Sentences with phrase «charged higher premium rates»

If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be charged higher premium rates.
Term plans that have a higher maturity age may also charge a higher premium rate as they offer a term insurance cover against life risks for a longer tenure.
Just like senior citizens are charged a higher premium rate, teenage drivers are charged a higher premium rate too, since they are considered higher risk by the insurance companies.
So insurance companies charge a high premium rate to make up for the sensitive area of residence.
So naturally, insurance companies charge a higher premium rate for city residents than drivers residing in suburbs and countryside.

Not exact matches

It offers highly intuitive trading platforms, several types of cryptocurrencies offering the highest leverages in the trading market, along with the high premium rates which could be charged on some overnight positions.
084 premium rate numbers charge a transmission fee significantly higher than normal calls, payable by the caller's telephone company to the telephone company managing the organisation with the 084 number.
Their concern is also the premium brokerage rate they charge from their clients across any trading segment to go along with high - value annual maintenance charges.
If the borrower has low credit, the creditor charges a higher interest rate premium due to the risk of default, especially on uncollateralized debt.
The more accidents in which you are involved, insurance companies will consider you to be a poor risk and will charge you much higher premium rates.
Charge cards often come with very high interest rates, meaning you pay an exorbitant premium just to do the renovation.
A low credit score can lead insurers to charge higher rates, so pay off your debts — which should raise your score and possibly lower your premiums.
As a result of the new requirements, investors are less inclined to fund monolines who must now charge higher rates, as investors expect a risk premium, which must be passed along to the consumer.
However, those types of credit cards tend to be «premium travel cards», which have high annual rates, just like charge cards.
When you consider the magnitude of these illnesses — and the higher mortality rates they carry — it's easy to see why insurance companies charge smokers higher premiums.
Therefore, the purchase would need to be structured using conventional financing (as an example) with single premium financed private mortgage insurance to ensure that they buyer won't end up with a mortgage that has monthly mortgage insurance or a any pricing hit that would come with a higher rate (as would be the case with any other type of PMI that doesn't charge the borrower on a monthly basis).
A $ 30 daily resort charge will be added to your room rate, which includes premium high - speed internet throughout the resort, dedicated wifi in every room, live streaming of Netflix, Pandora, YouTube, Hulu and Crackle, toll - free and local phone calls, requested newspaper delivered daily, turndown service each evening, in - room coffee and tea, access to our 24 - hour Fitness Center and complimentary fitness classes, and discounted tickets to select local attractions.
However, those types of credit cards tend to be «premium travel cards», which have high annual rates, just like charge cards.
More than a quarter of US commercial and industrial (C&I) electricity users could potentially use energy storage to lower premium rates they are charged during periods of high demand, the National Renewable Energy Laboratory (NREL) has found.
While one company might view a particular situation as very risky and charge a correspondingly high rate, another company might view the exact same situation as only moderately risky and offer significantly lower premiums.
For other cancers, insurers will initially charge a higher rate or add on a surcharge for several years, but over time you should be able to lower your premiums.
With this type of health insurance plan, you need not worry about the medical expenses or the high premium rates which will be charged to you by your insurance company.
The insurance company charges a higher rate for the life insurance protection so that it can utilize the excess premiums to invest and hopefully earn a rate of return that exceeds the total premium payments over the term period.
For instance, high - risk business, like construction companies, pay high rates of premium while low - risk business like consultancy firms are charged with low rates.
However, riders offer extra protection and in comparison the additional premium charge is a lot lower than buying another standalone policy to get the same benefits at a higher premium rate.
A low credit score can lead insurers to charge higher rates, so pay off your debts — which should raise your score and possibly lower your premiums.
Some California auto insurance companies may charge much higher premiums for young drivers while other auto insurance companies might actually forgive a first accident and not raise your rates.
If you have had a heart attack, a stroke, or you have been diagnosed as diabetic, the carrier can deny your application or table rate the policy by charging higher premiums.
For example, depending on the state you live in, you may be charged a higher premium based on your age, tobacco use, rating area or some other factor.
They will be charged the higher Part B premium rates.
It's true, life insurance companies will consider an applicant's overall health when deciding whether to issue a life insurance policy and whether the application warrants charging a higher rate, or premium.
And if you are accepted but are being charged a high rate, you can ask for a new medical exam (and a lower premium) once your condition is under control.
Insurance providers charge a higher rate of premium for a car which is more likely to face some vandalism or burglary issues.
Senior drivers can make use of these discounts to the full extent to make up for the high premium rates they are charged.
All these factors are responsible for the higher premium rates charged by the insurance companies and senior drivers need effective ways to bring down these rates.
Buying a car that is considered safe on the roads can effectively make up for the high premium rates charged by the insurance companies.
The Good Hands People also charged the highest premiums when we compared five major insurers on the average new - customer rate for male and female single drivers ages 25, 35, 65, and 75 with excellent credit and a clean driving record in 23 states where all five companies are market leaders.
Rated: A term used to describe insurance issued to a person who is a substandard risk at a premium rate which is higher than that charged for a standard risk.
Higher Rates — Since the insurance company has agreed to accept an unknown health risk, they are entitled to charge more premiums for the insurance coverage they offer.
Loyalty Additions equal to allocation charges paid during the term are added on death or maturity for premium rates equal to or higher than Rs. 96,000
And many of those that have will charge a higher premium for this service, or will really increase your rate on the second accident.
Although it is still possible to avail of any insurance policy after being considered a high risk person, most insurance companies will still charge you with very high premium rates.
If you have diplopia due to diabetes, you can get a better life insurance rate with some life insurance companies... however, other life insurance companies may charge you a higher premium due to diabetes.
While one company might view a particular person or situation as very risky (and charge a correspondingly high premium to cover that situation or person), another company may view the exact same person in the exact same situation as only moderately risky and offer a much lower rate.
Moreover, if insured's are in a habit of taking drugs, consumption of tobacco, or smoking, you are charged at higher premium rates.
Insurance companies anticipate higher rates of accidents by senior citizens and therefore charge higher monthly premium rates from elderly to make up for the potential loss that might be incurred by them.
Your Insurance company may charge you the premium amount at a higher rate if your car has a higher value.
It is unfair to say that because you have speeding tickets in your past, you are automatically going to be charged higher rates for your premiums.
If you buy a pension plan with life cover, you need to pay higher premiums, as it provides additional benefits of insurance, the rate of premium charged by your insurer depend on the type of plan and its benefits offered.
Insurance companies usually charge higher rates of premium from drivers who are elderly.
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