Sentences with phrase «cheaper than a debt»

What is a debt management plan and why is it cheaper than a debt consolidation loan and paying it off on your own?

Even though lenders went back and repriced those deals at a higher rate — about 30 basis points higher, the end rates were still much cheaper than debt that is available today, Paul notes.

Not exact matches

Taking on debt is also cheaper in the long run than the time and consulting fees involved in selling equity in a company.

Many entrepreneurs make the mistake of thinking taking on debt is cheaper than equity and that it prevents more dilution.

Even as mortgage rates rise, they remain attractively low and are cheaper than rates on other debt.

These are simpler and cheaper than other forms of financing, but they are debt so can be risky;

When borrowing is cheap, firms will take on more debt to invest in hiring and expansion; consumers will make larger, long - term purchases with cheap credit; and savers will have more incentive to invest their money in stocks or other assets, rather than earn very little — and perhaps lose money in real terms — through savings accounts.

If they are getting the value they expect and want out of the service, then it may be worth it for them to pay a subscription fee that is cheaper than say, working with a professional debt counselor or debt settlement provider.

If you find out that your existing unsecured debt is cheaper than the consolidation loan that is being provided to you, it is better to avoid consolidating it.

With that said, of the two options listed in the email, paying the debt off over 4 years is actually cheaper than borrowing money from your traditional IRA to pay off the debt as shown in the calculations anyway ($ 17,497 vs $ 18,351).

Reprogramming the loan and even condoning part of the debt will always be cheaper for the lender than paying costly legal fees.

Financing long - term assets with short - term debt is even cheaper and riskier than financing with debt that matches the term of the asset.

Second mortgages come with higher interest rates than the first but still, they are cheaper than other forms of debts.

A second mortgage in Peterborough typically carries lower interest rates than other unsecured debts and for a lot of people is the cheapest way of getting the money they need.

Funding with debt is usually cheaper than equity because interest payments are deductible from a company's taxable income, while dividend payments are not.

I have a feeling that those net nets would do better than the Neg Ent firms because net nets trading for less than cash are cheaper (the formula takes into account total liabilities, not just debt).

A debt consolidation program from debt management firms helps companies in need manage their financial resources better and they are cheaper than CPA's.

Paying off the highest interest rate first would get me out of debt faster and cheaper only if my monthly payments were higher than minimum + $ 300

It is sensible to use a second mortgage to consolidate debts because it is generally cheaper than other types of credit.

Unsecured debts like personal loans attract heavy interests of 19 % -29 % but loans secured against real estate are cheaper than that.

In 2003 US margin debt from your broker was dirt - cheap, and again in 2009 some brokers charge less than 1 %.

It is important that you do reach an agreement before disconnection occurs, because it will be much cheaper to repay your existing debt than to pay for reconnection as well.

I try to find the best value stocks, mostly by looking for beaten up small caps that are cheaper than large caps, and companies with very little debt.

Cost for a bankruptcy is usually cheaper than paying the judgment and can wipe out other debts in addition to restoring your driver's license.

Debt is cheaper than equity, given debtholders are paid first in the hierarchy of a hypothetical liquidation bankruptcy scenario.

The exceptions are in the few occasions when debts are cheaper than savings, or cost so much to pay off that there's no point:

If that's not possible, your next best bet is to shift again before the intro deal ends — or even back to the original card you shifted the debt from, if that's cheaper than the go - to rate on the balance transfer card.

Despite being slightly more expensive, second mortgages are cheaper than other kinds of debts.

It might be more expensive than the first loan but it is cheaper than other available alternatives, making it a great tool for debt consolidation.

And if your loan terms aren't so good now, you can potentially improve your situation by applying for a debt consolidation loan that could very well be much cheaper than the combined amount you pay for all your disparate loans.

It's still much cheaper to pay off debt with a refinance than it would be on a credit card.»

Thus, since debt interest is tax - deductible and debt finance thus initially cheaper than equity finance, companies borrow money until it is almost impossible for them to borrow any more, even in a bull market for their services.

Carney told a Toronto audience on Monday that the debt loads of Canadians are rising faster than their incomes and that while low interest rates currently make borrowing appear cheap, the cost will eventually climb again.

A better price, easier and cheaper closing, lower monthly costs and security of having no debt on your home all add up to peace of mind — the best reason to buy a house for cash rather than borrow for one.

In theory, the amount of debt is now manageable, so management can probably continue focusing on debt replacement (at cheaper rates), rather than retirement.

Capital Allocation: OK, I cheated a bit, I should have revealed Record is a cash - rich / zero debt company (with no pension / contingent liabilities)-- with free cash flow that consistently matches / exceeds earnings — so arguably, it's much cheaper than it shows up on the screens.

The one advantage to Americans is that a decent amount of the debt is absorbed by the neomercantilists, who will get paid back in cheaper dollars (if at all) than the goods that they provided originally.

Many companies have D / E ratios higher than 1, especially in this era of low interest rates when debt is cheap.

But, I did the opposite approach by investing rather than paying down debt as stock market was very cheap in 2012 and 2013 than in 2015 (see this post: https://www.financejourney.com/borrow-money-to-invest-in-stocks-leverage-investing/).

Good, but your prior policies fostered debt - based finance, because recessions were never allowed to get too deep, and businessmen rationally chose to finance with cheaper tax - deductible debt, rather than expensive equity, because they concluded that the Fed would not allow big crises to happen.

Often your mortgage payments are cheaper than rent, in which case, it's a complete no brainer, and when you think about it, paying rent is even worse than debt, because when you repay debt, at least your financial situation is improved.

More generally, some debt collectors are better / cheaper than others, but success comes down to what you pay for debt vs. what you ultimately extract.

Everywhere I look, I see better growth, better demographics, better government finances, lower debt and no currency debasement... And all this for stock market valuations that are similar to / cheaper than Western markets.

For example, debt is very cheap right now so discounting a company's cash flows at an abnormally low rate will give it a more rosy valuation than if you applied a 10 year average.

You'll likely pay a transfer fee of 2 to 5 percent to the balance transfer card, but depending on how much debt you have and your interest rate, this option might be cheaper than paying interest.

It's cheap (taking the midpoint of its guidance it's on less than 5.5 x earnings), it has got a strong balance sheet (net debt / EBITDA was 0.8 x at end - 2010), it has a stable business model (it is the biggest distributor of fruit and vegetables in Europe, with a reach that enables it to supply multiples across different countries), it has a decent dividend yield (circa 4.5 %) and it is spitting out cash (free cash flow for the twelve months ended 30 June 2011 amounted to $ 29.0 m — that's nearly a quarter of the group's market cap).

debt free, living debt free, budget living, living on less than what you make, how to live on less than what you make, cheap dinner, cheap eats, meals for $ 5, family cooking, stay at home mom, Frugal, frugal and debt free, frugal debt free life, save money, simple living, pay off debt, live debt free

While you need to take care in how you use that money, it can make sense to take on debt in this way; you will probably never be able to borrow cheaper money than what you can on a mortgage.

It also has a 15 - month 0 % interest balance transfer period, with a fee of 0.85 % paid on the amount you're transferring, so moving your existing debt to us could be cheaper than your current interest repayments if your current rate of interest is higher.

Everything we need in order see the world can be ours for cheaper than it ever has been before, and there are many people out there experiencing the world while still actively paying off their debt.