Unlike benefit amounts, which have a fairly linear relationship with cost (keep all other features the same, and you can expect your premiums to increase or decrease a similar percentage - give or take 10 % - with
changes to the benefit amount), changing elimination periods will have a much different effect on your policy.
Not exact matches
These risks and uncertainties include: Gilead's ability
to achieve its anticipated full year 2018 financial results; Gilead's ability
to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant
to provide, or continue
to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the
amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due
to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix
to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments
to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability
to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability
to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the
benefits of the Sangamo partnership; Gilead's ability
to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability
to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability
to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant
to prescribe the products; Gilead's ability
to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability
to pay dividends or complete its share repurchase program due
to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time
to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Starting in 1973, the
amount of the monthly
benefit was indexed
to changes in the Consumer Price Index (CPI), with the price adjustments being made quarterly.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives;
changes in advertising demand, circulation levels and audience shares; the Company's ability
to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications;
changes in newsprint prices; macroeconomic trends and conditions; the Company's ability
to adapt
to technological
changes; the Company's ability
to realize
benefits or synergies from acquisitions or divestitures or
to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability
to attract and retain employees; the Company's ability
to satisfy pension and other postretirement employee
benefit obligations;
changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability
to comply with debt covenants applicable
to its debt facilities; the Company's ability
to satisfy future capital and liquidity requirements; the Company's ability
to access the credit and capital markets at the times and in the
amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.
The rationale for these
changes is that the tax system is used solely
to determine eligibility and the
amount of
benefit but it has no effect on taxes payable.
Factors that could cause actual results
to differ materially from those expressed or implied in any forward - looking statements include, but are not limited
to:
changes in consumer discretionary spending; our eCommerce platform not producing the anticipated
benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated
benefits within the expected time - frame or at all; the
amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn;
changes in the competitive market and competition amongst retailers;
changes in consumer demand or shopping patterns and our ability
to identify new trends and have the right trending products in our stores and on our website;
changes in existing tax, labor and other laws and regulations, including those
changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating
to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.
So when did it
change from people offering you a given
amount of money and
benefits to work for them or
to join them in some way
to that of us demanding things and expecting the others have
to provide it no matter what.
Many are willing
to give the manager the
benefit of the doubt, mainly because he hasn't had a huge
amount of time
to really stamp his mark on this team, but that could all
change if the results on the pitch do not.
For example, a baby who is slow
to adapt
to changes and who is responsive
to even small
amounts of stimulation would likely
benefit from care that is structured with predictable routines and from an environment that is not too busy or noisy.
Otherwise, the most noteworthy
changes to the settlement allocation were in the appropriations language (but not
amounts) in three areas: broadband Internet expansion, development projects on Long Island, and grants and loans
to benefit farmers.
Upstate Sen. Catharine Young, who chairs the housing committee, told NY1 that the
changes Democrats want would
amount to «giving special privileges,
benefits and enrichments
to very wealthy people.»
Cuomo, in an interview with public radio, says he'd give up his demand
to call the reform a new
benefit tier, if lawmakers agree
to changes that will achieve the same
amount in savings.
Another presented
change includes allowing the Town Board, if they determine that there is no specific town
benefit from the event or if the event is conducted for profit, an additional deposit could be made in an
amount determined by the additional police, highway and cleanup costs associated with the event and used
to cover those costs.
Next Steps Algae biofuels should
benefit from recent
changes to the Renewable Fuel Standard, a set of regulations that require gasoline in the United States be blended with a certain
amount of renewable fuel.
