Sentences with phrase «claims in a policy year»

The policyholder is benefitted by the insurer for not making any claim in a policy year.

Threshold / deductable limit is an aggregate deductable which the customer has to pay either from his pocket or through other Mediclaim, beyond aggregate deductable (crossed in single claim or in multiple claims in a policy year) full claim amount will be paid by HDFC Ergo General Insurance.

In case of a health insurance policy, if you do not make a claim in a policy year, you are entitled to receive no claim bonus in terms of a discount in the premium at renewal or add - on benefits.

For instance, there are three claims in a policy year of amounts Rs. 50, 000, Rs. 90, 000 and Rs. 3 lakhs.

A super top - up plan is a better choice since it takes into account the aggregate value of all claims in a policy year, as a result of which, even smaller and more frequent claims are payable.

Not exact matches

Trump administration officials have railed against what they call «catch - and - release» policies that allow people requesting asylum to be released from custody into the US while their claims make their way through the courts in a process that can last a year.

However, Delta claims steep increase in the number of animals on flights over the last few years reflects an abuse of the policy.

The budget proposes $ 3.3 trillion in net policy savings over ten years, the result of $ 4.9 trillion of largely unspecified spending cuts and $ 1.6 trillion of tax cuts, in addition to $ 1.4 trillion of claimed savings due to increased economic growth.

It took a 9 - year campaign to prompt a change in Nestlé's policy — which it announced during a week of demonstrations at its factories and offices across the UK (claiming with typical shameless public relations spin that it was «taking the lead»).

Mahamudu Bawumia's claim that the governing National Democratic Congress (NDC) has since 2009 amassed and spent 12 times the nominal resources that the NPP had over its eight years of leadership is «cleverly exaggerated», policy think tank IMANI has said in its commentary on the opposition New Patriotic Party's vice presidential nominee's lecture he delivered on Thursday September 8 at the National Theatre.

In fact Stephen Beer claimed Labour needed to respond to the tough decisions it faced on the economy, outline an economic plan for the future rather than a retrospective attack on Coalition policy and most importantly close the economic credibility gap that was first conceived and then grew during Labour's last years in officIn fact Stephen Beer claimed Labour needed to respond to the tough decisions it faced on the economy, outline an economic plan for the future rather than a retrospective attack on Coalition policy and most importantly close the economic credibility gap that was first conceived and then grew during Labour's last years in officin office.

Schneiderman, first elected in 2011, has over the last year or so staked out a claim as a blue state bulwark against the policies of President Donald Trump's administration, filing legal challenges to federal laws, executive orders and regulations.

The research warned the coalition's policies would lead to 690,000 more children living below the MIS in just two years» time - and claimed this would lead to a majority of Britain's children living below the breadline.

Claim: Last year the government defended IDS» benefit cap in a legal case brought by two carers who were affected by the policy.

And while the upstate - downstate divide within the Senate is more apparent than in perhaps other years, Flanagan allies point out he can still claim credit for a range of policy wins for Republicans over the last two years in the Senate, the only lever of statewide power the GOP holds.

They can't comment on the individual cases raised, but point out that a crucial question will be whether the councils concerned have the five year land supply to meet their housing need - which councils are require to have under the National Planning Policy Framework which together with its presumption in favour of sustainable development the National Trust, of which Jenkins is Chairman, apparently supported, along with the CPRE (claims my source, who also disputes Hastings's figures on the amount of land built on in any way).

Average British families are paying # 297 more a year in food and tax bills due to EU fisheries policy, a new report claims.

A former adviser to President Bill ClintonWilliam (Bill) Jefferson ClintonTrump, taxpayers want Title X funding protected from abortion clinics President Trump's historic rescissions package is a welcome step to cut wasteful spending America will be stronger with our immigration policy based on facts MORE predicts «a tough road» for Hillary ClintonHillary Diane Rodham ClintonTrump Jr. met with Gulf adviser who offered help to win election: report Voters Dems need aren't impressed by anti-waterboarding showboating After year of investigation, Trump can rightly claim some vindication MORE as she prepares to possibly announce a 2016 presidential campaign in coming months.

