Sentences with phrase «claim frequency»

In addition, claim frequency for injuries to occupants of the insured vehicle was higher for vehicles with lane departure warning, although no results were statistically significant.
The report shows that in some states where unemployment tends to be higher the reported uninsured motorist to bodily injury claim frequency ratios were higher.
Overall losses followed a similar pattern as claim frequency.
; will a reduction in damages, rather than removal, reduce claims frequency sufficiently to enable real premium reductions to be delivered?
The large benefit for young drivers is encouraging because overall they have the highest claim frequencies of any age group.
The real reason that it's used is that a few studies have shown a correlation between certain negative credit events and increased claims frequency.
Its theft claim frequency is about 4 times the average for all vehicles.
This rating system assesses each type of vehicle based on expected claims frequency and cost, and the likelihood the vehicle will be stolen.
This study examines trends in the percentage of uninsured motorists by state utilizing uninsured motorists and bodily injury claim frequencies from 2010 - 2012.
The first - generation system reduced claim frequency 33 percent, while the second - generation system lowered it 41 percent.
The real reason that it's used is that a few studies have shown a correlation between certain negative credit events and increased claims frequency.
The 2 - way speakers achieve an impressive claimed frequency response of 51 Hz to 28 kHz, and they definitely pump out plenty of bass for their size.
The radar - based system showed reductions in claim frequency for all coverages except collision and personal injury protection, which is sold in states with no - fault insurance systems and covers injuries to people in the insured vehicle.
Property damage liability claim frequencies for Acura and Mercedes - Benz models were 14 percent lower when equipped with forward collision warning with autobrake than when they weren't.
Forward Collision Warning combined with Lane Departure Warning is associated with claim frequency reductions across coverages.
The drivers have a 24 Ohm impedance level, with an impressive claimed frequency range of 10Hz to 21.5 kHz.
Compared with Accords and Crosstours without the features, those with the features saw claim frequency reductions under all coverages.
HLDI analysts looked at how each feature affected claim frequency under property damage liability (PDL) insurance, which covers damage to another vehicle caused by the insured vehicle, and collision insurance, which covers damage to the insured vehicle.
When the Institute estimated the potential of this technology in 2010, researchers expected it could reduce single - vehicle run - off - road crashes, which would be reflected in collision claim frequency.
HLDI also found lower claim frequencies with the optional technology package, which includes a higher - speed forward collision warning system with autonomous braking, adaptive cruise control, distance alert, lane departure warning and fatigue warning (see «They're working: Insurance claims data show which new technologies are preventing crashes,» July 3, 2012).
This study examines the extent of the uninsured motorist problem on a state - by - state basis, types and effectiveness of laws that encourage financial responsibility of vehicle owners, and the provisions of Uninsured Motorists laws affecting claim frequencies and coverage costs.
Both collision and PDL claim frequency decreased significantly for vehicles with Night View Assist or Night View Assist Plus.
Analysts compared the loss experience of the Model S, the Nissan Leaf and seven other electric vehicles with losses for similar conventional vehicles under collision and property damage liability coverages and adjusted claim frequencies for mileage, based on data provided by CARFAX.
The extreme volatility of homeowners insurance claim frequency in Colorado over the 17 - year period examined was due almost entirely to catastrophe - related experience.
However, HLDI's analysis of adaptive headlights offered by Acura, Mazda, Mercedes and Volvo found that of the various coverage types, collision had the smallest claim frequency reductions.
A separate analysis by Swedish insurer Volvia / If found that the overall claim frequency of front - to - rear collisions was 28 percent lower for Volvos with the first or second generation of City Safety with autobrake capabilities up to 19 or 30 mph compared with Volvos without the feature.
In that report, HLDI found a 27 percent reduction in claim frequency compared with all other midsize luxury SUVs combined.
The updated claim frequency loss results for LaneWatch continue to be equivocal.
Change in property damage liability claim frequency by driver age with forward collision and lane departure warning
While the reduction in auto claim frequency helped offset losses, the costs of injury claims skyrocketed.
«It appears that focused CLE can favourably influence claims frequency, and we intend to work closely with all segments of the Bar to expand the roster of programs approved for this credit,» Ms. Strom said.
Figure 2 Homeowners Insurance Claim Frequency Number of Claims Paid per 100 Insured Homes, All Policy Forms Combined
While claim frequency is down countrywide and in Colorado, the cost for car repair and medical treatments is going up.
This is just how insurance works: as claims frequencies rise due to distracted driving claims, insurance companies may respond by increasing car insurance rates and creating new underwriting rules to compensate for the additional losses paid.
In terms of OD claims frequency the stats show that non-luxury cars had 19 % frequency with claim severity of Rs 18157 and luxury car has a frequency of 40 % with severity of Rs 109890.
The credit scoring model has been in place throughout the industry since at least the 1980s, and industry leaders say it is an extremely accurate predictor of driving performance and claims frequency among drivers.
Klipsch claims the frequency range goes all the way down to 5Hz, however, which is about as low as consumer earphones go — but that doesn't necessarily translate to deep bass response (see the next section for a close look at audio performance).
The total claimed frequency response is 26Hz - 40kHz.
Add to that an almost ridiculous claimed frequency response stretching from 10Hz (nearly as low as you can go) to 50kHz (2.5 times higher than the limits of human hearing).
For backup cameras, the only significant effect on claim frequency was a paradoxical increase in collision claims.
The Phantom's claimed frequency response — a dazzling 16Hz - 25khz — will no doubt cause audioholics to perk up in disbelief and collectively ask, «How is that much bass even possible from such a small speaker?»
The Model S had higher collision claim frequencies, severities and overall losses than other large luxury cars.
The luxury sedan has higher claim frequencies and is costlier to fix than gasoline - powered large luxury cars, and it accumulates more miles on average per day than other battery - powered vehicles, a new HLDI report shows.
HLDI found that when those models were equipped with the feature, property damage liability claim frequency was 15 percent lower and bodily injury liability frequency was 35 percent lower.
The most notable one is continued low claim frequency
They found that City Safety reduced claim frequency under all coverages 15 - 29 percent.
Most policies here will exclude wind, so you have to look at factors related to you, as well as factors such as claims frequency and coastal risk that can impact the price of your policy.
Sophisticated safety devices that increase a vehicle's cost, may reduce claims frequency and severity of injuries
Estimated difference in theft claim frequencies: 2016 Honda Accord 4 - door models with 17 - inch and 19 - inch wheels vs. 2016 LX models with 16 - inch wheels
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