According
to a round - up of studies published in Consumer Reports, moderate
amounts of red wine may confer some
benefits, but any pluses rapidly
change to risks for heavy drinkers.
this article is very helpful in knowing the
benefits of certain fruits and herb and vegetable that we take for granted, it also helps us
to know the healing process is always through the right food and not pharmacuticals, because i have been going
to the philopinnes every year for a eight week holiday for almost nineteen years and my doctor kept insisting that i take malaria tablets for the mosquito's so about eight years ago i looked at what food the local people consumed that keeps the mosquito's away, and found that many of them eat a kind of vegatable called a bitter melon or gourd which is called karela in india, from the ampaylaya bush and it contains massive
amounts of varying types of vitamin b so i started
to eat a lot of it uncooked with a morning and evening salad, over the next month i noticed that was not beeing bitten by any insects, so i concluded that my body ferrymones and general odour had
changed and acted as a reppelant, but it would only stay that way as long as i used very little deoderant.i also felt a lot better because most malaria tablets contain too much quinine and that can only do you a lot of harm.
While in the final cut this scene was drastically reduced
to mere seconds as part of a montage (which just worked in
benefit of Ferrell's character), it was a great way of realizing about the
amount of improvisation that was going on in the set, as the cast and the director
changed lines, added jokes (there was one involving Steve Irwin) and even visual gags (i.e. Ferrell imitating the manta rays).
Whether a government contributes nothing or an infinite
amount, the
benefits accruing
to employees do not
change.
What I see as the best
benefit (and what might convince me
to change my LMS) is the ability
to establish a small
amount of accountability when online students are completing tasks.
Although the total magnitude of the consulting contract with Mass Insight hasn't been reported, that initial six figure payment is chump
change compared
to the
amount of taxpayer money that is being spent on the salaries and
benefits of the consultants and education reformers who have been hired
to surround Pryor at the Department of Education.
As much as I've been critical of various implementation details of LCFF and whether the base was sufficient, I have
to hand Brown an enormous
amount of credit for
changing the school funding formula
to benefit low income and underresourced schools and for the remarkable political feat of getting it done in an eyeblink.
You are responsible for adjusting your transit
benefit amount upon
changes to your commuting methods or work schedules such as extended leaves or telecommuting.
*
to administer the RESP and invest its assets for the
benefit of the beneficiary (ies) until the beneficiary (ies) are eligible for Educational Assistance Payments (EAPs); *
to add or
change a beneficiary as the trustee considers appropriate and if allowed by law; *
to direct EAPs and
to use refunds of contributions
to assist financially with the post-secondary education of an eligible RESP beneficiary, at the times, in the
amounts, and in the manner that the trustee considers appropriate; *
to maximize use of CESGs when making EAPs; *
to wind up the trust when all RESP assets are depleted or, if there are remaining assets,
to only wind up the trust when: * the post-secondary education of the RESP beneficiary (ies) is complete; * the maximum life of the plan, as specified by law, has been reached; or * all the RESP beneficiaries have died; and:
So, if your financial situation
changes over time and you want a greater
amount of coverage, you would be able
to increase your policy's death
benefit without demonstrating your insurability.
The law governing
benefit amounts may
change because, by 2034, the payroll taxes collected will be enough
to pay only about 77 cents for each dollar of scheduled
benefits.
Colonial Penn's term and whole life insurance products don't require a medical exam and have a maximum death
benefit of $ 50,000, meaning you'll typically pay higher premiums and won't be able
to purchase a greater
amount of coverage should your financial needs
change.
Because the death
benefit amount of your cash value life insurance policy may
change over time as its cash value grows, make sure
to specify a percentage of the proceeds
to go
to your beneficiaries rather than selecting a dollar
amount.
Changes in the Death Benefit Option may result in changes to the policy's Face Amount and may require evidence of insura
Changes in the Death
Benefit Option may result in
changes to the policy's Face Amount and may require evidence of insura
changes to the policy's Face
Amount and may require evidence of insurability.
The 2005
changes to the bankruptcy laws made it more difficult
to file for bankruptcy, but we have spent a significant
amount of time using the amendments
to our clients»
benefit.
Another key
benefit of LICs is that a sale or purchase of shares doesn't
change the
amount of funds available
to the investment managers.
When HUD first announced the program, they did state that they would use just the appraised value but before the program ever went live, they issued a Mortgagee Letter
changing it
to the LOWER of the appraised value or the sales price
to determine the
benefit amount.
