Merchant Risks: Virtual currencies pose fewer risks to
merchants due to transaction certainty, protecting them even
against non-delivery claims and fraudulent
chargebacks.
To a certain extent, PayPal's policy
against processing adult - oriented transactions makes sense: For instance, some credit card companies have charged adult
merchants additional fees or refused to process adult - oriented transactions altogether, arguing that transactions on adult websites have a higher risk for «
chargebacks» than mainstream
merchants.