The only issue HIV positive people may run into when shopping for life insurance is the limited options available because no insurance company will sell
them a cheap traditional term life insurance policy.
Not exact matches
If you're simply looking for the
cheapest life insurance policy then
traditional level
term life insurance is the way to go.
One way is to simply get a
traditional term life insurance policy for dirt
cheap and invest the difference into an index fund with Vanguard or another financial institution.
Regarding all the ads you see talking about getting
cheap life insurance with no medical exam, that's not exactly the case, at least when you compare it to
traditional underwritten
term policies.