounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial saccounting for the federal budget and the government's financial statements.

«When a discipline is in crisis, attempts are made to change or supplement its thesis within the terms of its basic framework — a procedure one might call «Ptolemization» (since when data poured in which clashed with Ptolemy's earth - centered astronomy, his partisans introduced additional complications to account for the anomalies).

Changes would include a drastic increase in overseas development assistance in the field of communication and under conditions more favourable to recipient parties, the adoption of the UNCTAD Code of Transfer of Technology on the terms proposed by the developing countries, a revision of provisions on the protection of intellectual property in the GATT / TWO multilateral trade accord so as to take the interests of less powerful countries and small producers into account, and the adoption of a multilateral accord on space cooperation and equal benefits.

The long term financial consequences of the disruption to its liquid milk division still remain to be seen - the Asda business alone accounted for # 60 million of the company's annual revenues - but for now, the company is focusing its efforts on consolidating its position in a rapidly changing dairy sector by streamlining its management.

Individual growth curve models were developed for multilevel analysis and specifically designed for exploring longitudinal data on individual changes over time.23 Using this approach, we applied the MIXED procedure in SAS (SAS Institute) to account for the random effects of repeated measurements.24 To specify the correct model for our individual growth curves, we compared a series of MIXED models by evaluating the difference in deviance between nested models.23 Both fixed quadratic and cubic MIXED models fit our data well, but we selected the fixed quadratic MIXED model because the addition of a cubic time term was not statistically significant based on a log - likelihood ratio testo account for the random effects of repeated measurements.24 To specify the correct model for our individual growth curves, we compared a series of MIXED models by evaluating the difference in deviance between nested models.23 Both fixed quadratic and cubic MIXED models fit our data well, but we selected the fixed quadratic MIXED model because the addition of a cubic time term was not statistically significant based on a log - likelihood ratio tesTo specify the correct model for our individual growth curves, we compared a series of MIXED models by evaluating the difference in deviance between nested models.23 Both fixed quadratic and cubic MIXED models fit our data well, but we selected the fixed quadratic MIXED model because the addition of a cubic time term was not statistically significant based on a log - likelihood ratio test.

[8] Blair put forward a case for defining socialism in terms of a set of values which were constant, while the policies needed to achieve them would have to account for changing society.

Some question whether the engineers who planned the railway made the proper calculations to account for long - term climate change.

They argue that while large public investments in dams and flood defences, for example, must account for the possibilities of how weather might change in the future, this should not prevent short - term thinking to address more immediate vulnerability to inevitable high - impact weather events.

«There is a definite need to study the health effects of fracking accounting for the short - term changes in air quality, the possible long - term changes in water quality and the associations with stress.»

For instance, she says, although an increase in carbon monoxide levels of 10 micrograms per cubic meter raises an individual's short - term heart - attack risk by just 5 % or so, a change in air quality of that magnitude could be expected to account for 4.5 % of all heart attacks in the exposed population.

· Safety and dating tips are offered to the associate members · An utmost flexibility of handling the account, especially in terms of changing the contact information and privacy settings.

Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments accounts (using the IMF / OECD definition): current account; capital and financial account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying changes in exchange rates - the effects of changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked aTerms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked aterms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked aterms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked aterms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked about.

Mitigation — reducing emissions fast enough to achieve the temperature goal A transparency system and global stock - take — accounting for climate action Adaptation — strengthening ability of countries to deal with climate impacts Loss and damage — strengthening ability to recover from climate impacts Support — including finance, for nations to build clean, resilient futures As well as setting a long - term direction, countries will peak their emissions as soon as possible and continue to submit national climate action plans that detail their future objectives to address climate change.

You also acknowledge and agree that there may be instances where we may elect to notify you about administrative notices regarding your account with us, such as to inform you about changes to our terms, conditions, and policies, that your account may be expiring, or to provide you with other relevant administrative information about your account.

However, you agree that Cars.com may send to you, and you can not opt out of, communications of a transactional or relationship nature, including, but not limited to, communications regarding fraudulent or illegal activity, the status of your SIY Account, changes to this Statement or the Cars.com Terms of Service, as well as communications to confirm, fulfill and follow up on your SIY Account registration or a request submitted through the Site.

While each Publisher Defendant recognized that it could not solve «the $ 9.99 problem» by itself, collectively the Publisher Defendants accounted for nearly half of Amazon's e-book revenues, and by refusing to compete with one another for Amazon's business, the Publisher Defendants could force Amazon to accept the Publisher Defendants» new contract terms and to change its pricing practices.

Retirement accounts are often structured to weather these changes, with targeted long - term savings goals still achievable.

All rates are subject to change after account opening except non-variable CDs which are fixed for the term.

Lenders use the updated information to change limits and other account terms.

The terms and the qualifications for a margin account are changing very quickly as the market for Bitcoin and cryptocurrencies, in general, continues to develop.

Subject to any advance notice requirements imposed by law, we can change this Agreement at any time, regardless of whether you have access to your Account, by adding, deleting, or modifying any provision, including making any appropriate changes in terms by furnishing to you a new or revised Rates and Fees Table.

If you notify us in writing that you do not accept the changes, your Account may be closed (if it is not already closed) and you will be obligated to repay your outstanding balance (a) under the applicable terms of the Agreement then in effect, and (b) via the methods for repaying balances as allowed by law.

If your Account is designated as fixed rate, except for your non-compliance with this Agreement, i.e., incurring Penalty Rate pricing, and absent a change in terms by us, the APR will not change from the APR disclosed to you in your then - current Rates and Fees Table.

CIBC is promising a smooth transition for existing PC Financial clients with no changes to account numbers, mortgage terms or automatic payments and deposits.

Monitor your new account for feature changes, new terms of service and fees — and find out how to avoid them.

Traders who give in to short - term satisfaction are constantly experiencing very volatile changes in the equity curve of their trading accounts, this usually ultimately ends in disaster with a blown out account.

2 Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice.

You may be able to work out a change of terms that involves a payment reduction with more direct negotiation, but simply dropping a $ 10,000 check into the account and asking it be applied to principal isn't going to achieve what you want.

Each account is diversified across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle changes in interest rates, and can potentially help reduce overall risk to principal over the long - term.

You should also know whether your company offers any contribution match, the terms of the matching contribution, when the employer match vests, and how to roll over an account if or when your employment changes (your bank may offer a retirement account and there are lots of other options, too).

But Chase is going to know that they are losing the account because of their egregious change in terms, absolutely.

What they say is that I do not have the legal right to opt out of the proposed change BUT «We have closed your account at your request and it will remain subject to your current terms.»

I say just take the account away from Chase, that's absolutely what they were asking for from each customer they sent that Change In Terms notice to.

1) Diagreeing with a change in terms and closing the account (especially before the change in terms goes into effect) is supposed to freeze the card agreement to what it says at the time of closure.

While the higher minimum payment Chase probably can justify since the balance transfer offer didn't specify it would be different than the card's overall terms (although if they aren't applying it uniform to all cardholders, that could be a problem for them), changing the interest rate on the promotional offer by imposing this new «service fee» on exactly the same accounts still benefiting from such an offer is outright fraudulent if you ask me.

The information provided on this page does not replace or change the terms of the Agreement applicable to all Margin Accounts as detailed in the «Account and Service Agreements and Disclosure Documents» booklet.

I'm sending another letter in now for my other Chase account subject to this notice, although it is now after Dec. 19th, the usual deadline to send in opt - out notices although this change in terms offer does not state an opt - out deadline (or any ability to opt - out, in fact).