Sentences with phrase «charged against the policy»

«Brian Kolb has been leading the charge against the policies of Andrew Cuomo for the last eight years,» Long added.
Interest incurred on indebtedness has historically been deductible, (although the deduction of «personal» interest was largely eliminated in 1986), and in the 1950s a type of «leveraged insurance» transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) «borrowing» against the cash value to in effect strip out the large premiums, and (3) paying deductible «interest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurance, etc..
The yearly prices of protection may have no relation to the actual mortality costs charged against the policy in any given year.

Not exact matches

Mueller's team announced charges in October against three other Trump campaign officials, former chairman Paul Manafort and his business associate Rick Gates, and a former campaign foreign policy adviser, George Papadopoulos.
Last week, John F. Kelly, the president's chief of staff, told associates that he did not see how the State of Texas, which has led the charge against the DACA policy, could proceed with a lawsuit while parts of the state are still underwater from Hurricane Harvey.
``... very strong politically correct and left - wing revisionist history attitude or tone that's also Anti-American (especially a vague charge against «U.S. foreign policy»), and strong anti-capitalist elements... blasphemy, implied urinating, vomiting, scatological humor, and comments on breast feeding and sexual parts of people's bodies; light brief violence includes beating on car window and trying to damage car, man comically shoves people off a stage, man burns books; sexual content includes homosexual references, implied adultery with a pregnancy out of wedlock, talk about a priest raping boy in the past, a giant condom balloon placed on church steeple, references to real condoms, implied fornication; upper male nudity, man wears a dress; alcohol use and drunkenness; smoking and marijuana use depicted, including eating marijuana brownies; and, strong miscellaneous immorality includes lying, stealing, revenge, rebellion, dysfunctional family portrayed, father is a pothead and a drinker and lives in a trailer»
He led the charge to push back against the policy.
Cuomo last week touted his Democratic Party's brand has one that supports socially liberal policies such as same - sex marriage, but has also been inoculated against Republican charges of being bad for businesses by supporting tax increases.
The tuition plan joins additional policy proposals rolled out by Cuomo this month, including a tax credit program to make childcare more affordable, investments in JFK Airport and charging infrastructure for electric cars and stronger safeguards against wage theft, cyber threats and the financial exploitation of senior citizens.
Ed Balls was leading the charge against setting a timetable while also arguing that we needed to prioritise policies that deliver growth.
While Cuomo is not accused of wrongdoing and isn't expected to testify, the charges against Percoco have damaged both his image as a reformer and one of his signature policy initiatives, the investment of billions of dollars in public money in to upstate economic development programs.
SARATOGA SPRINGS — Leaders of the State University of New York will look at the system's policies and programs in light of the bid - rigging charges brought against SUNY Polytechnic Institute president Alain Kaloyeros.
More substantively, Bawumia has been the NPP campaign's leading voice on the economy, economic policy, and public finance and has also led the charge against the project - related corruption and cronyism in the Mahama administration.
Policy - makers have been charged with taking appropriate measures against the looming threat of climate change.
The complaint against eHarmony alleged that the company failed to sufficiently explain its subscription fee policy, leading to unexpected charges for consumers.
Once special counsel Robert Mueller unveiled charges against George Papadopoulos, a former foreign policy adviser to the Trump 2016 presidential campaign, the White House insisted he didn't play an important role in the campaign.
In 2011, Chilean students staged massive protests against the country's education policies that they criticized as overly reliant on free - market principles — mainly that higher education institutions charged relatively high tuition and many students borrowed to finance their education.
PTAs in Richmond, Va., have taken an outspoken stance against the city's school choice policy, charging that it leads to racial and class segregation.
(Mont.) Schools in Montana are reevaluating drug - free enforcement policies after a judge dismissed a marijuana possession charge filed against a student and ordered restrictions on the use of drug - sniffing dogs.
Implementing equal opportunity laws and policies to prevent discrimination based on race, color, national origin, religion, sex, age, sexual orientation, and disability status, as well as protecting individuals against reprisal / retaliation for filing a charge of discrimination, participating in an investigation into alleged discriminatory practices, or opposing discriminatory practices
Implementing equal opportunity laws and policies to prevent workplace discrimination based on race, color, national origin, religion, sex, age, sexual orientation, and disability status, as well as protecting individuals against reprisal / retaliation for filing a charge of workplace discrimination, participating in an investigation into alleged discriminatory practices, or opposing discriminatory practices.
The National Association of Realtors, which had railed against FHA's policy for more than a decade, estimated that during 2003 alone, sellers and refinancers were forced to pay nearly $ 690 million in extra interest charges.
A surrender charge is a hold back amount that an insurer charges against the cash values of a life insurance policy for the first 8 to 10 years, if funds are withdrawn early.
In addition, many credit card issuers have policies against merchants charging a credit card account before shipment.
Many credit card issuers have policies against sellers charging a credit card account before shipment.
It's important to note that when you borrow against the cash value of your policy, interest will be charged on the loan, but in most cases the interest rate tends to be very low.