This is a more flexible option that allows you
to change your premium payments and your payout
amount (death
benefit) as your life or needs
change.
Can redesignate VEAP account
to change participation
amount, resulting in larger monthly
benefit amounts for fewer months of payments
Still, if your financial situation
changes, the ability
to change the death
benefit amount within your policy is appealing.
It's one - size - fits - all Individual life insurance policies allow you
to customize the death
benefit amount and term length, and
change policy provisions through riders.
Until a trigger event occurs, the tax - free component continues
to be worked out using the deductible
amount that was applied
to the
benefit before the law
changes came into effect.
The
changes to the fourth night free
benefit now state that: 1) taxes will not be included and 2) Citi will now determine the
amount of the credit by taking the average of the four nights stayed.
I suspect existing cardmembers will continue
to earn 2x points on dining for some
amount of time (usually when there are
benefit changes, existing cardmembers continue
to get the old
benefits for at least another year).
Further, Ilvessuo pointed out that the game's level editor has
benefited from an «incredible
amount of
changes,» and that the title will offer more minigames and open environments
to explore.
There is also the significant added
benefit that there are no physical products
changing hands, so no need
to anticipate and provision the right
amount of copies, no wastage, and no second hand market canabalising a portion of sales.
-- The Secretary of the Treasury shall transfer from time
to time
to the Trust Fund, from
amounts in the general fund of the Treasury that are not otherwise appropriated, such sums as the Chief Actuary of the Centers for Medicare & Medicaid Services calculates as necessary (and so certifies
to such Secretary) for any fiscal year, on account of
changes in
benefit costs and
changes in tax revenue attributable
to the provisions of the American Clean Energy and Security Act of 2009 and the amendments made thereby, in order
to place the Trust Fund in the same position at the end of such fiscal year as the position in which it would have been if such
changes had not occurred.».
--(1) The Administrator shall auction pursuant
to section 791 emission allowances for the
benefit of workers pursuant
to part 2 of subtitle B of the American Clean Energy and Security Act of 2009 in the following
amounts, and shall deposit into the Climate
Change Worker Adjustment Assistance Fund established pursuant
to section 793, and report
to the Secretary of Labor on, the proceeds from the sale of these allowances:
From our collective experience as physical and social scientists working at the intersection of climate
change and society, we argue it is time for a shift in the objectives and implementation of climate
change assessments — from making what
amounts to a general case for «action,»
to characterizing specific risks
to help people develop, select, carry out, and monitor specific actions that ultimately have greater
benefits than costs.
The alternative,
to cut back on the
amount of energy we consume and other negative impacts we're having on the world, sounds like a drag but is actually an exciting opportunity
to make positive
changes that won't just
benefit the climate, but our whole society.
In particular the rich countries are getting
to enjoy the
benefits you point out of cheap FF while non-emitters in very poor countries pay a disproportiate
amount of price through the effects of climate
change.
Changes to standard
benefits have resulted in a reduction of these
benefits to a maximum combined total of $ 1,000,000, resulting in a 50 % reduction in the
amount of
benefits available
to you if you are catastrophically injured.
The
changes to medical and rehabilitation
benefits and attendant care services reduce the maximum
amount for catastrophic claims from $ 1 million for each of these
to $ 1 million combined.
The Royal Society statement concludes: «Careful forethought, informed by proper investigation of the costs and
benefits, is required before introducing new models that
amount to the biggest
change in the way that knowledge is exchanged since the invention of the peer - reviewed scientific journal 340 years ago.
(9) Subject
to subsection (12), new assessments of attendant care needs may be submitted
to an insurer at any time there are
changes that would affect the
amount of the
benefits.
(3) Subsection (2) is subject
to the Optional Indexation
Benefit Guidelines published in The Ontario Gazette by the former Ontario Insurance Commission or the Financial Services Commission of Ontario, as they may be amended from time
to time by the Financial Services Commission of Ontario, except that those guidelines shall not provide an adjustment of the
amount to be indexed by a percentage greater than the percentage
change in the applicable Consumer Price Index.