Not exact matches
For our clients with unique
circumstances, we offer a wide variety of specialty programs to finance condos, investment
properties, manufactured or mobile
homes,
and cabins or vacation
homes.
Renters insurance protects your personal
property in a rented apartment, condo or
home from unexpected
circumstances such as theft, a fire or sewer backup damage —
and will pay you for lost or damaged possessions.
Whether you are looking to purchase a personal residence, 2nd
home or investment
property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs
and circumstance.
In most
circumstances you can deduct the mortgage interest on second
home and vacation
properties, but I would consider this a «bonus»
and not a «reason» to buy a vacation
property.
You may be able to buy back your equity partner's share in the
property if your
circumstances change (for example, if you repay your principal
and interest
home loan, or receive a windfall).
Once
circumstances allow, victims of domestic violence should seek the advice of a family law lawyer to ensure their rights are protected with respect to issues such as exclusive possession of the family
home, child custody
and access,
property division
and child support.
Your local agent can review the
circumstances surrounding each of your
home properties and can make appropriate coverage recommendations.
We've gone over what is covered by contents insurance
and some
circumstances where people's
property in your
home may or may not be covered.
Various factors are taken into consideration when distributing assets including the incomes of the parties prior to
and at the beginning of the divorce, duration of the marriage, need to occupy the marital
home, loss of inheritance or pension rights, maintenance awards, future financial
circumstances of each spouse, tax consequences, dissipation of assets, contributions as a non-wage earner to the income of the spouse
and home,
and the character of the
property itself.
So far from these topics being off - limits, any MHP seeking appointment in a court case needs to fully inform the parties prior to their consent [123], of information about the following kinds of potentials for bias
and agenda: whether the MHP has been married or divorced,
and how many times,
and under what kinds of
circumstances,
and how the MHP currently feels about those events; whether, if divorced, the MHP went through litigation over custody or
property,
and such details as whether the MHP had problems paying or receiving child support, as well as the custody arrangements of the MHP's own children
and how these worked out
and everyone's feelings about them; the MHP's own personal experience taking care of
and spending time with children, within
and without the scope of «parenting»,
and with regard to parenting, whether that was parenting as a primary caregiver, married or single parent, with or without household
and third party help, or as a working parent or stay -
home parent,
and for how many children,
and for how long,
and the outcomes from all of that; i.e. how much time has this person actually spent caring for children on his or her own,
and how well did this person's own family systems function,
and is this person in fact an «expert» in creating a functioning family
and raising happy, healthy, successful children with good outcomes, nay «best» outcomes, thoroughly well - adjusted
and having reached the very pinnacles of their innate potential.
In making an equitable apportionment of marital
property, the family court must give weight in such proportion as it finds appropriate to all of the following factors: (1) the duration of the marriage along with the ages of the parties at the time of the marriage
and at the time of the divorce; (2) marital misconduct or fault of either or both parties, if the misconduct affects or has affected the economic
circumstances of the parties or contributed to the breakup of the marriage; (3) the value of the marital
property and the contribution of each spouse to the acquisition, preservation, depreciation, or appreciation in value of the marital
property, including the contribution of the spouse as homemaker; (4) the income of each spouse, the earning potential of each spouse,
and the opportunity for future acquisition of capital assets; (5) the health, both physical
and emotional, of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital
property of each spouse; (8) the existence or nonexistence of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family
home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence
and extent of any prior support obligations; (13) liens
and any other encumbrances upon the marital
property and any other existing debts; (14) child custody arrangements
and obligations at the time of the entry of the order;
and (15) such other relevant factors as the trial court shall expressly enumerate in its order.
A formal written appraisal (which may cost a few hundred dollars) can be useful if you have unique
property, if there hasn't been much activity in your area recently, if co-owners disagree about price,
and any other
circumstance that makes it difficult to put a value on your
home.
«Given that the number of people who are in their 40s is somewhat larger than the 50 - somethings, the long - term demographic demand for purchasing vacation
homes is favorable because these younger households are likely to enter the market as their desire for these kinds of
properties grows,
and individual
circumstances allow,» Yun says.
-- including a lien on the stock of a cooperative housing corporation (a «co-op»)-- no lender can enforce its due - on - sale clause due to any of the following prevalent
circumstances: (1) The creation of a lien (or other encumbrance subordinate to the lender's security instrument) that does not relate to a transfer of rights of occupancy in the
property; (2) The creation of a purchase money security interest for household appliances; (3) A transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (4) The granting of a leasehold interest of three years or less * not containing an option to purchase (5) A transfer to a relative resulting from the death of a borrower; (6) A transfer where the spouse or children of the borrower would become owners of the
property; (7) A transfer resulting from a decree of dissolution of marriage, legal separation agreement, or from an incidental
property settlement agreement, by which the spouse of the borrower becomes an owner of the
property (8) A transfer of the borrower's
property into an inter vivos trust in which the borrower is
and remains a beneficiary
and which [trust agreement] does not relate to a transfer of rights of occupancy in the
property; or (9) Any other transfer or disposition described in regulations prescribed by the Federal
Home Loan Bank Board.