Sentences with phrase «charges imposed»

The law further requires that the form «conspicuously and clearly itemize all charges imposed upon the borrower and all charges imposed upon the seller in connection with the settlement...» 12 U.S.C. 2603 (a).

Currently, RESPA section 4 requires the settlement agent to clearly and conspicuously itemize all charges imposed upon the borrower and seller in connection with the settlement.

Currently, RESPA section 4 (a) requires that the forms published by the Bureau «shall conspicuously and clearly itemize all charges imposed upon the borrower and all charges imposed upon the seller in connection with the settlement...» 12 U.S.C. 2603 (a).

The Bureau does not believe consumers would benefit from revisions to the Closing Disclosure due to post-consummation events that do not affect charges imposed on them.

RESPA allows the borrower to request to see the HUD - 1 Settlement Statement that shows all actual charges imposed on borrower in connection with the settlement one day before the settlement.

With an all - cash deal, you also save by avoiding loan origination fees, an appraisal, some closing costs and other charges imposed by the lender.

(Points are additional charges imposed by the lender that are usually pre-paid by the consumer at settlement but can sometimes be financed by adding them to the mortgage amount.

Provider is not responsible for any foreign currency exchange fees or surcharges and will not make any compensation or reimbursement for charges imposed by your bank or card issuer.

Non-refundable Cancellation charges imposed by the Travel Supplier; 2.

Cash Surrender: You can also terminate your policy and receive the life insurance cash surrender value, which represents your total cash value accumulation, minus any surrender charges imposed by the insurer.

the cost of repairs and rental charges imposed by the rental company while the car is being repaired; or

The coverage you pick up at the rental car counter, however, does not protect the driver from «loss of use» charges imposed when the vehicle is damaged and in the shop.

If you plan to rent a car on your vacation, avoiding the high charges imposed by rental car companies if the car is damaged is also crucial — especially since this type of coverage is not typically provided by your own auto insurance coverage or the coverage provided by your credit card.

You are solely responsible for: (i) acquiring any hardware, device, wireless or Internet access required for you to use the Application; and (ii) any fees or other charges imposed by your Mobile Device provider, wireless services carrier or Internet service provider.

Essentially, this coverage ensures that if a traveler rents a vehicle and it's damaged or stolen, they won't have to pay all of the cost of repairs and additional rental charges imposed by the car rental company.

(a) the cost of repairs and rental charges imposed by the rental company while the car is being repaired; or (b) the Actual Cash Value of the car

While coverage at the rental counter can be as high as $ 20 per day, this coverage is typically $ 7 to $ 9 per day and includes coverage for loss - of - use charges imposed by the rental company if the vehicle is damaged.

If a traveler rents a car and gets into a traffic accident with that car, he or she better have rental car coverage to pay for the cost of repairs and the loss of use charges imposed by the rental car company.

This benefit provides protection for the cost of repairs and rental charges imposed by the rental company up to the amounts defined in the policy.

Remember that your auto plan may not cover the charges imposed by the rental car company for the loss of use of a damaged vehicle.

The Good: Coverage includes damage to a rental car due to collision, vandalism, weather, or fire and covers the cost of repairs up to the policy limit in addition to the rental charges imposed by the rental car company while the vehicle is being repaired.

The position is dependent on construction of the particular contractual terms, consideration of the evidence presented relating to the costs incurred by the bank, the credit risk represented by the customer, and the level of charges imposed.

It is said that charges imposed as a result of unauthorised borrowing amount to unenforceable penalties.

«However, in reviewing the terms and conditions, the court found that none of the contractual provisions meant that customers were under a contractual commitment, such that the bank charges imposed could amount to a penalty for breach of the commitment,» he says.

Bank of Montreal v. Marcotte et al. 2014 SCC 55 Banks and Banking — Constitutional Law — Consumer Law — Creditors and Debtors — Damage Awards — Damages — Practice — Quebec Procedure Summary: This class action and two others were launched, seeking repayment of the conversion charges imposed by several credit card issuing financial institutions (banks) on credit card purchases made in foreign currencies primarily on the basis that the conversion charges violated Quebec's Consumer Protection Act (CPA).

