Sentences with phrase «claims against the policy holder»

Not exact matches

If you are responsible for severe injury or property damage to another person and you are sued, the umbrella insurance claim will be filed against you, the policy holder.

These policies allow the policy holder to file a claim any time he or she would be legally allowed to collect damages against a negligent defendant, but that defendant isn't able to pay the bill.

This is often used in policies which cover health, disability or life insurance so that a policy holder has a reasonable guarantee of ongoing coverage even if they should develop a condition or conditions that increase the likelihood that an insurer will have to make a payment against a claim.

Covered policy holders can make claims against personal civil cases that could arise out of bodily injuries sustained by guests at their homes and the resultant medical care they might need to treat those injuries.

Since some state laws protect cash value and death benefits of insurance policies from claims by creditors, permanent policy holders can use the benefits from a permanent policy without risk of a judgment or a lien against the policy.

Liability coverage provides protection to a policy holder should a third - party file a claim against him alleging that a policy holder's car or vehicle caused the accident or that he was careless.

Personal property and personal liability protection are important to policy holders who understand their importance, particularly those among us who have ever had to file claims against their Tyler renters insurance policy.

A deductible is the amount specified in an insurance policy, by the insurance company that the policy holder will need to pay themselves in the event that they make a claim against their insurance policy.

This is normally used in the instances of policies which cover disability, life or health insurance so that a policy holder can be guaranteed ongoing coverage even if they should later develop a condition or conditions that increase the risk exposure of the insurance company to make payments against claims, or even if it guarantees that the insurer will have to make a payment of a benefit.