Sentences with phrase «charge for taking on that risk»

The insurance company then determines whether to give the applicant a policy and what premium to charge for taking on that risk.

Not exact matches

If Trump does decide to take a risk and lead the charge on an issue that would require tough votes by conservative lawmakers — perhaps on strengthening background checks for gun purchases — it would be a departure for his presidency
The low interest rate brokerage firms charge for portfolio loans is due to the risk you are taking on with this loan option.
The sermons that are preached from our pulpits may not be as bad as mine was, but most Father's Day sermons tend to beat up on dads rather than encourage them and challenge them to dream big, take risks for God, embark on an adventure, charge ahead, and be a man!
The triumphant result is that the drinks colossus Diageo, as an example, could go on meeting junior ministers and special advisers to argue against, say, minimum pricing for alcohol, while Alcohol Concern (annual income, less than # 1m) would have to jump through a chilling series of hoops in order to take part in any kind of campaigning, with the risk of criminal charges if it were found in breach of a law that the Electoral Commission says is so opaque it can not confidently predict how it will police it.
I believe that's a good thing for us as we don't have to charge along in first few hours and take any unnecessary risks; we just have to stay on the lead lap.
The biggest disadvantage is, in return for taking on what is perceived to be a greater risk by ignoring credit histories, lenders will charge a higher rate of interest.
Should a consumer have a low credit score, the financial institution may not lend to him or it may charge a higher interest rate as compensation for the extra risk in taking the person on as a customer.
For taking on these high - risk loans, sub prime lenders charge slightly higher interest rates and fees.
Because the risk is higher for lending companies to take a chance on subprime borrowers, they are charged higher interest rates for the privilege of getting a loan.
Interest is what the lender charges each year to account for the money they've lent out and the risk they are taking on.
Because the card issuer is taking on greater risk issuing a card to a consumer with poor or no credit history, the service charges and fees for a Secured Credit Card are often higher than those for most unsecured credit cards.
Due to these increased risks, may veterinary offices will charge higher prices for surgeries on larger, more developed animals because the surgeries are riskier and take longer to perform.
On May 10, I suggested the time was approaching for the Obama administration to use its authority more aggressively — despite the tough political reality that President Obama would face the risk of taking charge of an unfolding disaster with no clear solution.
If you mean that some young lawyers want ABS because they have been duped into thinking it is a magic elixir, they will be in for a shock when they discover that their jobs have been taken over by minions who, while less educated than lawyers and doing a lousy job, will nevertheless charge the public more to cover the increased risk that their megacorp employer is incurring by having so few qualified and hands - on lawyers on staff.
Because you are qualifying with your health, the insurance company is taking on less risk which means they can charge less for the insurance.
The life insurance company is taking on a bigger risk by not fully evaluating your health and makes up for that extra risk by charging more.
You're not attempting to be dishonest since the insurance company understands they're taking on a higher risk as well, and they charge an additional premium for it.
The insurance companies charge more premium on a month to month basis to make up for the amount of risk they are taking, So if you need life insurance and are in excellent health, the exam option might be best for you.
For more details on risk factors, charges, terms and conditions, please read the Product Brochure carefully and / or contact our customer service at 1800-266-9777 before taking a decision
Since the NCRB dictates what may or may not be charged by an insurance company, they also dictate whether an insurer will want to take on a certain risk if they can't charge appropriately for that risk.
It is important to consider, though, with a no medical exam life insurance policy, that because the insurance carrier is taking on higher risk applicants with these plans, the premium that is charged will be higher than for policies that are traditionally underwritten.
However, since the insurance is taking on additional risk by promising payment of all future premiums, you can expect mortality charges (charges for life cover) to be much higher than in case of a regular ULIP.
If you are very healthy, and you can prove it, insurers will assume they are taking on less risk and they may charge you less for coverage.
Part of the premium is taken away to provide insurance by deducting mortality charges, and part of it is kept aside for investment, which is decided by the policyholder as per his / her risk appetite and is based on market performance.
Take charge, game - changing Project Portfolio Management expert who over-delivers on aggressive goals for highly - matrixed organizations, while minimizing risk, reducing complexity, and decreasing expense.
Accountant — Samson and Holmes Finance Corporation, Saratoga Springs, NY — 2/2008 — 8/2013 • Performed duties such as account processing, budgeting, and payroll on a daily basis • Discovered billing mistakes that caused the company $ 500,000 in double charges, and took appropriate action to successfully recover the full amount • Handled fixed assets, loan accounting, budget reviews and forecasts, and financial reports • Provided quarterly budget goals for both the overall company and individual departments within the company • Maintained the general ledger, compiled internal auditing reports, and recommended financial strategies to increase profits and reduce spending • Monitored industry trends, the economy, and other financial factors to determine risks and areas of profit opportunity
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