Amex Bank of Canada v. Adams et al. 2014 SCC 56 Banks and Banking — Constitutional Law — Consumer Law — Creditors and Debtors — Quebec Obligations Summary: This class action was authorized respecting repayment of the conversion charges imposed by Amex Bank of Canada on credit card and charge card purchases made in foreign currencies primarily on the basis that the conversion charges violated Quebec's Consumer Protection Act (CPA).

Public concern about bank charges prompted thousands of consumers to issue claims in the county courts for refunds of charges imposed and to lodge complaints with the Financial Ombudsman Service.

As a pupil, Zac was also involved in: R (on the application of RWE Generation UK Plc) v Gas and Electricity Markets Authority [2016] 1 CMLR 17, a challenge against a decision modifying the charges imposed on users of the National Grid (as a pupil assisting Gerard Rothschild); Speed Medical Examination Services Ltd v Secretary of State for Justice [2015] EWHC 3585, a judicial review challenging reforms to the process for handling whiplash claims (as a pupil assisting Gerard Rothschild); and an application for interim relief by a company that had been redesignated under a European Union sanctions regime (as a pupil assisting Maya Lester).

At issue in Marcotte were charges imposed on credit card customers for purchases in foreign currency.

Back in 2010, California's voters passed a ballot initiative that redefined all levies and charges imposed by the state government as «taxes.»

Any change fees and / or additional taxes and charges imposed by the airlines for the changes will also be your responsibility.

Normal Internet access and usage charges imposed by your online service may apply.

If entering via mobile device, normal phone / data and usage charges imposed by your phone service may apply.»

The insurance also pays for loss - of - use charges imposed by the rental company.

The purchaser of an award ticket is responsible for all applicable taxes, fees, and checked baggage charges imposed by the transporting carrier (s) or U.S. or international authorities.

Rip - off penalty charges imposed by payday loan giants on borrowers who miss a repayment may be illegal, it has emerged.

Secondly, there are the financing charges imposed each month on their balance.

«Fees» means conditional charges imposed on your Account that are not based on the Annual Percentage Rates.

«In 15 countries it is rare for an investor to pay for advice outside of the charges imposed by the funds through their TERs and (possibly) sales charges, but in a handful of countries this occurs more frequently.

The actual amount received by the recipient may be reduced by charges imposed by the recipient bank.

* The advisory fee does not cover charges resulting from trades effected with or through brokerdealers other than affiliates of Strategic Advisers, mark - ups or mark - downs by broker - dealers, transfer taxes, exchange fees, regulatory fees, odd - lot differentials, handling charges, electronic fund and wire transfer fees, or any other charges imposed by law or otherwise applicable to your account.

The advisory fee does not cover charges resulting from trades effected with or through broker - dealers other than affiliates of Strategic Advisers, mark - ups or mark - downs by broker - dealers, transfer taxes, exchange fees, regulatory fees, odd - lot differentials, handling charges, electronic fund and wire transfer fees, or any other charges imposed by law or otherwise applicable to your account.

Even though rollovers are tax - free they may still be subject to fees and surrender charges imposed by the annuity contract.

However, if you elect to cancel the transaction within three business days after you close the loan, as discussed above, you are entitled to a refund of all costs and charges imposed for the credit transaction.

(Points are additional charges imposed by the lender that are usually pre-paid by the consumer at settlement but can sometimes be financed by adding them to the mortgage amount.

RESPA allows the borrower to request to see the HUD - 1 Settlement Statement that shows all actual charges imposed on borrower in connection with the settlement one day before the settlement.

WASHINGTON — The U.S. Department of Transportation (DOT) today fined ticket agent Airtrade International, doing business as Vayama, $ 80,000 for violating DOT's unfair and deceptive trade practices rule by advertising fares that failed to distinguish between government taxes and fees and charges imposed by the airline.

The TIFIA loan is secured by customer facility charges imposed by RIAC on people renting cars at the airport as well as payments by the rental car companies for tenant improvements in the Intermodal Facility.

Asawase MP Muntaka Mubarak was the first to blow the whistle on what he viewed as illegal charges imposed on the businesses by the trade ministry.

Charges imposed for prescriptions, sight tests and dentistry on the NHS are a «mess» and must be reviewed if not scrapped altogether, a committee of MPs has warned.