Sentences with phrase «claim against the policy»

One method is to make claims against the policies of more than one vehicle that you have insured.
It's in the insurance company's best interest, your best interest, and the best interest of all policyholders to make sure that any liability claim against a policy is properly defended.
Do, however, feel free to make legitimate claims against your policy when you have a loss that you can't bear on your own.
This gets the automaker off the hook for the cost of repairs, and will usually count as a not - at - fault claim against the policy.
Once you are free to leave the scene of the accident or after you have received medical care, notify your own auto insurer of the accident and a potential claim against your policy.
We made sure that each insurer was backed up by strong financial ratings and able to withstand substantial claims against their policies.
The named additional interest can't make claims against your policy, other than a liability claim that anyone you may have injured can make.
It's in the insurance company's best interest, your best interest, and the best interest of all policyholders to make sure that any liability claim against a policy is properly defended.
Another gold standard car coverage discount most Broomfield drivers would be familiar with is the safe driver or preferred driver discount, which simply rewards you for not having to file claims against your policy.
The first is that you could file a liability claim against the policy of the person who negligently left the water running above you.
In its simplest terms, an uninsured motorist claim places your insurance company «in the shoes» of the at - fault driver's insurance should one have existed, allowing you to claim against your policy for your losses.
It doesn't matter if you live in a safe neighborhood and have a steady job — if your credit score has plummeted, if you have made multiple claims against your policy, and if you haven't done effective bookkeeping to identify discounts and take advantage of them, you are probably overpaying.
But this ruling will also potentially apply to millions of others too - those who took out PPI and have no other type of mis - selling claim against the policy.
If a plaintiff is contemplating purchasing first pay insurance it is important that they reach an understanding with their lawyer as to whether or not the unpaid disbursements will be a first claim against the policy limits in the event of an adverse cost award.
The Cooperators, a recent decision of the Federal Court of Appeal, raises some interesting issues with respect to third party claims against a policy of marine insurance.
If your kids are injured because you cause an accident (or you were partially at fault), then they would have a bodily injury claim against your policy.
In particular the premiums may rise based on the filings of previous claims against the policy, injury or any other factor that might increases the insurer's risk of being obligated to pay out under the insurance policy provided.
But it doesn't necessarily mean — and most insurance companies won't explain this unless you specifically ask — your rates are going to stay the same after you've made an accident claim against your policy.
There are two limits that are usually defined on any American insurance policy, the first is often on a per - claim basis, and this is the maximum amount of benefit that can be claimed in the instance of any individual claim against the policy.
You could be considered a high - risk renter if you made one or more claims against your policy within the past five years (this is a standard question on renters insurance applications, so be ready).
In the United States the coverage normally works for claims against the policy holder, and often any other driver of the insured vehicle — as long as they don't share the same address as the policy holder, and aren't specifically excluded in the terms and conditions of the policy.
Car Insurance Claims When you file car insurance claims against a policy you are cashing in on what you've been paying out.
Insurance may sound like a gamble, but always keep in mind that even if you pay for homeowners coverage for years without filing any claims, a single claim against the policy can save you far in excess of all the premiums you had ever made.
Types of Insurance Insurance Companies Evaluating Policies Selecting an E&O Carrier E&O Policy Exceptions Claims Against You
All of the WI coverage companies that you could purchase your coverage from will have different ways to file claims against your policy.
There are many reasons why an insurer decides to not renew an insured's policy, and chief among them are: a change in the insured's driving record, such as a DUI or accumulation of moving violations, multiple claims against the policy, or the insured moving to a state where the insurer does not write policies.
The named additional interest can't make claims against your policy, other than a liability claim that anyone you may have injured can make.
The first is that you could file a liability claim against the policy of the person who negligently left the water running above you.
If your friend was injured and has on his auto policy personal injury protection (PIP), he would claim against his policy for this.
Because the spouse is insured under the policy, they are generally barred from making a claim against the policy's liability coverage.
If the neighbor starts a fire and ten people have a claim against his policy, it may exceed his policy limits and you only get a proportional amount of your claim.
It is important that you notify WHEDA immediately in the event of damage to your property or liability claims against your policy.
Also, have your health insurance company review the claim against your policy.
Worse, you'll be one of many people making a claim against that policy.
When he files a claim against his policy, though, he can't double dip.
A good renters insurance plan is obviously not something you hope to use; on the contrary, most of us hope we will never have to file a claim against our policy.
there has been no event that has resulted or may result in a claim against the policy, and there has been no change in your health status.
Umbrella insurance isn't used until all other liability coverage is exhausted, so the risk of filing a claim against the policy is very low for the amount of protection it provides.
Now your auto insurance rates are going up, even though you've never filed a claim against your policy.
It is the reward that a policyholder will get for not making any claim against his policy.
You file a claim against their policy seeking a certain amount of compensation for your damages, which is handled by the insurance company.
When an accident occurs that results in a claim against the policy, the insurer usually tries to decide who is «at fault,» or principally responsible for the accident.
Whether you are responsible for a multi-car collision, or if you become the victim of a car break - in, filing a claim against your policy will likely result in a higher insurance premium.
Part of a company's car insurance quote package should include some kind of detailed information about the claims process, which should give you some idea of the ease or difficulty of filing a claim against a policy.
Because the spouse is insured under the policy, they are generally barred from making a claim against the policy's liability coverage.
IMPORTANT NOTICE The Indiana Department of Insurance urges insurance companies offering coverage for residential property and personal property used within residential dwellings to provide conspicuous written disclosure to the prospective named insured or the named insured that claims against the policy may be considered by the insurer in determining whether to renew the policy.
Generally, if there is a year where the individual has not made any claims against his policy, there is a no - claim bonus provided by the insurer.
If the neighbor starts a fire and ten people have a claim against his policy, it may exceed his policy limits and you only get a proportional amount of your claim.
Worse, you'll be one of many people making a claim against that policy.
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