The membership agreement and the FCRA give them the right to review your file and make
changes to account terms when justified.
If there are
changes to account terms and conditions or other legal notifications, they will also be presented online, along with your account statements.
We will notify you of
changes to your account terms or fees.
Not exact matches
The challenge is
to change the societal outlook
to one that is long -
term and
accounts for humanity's central role in shaping the planet's destiny, instead of one that reacts
to immediate crises and thinks in the short
term.
In the mortgage case, the bank allegedly made unauthorized
changes to borrowers»
accounts that lowered monthly payments but extended the
terms in some cases for decades.
Small
changes in loyalty alone, especially among the most profitable customers, can
account for the long -
term divergence of initially comparable online companies, with some rising
to exceptional returns and others sinking
to lasting unprofitability.»
Points expiration / losing points: Your points don't expire as long as your
account remains open, however, you will immediately lose all your points if your
account status
changes, or your
account is closed for program misuse, fraudulent activities, failure
to pay, bankruptcy, or other reasons described in the
terms of the Rewards Program Agreement.
The assigned rate will become effective after the expiration of the nine - month introductory period unless a default occurs under the Customer Agreement and we elect
to increase the rate, or we exercise our right
to change the
terms of the
account.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives;
changes in advertising demand, circulation levels and audience shares; the Company's ability
to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications;
changes in newsprint prices; macroeconomic trends and conditions; the Company's ability
to adapt
to technological
changes; the Company's ability
to realize benefits or synergies from acquisitions or divestitures or
to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability
to attract and retain employees; the Company's ability
to satisfy pension and other postretirement employee benefit obligations;
changes in
accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability
to comply with debt covenants applicable
to its debt facilities; the Company's ability
to satisfy future capital and liquidity requirements; the Company's ability
to access the credit and capital markets at the times and in the amounts needed and on acceptable
terms; and other events beyond the Company's control that may result in unexpected adverse operating results.
DOL's rule is the latest regulatory threat
to the independent BD «legacy business model,» says Matthew Lynch, managing partner of Strategy and Resources LLC, and for BDs with a significant amount of commission business that involves ERISA
accounts, «something has
to change» in
terms of compliance and coming
to terms with BICE.
Each
account is diversified across a variety of sectors and maturities
to help ensure it is not concentrated in any one area, can better handle
changes in interest rates, and can potentially help reduce overall risk
to principal over the long -
term.
The national
accounts classify
changes in inventory holdings as part of investment, but it's a good idea
to break inventories out when looking at short -
term fluctuations.
When there is a significant discrepancy between the figures in the two tables, it is often due
to: (i) differences in when long -
term cash is
accounted for; (ii) substantial
changes in pension value or NQDCE; or (iii) companies granting long -
term incentives for the year in review following the fiscal year end.
From 1990
to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long -
term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating
accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial s
accounting standards proposed by the Public Sector
Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial s
Accounting Board (PSAB) of the CICA and recommending
changes in government
accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial s
accounting policies; with the OCG, responsible for implementation of accrual
accounting for the federal budget and the government's financial s
accounting for the federal budget and the government's financial statements.
«When a discipline is in crisis, attempts are made
to change or supplement its thesis within the
terms of its basic framework — a procedure one might call «Ptolemization» (since when data poured in which clashed with Ptolemy's earth - centered astronomy, his partisans introduced additional complications
to account for the anomalies).
Changes would include a drastic increase in overseas development assistance in the field of communication and under conditions more favourable
to recipient parties, the adoption of the UNCTAD Code of Transfer of Technology on the
terms proposed by the developing countries, a revision of provisions on the protection of intellectual property in the GATT / TWO multilateral trade accord so as
to take the interests of less powerful countries and small producers into
account, and the adoption of a multilateral accord on space cooperation and equal benefits.
The long
term financial consequences of the disruption
to its liquid milk division still remain
to be seen - the Asda business alone
accounted for # 60 million of the company's annual revenues - but for now, the company is focusing its efforts on consolidating its position in a rapidly
changing dairy sector by streamlining its management.
Individual growth curve models were developed for multilevel analysis and specifically designed for exploring longitudinal data on individual
changes over time.23 Using this approach, we applied the MIXED procedure in SAS (SAS Institute)
to account for the random effects of repeated measurements.24 To specify the correct model for our individual growth curves, we compared a series of MIXED models by evaluating the difference in deviance between nested models.23 Both fixed quadratic and cubic MIXED models fit our data well, but we selected the fixed quadratic MIXED model because the addition of a cubic time term was not statistically significant based on a log - likelihood ratio tes
to account for the random effects of repeated measurements.24
To specify the correct model for our individual growth curves, we compared a series of MIXED models by evaluating the difference in deviance between nested models.23 Both fixed quadratic and cubic MIXED models fit our data well, but we selected the fixed quadratic MIXED model because the addition of a cubic time term was not statistically significant based on a log - likelihood ratio tes
To specify the correct model for our individual growth curves, we compared a series of MIXED models by evaluating the difference in deviance between nested models.23 Both fixed quadratic and cubic MIXED models fit our data well, but we selected the fixed quadratic MIXED model because the addition of a cubic time
term was not statistically significant based on a log - likelihood ratio test.
[8] Blair put forward a case for defining socialism in
terms of a set of values which were constant, while the policies needed
to achieve them would have
to account for
changing society.
Some question whether the engineers who planned the railway made the proper calculations
to account for long -
term climate
change.
They argue that while large public investments in dams and flood defences, for example, must
account for the possibilities of how weather might
change in the future, this should not prevent short -
term thinking
to address more immediate vulnerability
to inevitable high - impact weather events.
