Sentences with phrase «chooses fixed rate»

The rest of the country chooses fixed rate mortgages.

As a business owner — one who's already set a content writing budget — you can save yourself some hassle by choosing a fixed rate.

If you choose a fixed rate, the monthly payment you have today is the payment you'll have throughout the life of your loan.

So should you choose a fixed rate or variable rate student loan when you get a new or refinanced student loan?

You also have the option to choose a fixed rate or variable rate.

Many homeowners choose the fixed rate option because it allows them to plan and budget for their payments.

For those who plan to finish repayment over a longer period (15 - 20 years), it is less risky to choose a fixed rate loan even though the interest rate will likely be higher than a variable rate loan.

With private loans, you can choose a fixed rate loan that will remain the same for the entire repayment term (i.e. 6.8 percent for ten years).

For this reason some would choose a fixed rate rather than a variable rate.

Borrowers who choose a fixed rate reverse mortgage must take their funds as a lump sum, as opposed to other disbursement options offered at a variable rate.

We chose a fixed rate (closed) mortgage for our current home and our rental property.

You can choose a fixed rate loans with a period of 15 and 30 years, or an adjustable rate mortgages with varying adjustment periods.

With private loans, you can choose a fixed rate loan that will remain the same for the entire repayment term (i.e. 6.8 percent for ten years).

If this is the case for you, CIBC will offer you the lowest posted rate within the last 30 days of your mortgage term if you choose a fixed rate mortgage.

You may have first chosen a fixed rate, believing that a fixed rate is the better way to go.

The company also offers borrowers the option to choose a fixed rate or variable rate APR..

** NOTE: Ascent Independent borrowers who choose a fixed rate option may ONLY select a loan term of ten (10) years (or 120 months, respectively).

* Ascent Independent borrowers who choose a fixed rate option may ONLY select a ten (10) year repayment term.

It makes sense to choose a fixed rate home loan (a fixed rate mortgage) when rates are low and you plan to live in your home for a long time.

If you choose a fixed rate, the rate and payment will remain the same even if market - based interest rates change.

Variable rate loans tend to have lower interest rates to start, but since those rates can potentially go up or down, you could end up paying much more in interest over the life of your loan than if you had chosen a fixed rate loan.

Ascent Tuition borrowers who choose a fixed rate option may ONLY select a loan term of five (5) or ten (10) years (60 or 120 months, respectively).

Whether you end up choosing fixed rates or variable when you refinance, you need to understand both options so you can make an informed decision that confers the greatest benefits.

Please note, policies that choose the fixed rate loan option upon issue will be direct recognition loans.

Borrowers who choose a fixed rate reverse mortgage must take their funds as a lump sum, as opposed to other disbursement options offered at a variable rate.

You may have first chosen a fixed rate, believing that a fixed rate is the better way to go.

You are protecting yourself from your payment rising when you choose a fixed rate mortgage.

-- Among borrowers who chose fixed rates, a significant number opted for longer terms — less than five per cent chose terms of two years or less.

The report says Canadians are exercising caution when taking out their mortgages, with a majority choosing a fixed rate (66 per cent).

Choose a fixed rate if you'd like to try these options.

Not exact matches

You can choose to record depreciation at a higher rate early in the life of your fixed assets, decreasing income, and therefore taxes.

Forty - six per cent of those surveyed also they'll choose a fixed mortgage rate when they buy, versus 20 per cent who will choose a variable rate.

Fixed - rate loans provide a measure of certainty, although your monthly payments on a federal loan can still go up over time if you choose an income - driven repayment plan.

There are a variety of jumbo loans to choose from, including ones with adjustable and fixed interest rates.

Adjustable - rate mortgages are a hybrid type of loan in that the interest rate is usually fixed at first, but then fluctuates based on the rise or fall of an index chosen by mortgage lenders — commonly, an index tied to an investment in U.S. Treasuries.

However, borrowers can choose between a fixed and variable rate, and may repay their loan faster without any penalties.

If you want the flexibility to choose between a fixed rate and a variable rate loan, consider SoFi.

A confusing decision, when refinancing, can be choosing between a variable and fixed interest rate student loan.

However, there are other factors that affect interest rates on private loans, including whether you choose a fixed or variable rate and your credit history.

SoFi allows borrowers to choose between a fixed rate or a variable rate, an option that isn't offered by Avant and the majority of other personal lenders.

However, most users choose fixed interest rates a survey shows that variable interest rates can cost you less.

Alternatively, the Company may choose not to swap fixed for floating interest payments or may terminate a previously executed swap if it believes a larger proportion of fixed - rate debt would be beneficial.

It is typically a safer bet to choose a fixed - rate loan, but you can also realize additional interest savings with a variable rate loan in a low interest rate market.

On the other hand, a borrower with average credit who chooses a 30 - year fixed loan will likely be charged a higher interest rate.

Considering the fact that variable rates can increase, you might be wondering why anyone would choose a variable rate over a fixed one.

Whether you're taking out a loan or refinancing for new terms, you'll have to choose between a variable and fixed rate student loan.

If you choose a variable rate, your rate will probably be lower than the fixed rate offer.

Private student loans, on the other hand, typically let you choose between fixed and variable rates.

Typically, choosing a variable over a fixed rate student loan would result in an initial interest rate that is 1.25 % to 1.75 % lower.

This widening in the gap between fixed and variable housing rates is likely to have contributed to the pick - up in the proportion of borrowers choosing to take out fixed - rate housing loans: in November 2004, the latest available data, 11 per cent of new owner - occupier housing loan approvals were at fixed rates, up from 7 per cent three months earlier and the highest share since the beginning of 2004, which followed a period of monetary policy tightening (Graph 45).