In regards to life insurance, you may want to consider
chronic illness protection, legacy planning, and estate planning.
Not exact matches
Beyond its core
protection, accumulation and premium guarantees, the product offers built - in and optional riders that can enhance cash value growth, provide flexibility to meet diverse
protection needs and budgets and deliver added security for unexpected life events such as
chronic illness.»
Within the gift is a unique immunological mix designed just for that baby, and also with continued feeding comes
protection against many childhood
illness and
chronic conditions in later life.
Inflammation isn't completely bad, it helps to bring
protection and restoration to the body after an
illness or injury or trauma or a stressful situation but if the stimulus persists and inflammation becomes prolonged, it becomes
chronic and harmful.
«consumption of abundant alkaline - forming foods can result in improvement in bone mineral density (BMD) and muscle mass,
protection from
chronic illnesses, reduced tumor - cell invasion and metastasis, and effective excretion of toxins from the body.
You can even add additional long - term care riders or
chronic illness riders for further
protection.
On the
protection side, it generally includes a tax - free death benefit to your loved ones and has an optional feature that gives you the ability to access your policy values to help pay for costs should the insured suffer from a
chronic or terminal
illness, just in case.
Companies offer accelerated death benefits that can provide additional
protection for terminal
illness and
chronic illness.
However, Prudential's
chronic illness rider does offer fantastic financial
protection and is an alternative for someone who wants some «what if» insurance, in case you are diagnosed with a
chronic illness down the road.
A
chronic care rider, for example, adds another layer of
protection in the event of
chronic illness.
On the
protection side, it generally includes a tax - free death benefit to your clients» loved ones and has an optional feature that gives them the ability to access their policy values to help pay for costs should the insured suffer from a
chronic or terminal
illness, just in case.
This means that in addition to accident and injury
protection, you want continual coverage for cancer and other
chronic illnesses, as well as hereditary or congenital conditions (such as cherry eye or liver shunts).
Trendsetter Term Policy with «Living Benefits» offers high levels of term life insurance
protection, and adds a «living benefit» that allows you to potentially access a portion of your policy benefit while you're still alive if you're diagnosed with a qualifying
chronic or critical
illness; or a terminal
illness.
Transamerica, an A + rated company founded in 1904, offers unique options, with a few of their term life products, such as Living Benefits for early access to death benefits in the case of terminal or
chronic illness; Income
Protection Options to allow customers to select from a combination of income stream and lump sum payouts for beneficiaries; no required medical exams for policy amounts below $ 250,000; and low, $ 25,000 minimum face amount requirements.
A
chronic care rider, for example, adds another layer of
protection in the event of
chronic illness.
Under this rider, you can choose between two options; first option only covers 4 critical
illnesses including heart attack, cancer, coronary artery bypass graft and stroke while the second option provides comprehensive
protection against 25 critical
illnesses such as
chronic lung disease, apallic syndrome, heart valve surgery, major head trauma etc..
These policies can now offer
protection against
chronic illness, critical
illness and nursing home care on top of the traditional death benefit and / or cash value.
Although accelerated benefit riders will always come at an additional cost, they can still provide an effective measure of
protection against critical and
chronic illness, disability and long - term care expenses in addition to traditional life coverage.
Most IUL policies also offer living benefits such as
chronic and critical
illness protection.
When you're buying your no medical exam plan, you can add critical
illness protection,
chronic illness, unemployment waiver of premium rider, and a conversion option.
However, Prudential's
chronic illness rider does offer fantastic financial
protection and is an alternative for someone who wants some «what if» insurance, in case you are diagnosed with a
chronic illness down the road.
I've found people can better serve their
protection planning needs with Universal Life policies, with additional benefits for things like Terminal
Illness and
Chronic Illness riders.
Beyond its core
protection, accumulation and premium guarantees, the product offers built - in and optional riders that can enhance cash value growth, provide flexibility to meet diverse
protection needs and budgets and deliver added security for unexpected life events such as
chronic illness.»