Not exact matches
The «freebie» method is a bit
tricky, as it often requires having a credit card, access to a computer, and that you stay on top of your «free trial» lest you
get charged for the «real» subscription.
This area
gets even
trickier because not every student on «paid» status actually does pay — some school districts allow student with no free or reduced eligibility and no money to pay for their lunch, to «
charge» the cost of the meal, and then try later to collect these unpaid
charges from the family, often with mixed success.
Plus, we don't
charge an annual fee which is one of the
tricky things that banks and credit card companies do to make you feel like you're
getting more than you actually are.
I didn't think the «normal» sapphire was still being offered, but anyways I would not recommend it as the Sapphire preferred is so much superior and well worth the $ 95 / annual fee, which you can
get back with the ability to make freedom points (either unlimited at 1.5 X's or regular) into Ultimate rewards points, the no foreign transaction fees (remember not to go for the trick: would you like this in currency x or in dollars - it's tempting to go for a dollar dominated transaction, but in essence, the way I understand it, you
get charged a «transaction fee» to go from the home foreign currency into dollars, whereas the CSP card already pays for this transaction fee, so it's really a
tricky semi-scam in my opinion.
To request your reports go directly to AnnualCreditReport.com (recommended by the Consumer Financial Protection Bureau and the Better Business Bureau) And beware: Companies or websites that
charge you to
get a copy of your credit report are often just looking to separate you from your money, and even «free» credit report services should be viewed with some skepticism because, as the popular personal finance blog The Balance notes, «Free credit report scams are
tricky and misleading.