If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be
charged higher premium rates.
Term plans that have a higher maturity age may also
charge a higher premium rate as they offer a term insurance cover against life risks for a longer tenure.
Just like senior citizens are
charged a higher premium rate, teenage drivers are
charged a higher premium rate too, since they are considered higher risk by the insurance companies.
So insurance companies
charge a high premium rate to make up for the sensitive area of residence.
So naturally, insurance companies
charge a higher premium rate for city residents than drivers residing in suburbs and countryside.
Not exact matches
It offers highly intuitive trading platforms, several types of cryptocurrencies offering the
highest leverages in the trading market, along with the
high premium rates which could be
charged on some overnight positions.
084
premium rate numbers
charge a transmission fee significantly
higher than normal calls, payable by the caller's telephone company to the telephone company managing the organisation with the 084 number.
Their concern is also the
premium brokerage
rate they
charge from their clients across any trading segment to go along with
high - value annual maintenance
charges.
If the borrower has low credit, the creditor
charges a
higher interest
rate premium due to the risk of default, especially on uncollateralized debt.
The more accidents in which you are involved, insurance companies will consider you to be a poor risk and will
charge you much
higher premium rates.
Charge cards often come with very
high interest
rates, meaning you pay an exorbitant
premium just to do the renovation.
A low credit score can lead insurers to
charge higher rates, so pay off your debts — which should raise your score and possibly lower your
premiums.
As a result of the new requirements, investors are less inclined to fund monolines who must now
charge higher rates, as investors expect a risk
premium, which must be passed along to the consumer.
However, those types of credit cards tend to be «
premium travel cards», which have
high annual
rates, just like
charge cards.
When you consider the magnitude of these illnesses — and the
higher mortality
rates they carry — it's easy to see why insurance companies
charge smokers
higher premiums.
Therefore, the purchase would need to be structured using conventional financing (as an example) with single
premium financed private mortgage insurance to ensure that they buyer won't end up with a mortgage that has monthly mortgage insurance or a any pricing hit that would come with a
higher rate (as would be the case with any other type of PMI that doesn't
charge the borrower on a monthly basis).
A $ 30 daily resort
charge will be added to your room
rate, which includes
premium high - speed internet throughout the resort, dedicated wifi in every room, live streaming of Netflix, Pandora, YouTube, Hulu and Crackle, toll - free and local phone calls, requested newspaper delivered daily, turndown service each evening, in - room coffee and tea, access to our 24 - hour Fitness Center and complimentary fitness classes, and discounted tickets to select local attractions.
However, those types of credit cards tend to be «
premium travel cards», which have
high annual
rates, just like
charge cards.
More than a quarter of US commercial and industrial (C&I) electricity users could potentially use energy storage to lower
premium rates they are
charged during periods of
high demand, the National Renewable Energy Laboratory (NREL) has found.
While one company might view a particular situation as very risky and
charge a correspondingly
high rate, another company might view the exact same situation as only moderately risky and offer significantly lower
premiums.
For other cancers, insurers will initially
charge a
higher rate or add on a surcharge for several years, but over time you should be able to lower your
premiums.
With this type of health insurance plan, you need not worry about the medical expenses or the
high premium rates which will be
charged to you by your insurance company.
The insurance company
charges a
higher rate for the life insurance protection so that it can utilize the excess
premiums to invest and hopefully earn a
rate of return that exceeds the total
premium payments over the term period.
For instance,
high - risk business, like construction companies, pay
high rates of
premium while low - risk business like consultancy firms are
charged with low
rates.
However, riders offer extra protection and in comparison the additional
premium charge is a lot lower than buying another standalone policy to get the same benefits at a
higher premium rate.
A low credit score can lead insurers to
charge higher rates, so pay off your debts — which should raise your score and possibly lower your
premiums.
Some California auto insurance companies may
charge much
higher premiums for young drivers while other auto insurance companies might actually forgive a first accident and not raise your
rates.
If you have had a heart attack, a stroke, or you have been diagnosed as diabetic, the carrier can deny your application or table
rate the policy by
charging higher premiums.
For example, depending on the state you live in, you may be
charged a
higher premium based on your age, tobacco use,
rating area or some other factor.
They will be
charged the
higher Part B
premium rates.
It's true, life insurance companies will consider an applicant's overall health when deciding whether to issue a life insurance policy and whether the application warrants
charging a
higher rate, or
premium.
And if you are accepted but are being
charged a
high rate, you can ask for a new medical exam (and a lower
premium) once your condition is under control.
Insurance providers
charge a
higher rate of
premium for a car which is more likely to face some vandalism or burglary issues.
Senior drivers can make use of these discounts to the full extent to make up for the
high premium rates they are
charged.
All these factors are responsible for the
higher premium rates charged by the insurance companies and senior drivers need effective ways to bring down these
rates.
Buying a car that is considered safe on the roads can effectively make up for the
high premium rates charged by the insurance companies.
The Good Hands People also
charged the
highest premiums when we compared five major insurers on the average new - customer
rate for male and female single drivers ages 25, 35, 65, and 75 with excellent credit and a clean driving record in 23 states where all five companies are market leaders.
Rated: A term used to describe insurance issued to a person who is a substandard risk at a
premium rate which is
higher than that
charged for a standard risk.
Higher Rates — Since the insurance company has agreed to accept an unknown health risk, they are entitled to
charge more
premiums for the insurance coverage they offer.
Loyalty Additions equal to allocation
charges paid during the term are added on death or maturity for
premium rates equal to or
higher than Rs. 96,000
And many of those that have will
charge a
higher premium for this service, or will really increase your
rate on the second accident.
Although it is still possible to avail of any insurance policy after being considered a
high risk person, most insurance companies will still
charge you with very
high premium rates.
If you have diplopia due to diabetes, you can get a better life insurance
rate with some life insurance companies... however, other life insurance companies may
charge you a
higher premium due to diabetes.
While one company might view a particular person or situation as very risky (and
charge a correspondingly
high premium to cover that situation or person), another company may view the exact same person in the exact same situation as only moderately risky and offer a much lower
rate.
Moreover, if insured's are in a habit of taking drugs, consumption of tobacco, or smoking, you are
charged at
higher premium rates.
Insurance companies anticipate
higher rates of accidents by senior citizens and therefore
charge higher monthly
premium rates from elderly to make up for the potential loss that might be incurred by them.
Your Insurance company may
charge you the
premium amount at a
higher rate if your car has a
higher value.
It is unfair to say that because you have speeding tickets in your past, you are automatically going to be
charged higher rates for your
premiums.
If you buy a pension plan with life cover, you need to pay
higher premiums, as it provides additional benefits of insurance, the
rate of
premium charged by your insurer depend on the type of plan and its benefits offered.
Insurance companies usually
charge higher rates of
premium from drivers who are elderly.