«There is a definite need
to study the health effects of fracking
accounting for the short -
term changes in air quality, the possible long -
term changes in water quality and the associations with stress.»
For instance, she says, although an increase in carbon monoxide levels of 10 micrograms per cubic meter raises an individual's short -
term heart - attack risk by just 5 % or so, a
change in air quality of that magnitude could be expected
to account for 4.5 % of all heart attacks in the exposed population.
· Safety and dating tips are offered
to the associate members · An utmost flexibility of handling the
account, especially in
terms of
changing the contact information and privacy settings.
Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments
accounts (using the IMF / OECD definition): current
account; capital and financial
account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the
accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying
changes in exchange rates - the effects of
changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The
Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked a
Terms of Trade - the measurement of the
terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked a
terms of trade - causes of the
changes in the
terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked a
terms of trade - the impact of
changes in the
terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked a
terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities
to help reinforce the ideas talked about.
Mitigation — reducing emissions fast enough
to achieve the temperature goal A transparency system and global stock - take —
accounting for climate action Adaptation — strengthening ability of countries
to deal with climate impacts Loss and damage — strengthening ability
to recover from climate impacts Support — including finance, for nations
to build clean, resilient futures As well as setting a long -
term direction, countries will peak their emissions as soon as possible and continue
to submit national climate action plans that detail their future objectives
to address climate
change.
You also acknowledge and agree that there may be instances where we may elect
to notify you about administrative notices regarding your
account with us, such as
to inform you about
changes to our
terms, conditions, and policies, that your
account may be expiring, or
to provide you with other relevant administrative information about your
account.
However, you agree that Cars.com may send
to you, and you can not opt out of, communications of a transactional or relationship nature, including, but not limited
to, communications regarding fraudulent or illegal activity, the status of your SIY
Account,
changes to this Statement or the Cars.com
Terms of Service, as well as communications
to confirm, fulfill and follow up on your SIY
Account registration or a request submitted through the Site.
While each Publisher Defendant recognized that it could not solve «the $ 9.99 problem» by itself, collectively the Publisher Defendants
accounted for nearly half of Amazon's e-book revenues, and by refusing
to compete with one another for Amazon's business, the Publisher Defendants could force Amazon
to accept the Publisher Defendants» new contract
terms and
to change its pricing practices.
Retirement
accounts are often structured
to weather these
changes, with targeted long -
term savings goals still achievable.
All rates are subject
to change after
account opening except non-variable CDs which are fixed for the
term.
Lenders use the updated information
to change limits and other
account terms.
The
terms and the qualifications for a margin
account are
changing very quickly as the market for Bitcoin and cryptocurrencies, in general, continues
to develop.
Subject
to any advance notice requirements imposed by law, we can
change this Agreement at any time, regardless of whether you have access
to your
Account, by adding, deleting, or modifying any provision, including making any appropriate
changes in
terms by furnishing
to you a new or revised Rates and Fees Table.
If you notify us in writing that you do not accept the
changes, your
Account may be closed (if it is not already closed) and you will be obligated
to repay your outstanding balance (a) under the applicable
terms of the Agreement then in effect, and (b) via the methods for repaying balances as allowed by law.
If your
Account is designated as fixed rate, except for your non-compliance with this Agreement, i.e., incurring Penalty Rate pricing, and absent a
change in
terms by us, the APR will not
change from the APR disclosed
to you in your then - current Rates and Fees Table.
CIBC is promising a smooth transition for existing PC Financial clients with no
changes to account numbers, mortgage
terms or automatic payments and deposits.
Monitor your new
account for feature
changes, new
terms of service and fees — and find out how
to avoid them.
Traders who give in
to short -
term satisfaction are constantly experiencing very volatile
changes in the equity curve of their trading
accounts, this usually ultimately ends in disaster with a blown out
account.
2 Unless otherwise specified, all advertised offers and
terms and conditions of
accounts and services are subject
to change at any time without notice.
You may be able
to work out a
change of
terms that involves a payment reduction with more direct negotiation, but simply dropping a $ 10,000 check into the
account and asking it be applied
to principal isn't going
to achieve what you want.
Each
account is diversified across a variety of sectors and maturities
to help ensure it is not concentrated in any one area, can better handle
changes in interest rates, and can potentially help reduce overall risk
to principal over the long -
term.
You should also know whether your company offers any contribution match, the
terms of the matching contribution, when the employer match vests, and how
to roll over an
account if or when your employment
changes (your bank may offer a retirement
account and there are lots of other options, too).
But Chase is going
to know that they are losing the
account because of their egregious
change in
terms, absolutely.
What they say is that I do not have the legal right
to opt out of the proposed
change BUT «We have closed your
account at your request and it will remain subject
to your current
terms.»
I say just take the
account away from Chase, that's absolutely what they were asking for from each customer they sent that
Change In
Terms notice
to.
1) Diagreeing with a
change in
terms and closing the
account (especially before the
change in
terms goes into effect) is supposed
to freeze the card agreement
to what it says at the time of closure.
While the higher minimum payment Chase probably can justify since the balance transfer offer didn't specify it would be different than the card's overall
terms (although if they aren't applying it uniform
to all cardholders, that could be a problem for them),
changing the interest rate on the promotional offer by imposing this new «service fee» on exactly the same
accounts still benefiting from such an offer is outright fraudulent if you ask me.
The information provided on this page does not replace or
change the
terms of the Agreement applicable
to all Margin Accounts as detailed in the «
Account and Service Agreements and Disclosure Documents» booklet.
I'm sending another letter in now for my other Chase
account subject
to this notice, although it is now after Dec. 19th, the usual deadline
to send in opt - out notices although this
change in
terms offer does not state an opt - out deadline (or any ability
to opt - out, in fact).