Sentences with phrase «charged by the servicing»

The existing first lien may include the interest charged by the servicing lender, when the payoff is not received by the first of the month, but may not include any delinquent interest.
The existing first lien may include the interest charged by the servicing lender when the payoff is not received on the first day of the month as is typically assessed on FHA mortgages, late charges or escrow shortages, but may not include delinquent interest.
* Outstanding principle balance for the above calculations is defined as the principle balance of the loan and may include interest charged by the servicing lender when the payoff is not received on the first day of the month but may not include delinquent interest, late charges or escrow shortages.

Not exact matches

Finance companies do it by adding fees and charging for additional services.
Diveboard makes money by charging premiums to dive shop members who use the e-commerce portion of the service, which lets them create online shops using a basic widget that they can embed within their main company website.
By 2025 - 26, the province will be spending $ 16.9 - billion on debt service charges, or 8.8 per cent of revenue.
The service, called Fly - Fi, is provided by Amazon and available on all domestic flights, free of charge to all passengers.
The startup, insured by its own Xapo Insurance Limited, formerly monetized its services by charging an annual fee of 0.12 percent for each vault deposit made.
The opportunity arises because the big four U.S. wireless carriers, led initially by T - Mobile, have been weaning their customers off of subsidized phones and trying to get everyone to pay for phones in full — in return for somewhat lower monthly service charges.
United Parcel Service Inc's chief executive officer said on Monday the company's closer collaboration with major retailers should bring a smooth holiday season, but he said UPS would charge customers more or even refuse packages if last - minute sales by a major customer threaten the company's system.
USPS's chief financial officer, Joseph Corbett, wrote in a post for PostalReporter.com in August that the service is required by law to charge retailers at least enough to cover its delivery costs.
They are supported by the U.S. Small Business Administration (SBA), and have 13,000 + volunteers, thus able to deliver services at no charge or at very low cost.
Women's self - doubt can also hurt them in their pocketbooks, White said, by keeping them from asking for raises or charging market value for their services.
Overnight shipping and other express delivery services charge a premium to get your post delivered without delay but before using them, ask yourself if the recipient really needs the letter or parcel by the following day.
These Terms of Service represent the entire understanding of the parties regarding its subject matter, and supersede all prior and contemporaneous agreements and understandings between the parties regarding its subject matter, and may not be amended, altered or waived except in writing by the party to be charged.
When pricing your product or service, instead of sweating the pennies, look at how you can charge more by offering a better quality experience for your customer.
LinkedIn could (eventually) make money by taking a cut of any financial transactions between parties (as Fiverr does), by charging service providers a fee to be featured more prominently in certain categories, or in a myriad of other ways.
The auction giant charged a fee for listing, so Ma recruited vendors by offering his service for free, making money through advertising and charging sellers for better placement on its sites.
Scott Charney, Microsoft's corporate vice president in charge of making sure Microsoft (msft) products comply with security and privacy standards, wrote in a blog post that the new facility would give foreign governments in Asia «the ability to review our products and services, both manually and by running tools, but they can not alter what is delivered to customers.»
These alerts address a real need by consumers and will help them avoid bill surprise from data services, currently the biggest source of unanticipated charges
This week's easy - to - sell business idea imagined by one of my student groups involved a service that would charge Babson students 99 cents to list textbooks for sale.
It generates some money by charging merchants, not consumers, for accepting payments through the service.
That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.
Facebook (FB) proposed its Free Basics program, dubbed Internet.org, was designed to give people, especially in developing countries, some Internet services at no charge by partnering with local mobile carriers.
While most of its services are free, Alibaba makes a good chunk of its revenue by charging vendors for better placements on its sites.
Zagat was acquired by Google while ex-Yahoo CEO Marissa Mayer was in charge of the tech giant's Maps service.
Zagat was acquired by Google in 2011 while ex-Yahoo CEO Marissa Mayer was in charge of the tech giant's Maps service.
But delivery operations are expensive to scale, so the company will help offset costs by charging companies a higher commission on orders that utilize Grubhub's delivery services.
It can be ordered from the Internal Revenue Service at no charge by calling (800) TAX - FORM.
«Most firms make a profit in two ways: by charging a service fee of $ 10 to $ 30 or $ 40 per transaction, and by pocketing the difference between the low price at which they buy currency and the higher price at which they sell it to customers.»
LinkedIn could (eventually) make money by taking a cut of any financial transactions between parties (such as Fiverr does), or by charging service service providers a fee to be featured more prominently in certain categories, or in a myriad of other ways.
The credit card operations that are conducted under our arrangements with Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit provider.
The aggregate incremental cost of personal use of the company aircraft is calculated based on a cost - per - flight - hour charge developed by a nationally recognized and independent service.
Credit card operations such as our proprietary program through Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit provider.
Wealth giant AMP accepts it repeatedly lied to the corporate regulator and says it has been too slow in refunding fees to clients who have been charged despite receiving no service, but has defended a report produced by law firm Clayton Utz into the issue.
Many Bitcoin retailers use software by companies such as Bitpay, which uses a software as a service model rather than charging a fee per transaction.
I can't say I was too surprised by this finding due to the complex web of 401 (k) fees charged by these companies — which can include hidden 401 (k) fees that other 401 (k) providers can't charge legally and additional fees for unrelated service partners.
The fees for such services are much lower than what is charged by typical investment managers.
The service became popular with friends and family communicating in different countries, especially in Europe, because it circumvents the fees charged by phone carriers.
Uber has been placed on a tight leash by the FTC, as the ride - hailing service agreed to a settlement over various charges.
Fifth, there are a number of programs whose spending is financed wholly or partially by charges / fees for their services.
If you plan on transferring a brokerage account from one online brokerage service to another, beware the account transfer fees charged by some providers, which can be as high as $ 125.
Another one - time cost in the home buying process is actually a bundle of service fees and charges that are required by your mortgage lender, county and other various entities.
The fees charged by these two services are different as you probably know.
A recent analysis by Citigroup found that the U.S. postal service should be charging Amazon US$ 1.46 more per package than the US$ 2 actually charged.
Merchant services accounts are offered by specialized providers, independent sales organizations or financial institutions such as banks — although most banks charge fairly high fees for small, home - based or online businesses.
Notice to Oregon Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balances from month to month.
BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry, and the company's previously disclosed review of strategic alternatives.
As we noted in a previous report, a proposal to the New York Public Service Commission has been submitted by Orange and Rockland Utilities for a Tesla Powerpack system that could see a 70 % reduction in the demand charges on customer electricity bills.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
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