Just like with other types of permanent life insurance policies, cash can be withdrawn or borrowed from the policy, however, an unpaid balance will be charged against the death benefit should the insured die prior to the money being repaid.
Its charge card, however, doesn't feel so rewarding when stacked up against the retailer's general coupon policy and the fact that shoppers could get a better payback if they use a cashback rewards card when they go to Kohl's.
At no additional charge, it is the policy of every lawyer of Assiff Law Office to closely monitor their clients» section B file (in addition to the main claim against the at fault party).
The building's owner, Station Lands, and the general contractor in charge of the construction project, Ledcor Construction, claimed the cost of replacing the windows against a builders» risk insurance policy.
This liability can not be insured against or indemnified, although the defense costs to defend you against mere charges that you did this are often covered by an insurance policy or an indemnification agreement.
It is against public policy for a defendant to be acquitted of a charged offense or convicted of a lesser included offense based upon an appeal to the societal bias that may be possessed by members of a jury.
Prior to a hearing involving the company's charges and expenses, one of the Commissioners on the Board publicly made comments against its pay policies, including «But, I'm not having anything to do with the salary increases and big fat pensions».
The underlying policy is that not having to defend against frivolous lawsuits will translate into suppressing the cost of medical malpractice litigation, which would in turn lower the cost of the medical malpractice insurance premiums charged to healthcare providers and so on up the chain.
With an «arrest first, ask questions later» policy, it is not uncommon for individuals to be unfairly accused, have restraining orders placed against them or face charges that don't match the circumstances.
For example, a claim made in the current year could be charged against the current policy even if the loss occurred many years in the past.
Learned senior counsel submits that if such finding of forgery rendered by the learned arbitrator which amounts to a serious criminal::: Downloaded on - 13/05/2014 23:52:28::: Kvm 42/107 ARBP259.13 charge is not set aside, such award would be a decree of this Court and would be executed by the claimant by filing criminal proceedings against the respondent based on such perverse finding which are without jurisdiction, such award would be thus in conflict with public policy under Section 34 of the Act and even under the narrower ground of public policy while considering the objection to the enforcement of a foreign award as held by the SC in case of Shri Lal Mahal Ltd..
If, however, a policyholder does remove cash from the policy — regardless of whether it is through a withdrawal or a loan — any unpaid balance will be charged against the death benefit proceeds.
With variable policies, periodic charges assessed against accounts to cover costs.
The main purpose of the legal reserve is to provide lifetime protection, but because more money is collected in premiums in the early years of a policy than is needed to cover the mortality charge, level - premium policies develop a cash value, which the policyholder can borrow against, or can surrender the policy for its cash value if the policyholder no longer wishes to continue the life insurance policy.
It is important to note, however, that even though a withdrawal or a loan is not required to be paid back, if there is an unpaid balance in the cash - value component of the policy at the time of the insured's death, then the amount of that balance will be charged against the death benefit that is paid out to the policy's beneficiary.
A life insurance surrender charge occurs when the life insurance policy is cancelled and is levied against the policy holder.
(It is important to note, though, that any amount of un-repaid cash will be charged against the sum of the death benefit that is ultimately paid out to the policy's beneficiary).
It's important to note that when you borrow against the cash value of your policy, interest will be charged on the loan, but in most cases the interest rate tends to be very low.
Surrender Charge Typically applicable to adjustable life, indexed universal life, and variable universal policies, a generally declining schedule of charges against the cash value may be imposed on the policy for a certain number of years from policy inception if the policy is surrendered, the death benefit is reduced, or in some instances, the surrender charge is taken into account in the monthly calculation to determine if the policy is still in force.&Charge Typically applicable to adjustable life, indexed universal life, and variable universal policies, a generally declining schedule of charges against the cash value may be imposed on the policy for a certain number of years from policy inception if the policy is surrendered, the death benefit is reduced, or in some instances, the surrender charge is taken into account in the monthly calculation to determine if the policy is still in force.&charge is taken into account in the monthly calculation to determine if the policy is still in force.»
Back in the mid-1980s, the National Organization for Women filed a class - action lawsuit against the auto insurance industry, claiming discrimination; according to the complaint, auto insurers were charging more for policies covering women drivers, despite the fact that statically, women have fewer accidents.
While the funds that are borrowed from a permanent life insurance policy do not typically have to be repaid, if they are not, the shortfall — plus interest — will be charged against the amount of the death benefit that is ultimately paid out to the policy's beneficiary.
When you do so, the money you borrow is considered a loan against the policy, and the insurance company will charge interest on the loan.
It is important to note here, though, that any un-repaid balance in the cash value that remains at the time of the insured's death will be charged against the amount of the death benefit that is paid out to the policy's beneficiary.
Colonial Penn Guaranteed Issue policies do build cash value and can be borrowed against; however, Colonial Penn charges an 8 % interest rate on any loans made against the cash value.
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