Regarding all the ads you see talking about getting
cheap life insurance with no medical exam, that's not exactly the case, at least when you compare it to traditional underwritten term policies.
Not exact matches
When it comes to
cheap final expense
insurance or burial
insurance for seniors, Gerber's Guaranteed Issue Whole
Life policy is ideal for people between the ages of 50 - 80 who are needing $ 5,000 to $ 25,000 in coverage
with no blood draws and no
medical exams.
Therefore, if you are looking to get the
cheapest term
life insurance policy that exists, you are probably better off
with a policy that does require a
medical exam.
Going
with a
life insurance plan that requires
medical underwriting is going to be much
cheaper than a plan that is no
exam.
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The
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with no
medical exam provider will invest the money from your rates and at the end of the word you will get what you compensated and the
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exam plan provider will keep the profits.