Thatcher could support the reforms, Agar argues, because she «had lived the life of the working research scientist, as a final - year chemistry student in Dorothy Hodgkin's x-ray crystallography laboratory, as an investigator of glues for BX [plastics company] and as a food chemist for Lyons & Co.... [I] t was precisely because Thatcher knew what scientific research was like that made her impervious to claims that science was a special case, with special features and incapable of being understood by outsiders, and therefore that science policy should be left in the hands of scientists.

«While science can teach us a lot about gun policy, research in this area is generally far behind where it is for most other causes of death that claim similar numbers of lives in the U.S. each year,» Morral said.

For those few who have been involved in energy policy discussions for decades, the resurgence of such arguments is incredible, since similar claims made 50 years ago proved to be totally inaccurate.

The article claimed that the policy would be announced before the end of the year, possibly as early as the Conservatives» annual party conference in October, and the government's silence following the article has led many to speculate that the plans are indeed true.

Just in time for the start of the school year, the Economic Policy Institute (EPI) has returned to an old and familiar claim: Public school teachers are underpaid, and the pay gap is widening.

Four years ago, in a meeting with the CTNewsJunkie editorial board, Gov. Dannel P. Malloy made the outrageous, nonsensical claim that teachers leaving the profession had nothing to do with such punitive policies, and when provided with research to the contrary his reply was silence and a determination to stay his clearly detrimental course.

Consider that at the average price of $ 200 a year for renters insurance in Fresno, you'd have to have the policy for seventy - five years before you spent more than you'd get out of a personal property claim.

The $ 400 difference in annual premiums between the policy with a $ 500 deductible and a $ 1000 deductible means the money you save on your car insurance will be more than your increased deductible if you think you can go more than 2.5 years without an «at fault» car insurance claim ($ 1000 deductible / $ 400 annual savings = 2.5 years).

Since NC has only a negligible downward trend in the cost of claims and significantly higher administrative and compliance costs, that fifty dollar a year difference means that NC policyholders are underpaying for their policies.

That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.

«The Canadian dollar is a buffer, a cushion,» explains David Madani, senior economist at Capital Economics Ltd. «In the last year, policy - makers put on a brave face: Claiming that our nation's economy is well diversified.

In addition to innovation, we've spent years studying what renters need from their policies and the most common types of claims on Connecticut renters insurance.

By changing policies so, I am afraid that the health insurance company could deny a lot of my claims citing that I have to be on the same policy for X years before they pay for those situations, or cite a «break in coverage» clause and turn down an expensive claim.

In general, life insurance companies that know an insured has passed, but can not locate the beneficiaries of the policy, are required to turn over the benefits of the policy to the state's unclaimed property office if the benefits are not claimed after a certain number of years.

In the year 2014 - 15, the life insurance companies had settled 8.51 lakh claims on individual policies, with a total payout of Rs 11,788.67 crore.

Different discounts go hand in hand with different types of policies, but just about any insurance provider will offer a reduced rate if you take out multiple policies with them (for example, buying your car and home insurance from the same provider generally gets you better rates) or if you remain claim - free for a number of years.

We analysed over 2.7 million home insurance quotes run on our site and found that of the 2.1 % policy holders who had made a burglary claim in the past three years, 2.26 % had made their claims in autumn compared to 2.06 % in spring.

A number of people over the years have tried to make claims on travel insurance policies, claiming that a failed romance in France led to a broken heart.

Because he hadn't made a claim on his policy in many years, his insurer gave him a 50 % no claim bonus, which reduced his premium to $ 500.

If you find a cheaper deal, provided you've not claimed, for a # 50ish admin fee (factor that in) you can usually cancel your policy and get the rest of the year refunded.

For the second year in a row, insuranceQuotes.com and Quadrant Information Services examined the average economic impact of filing various claims on your auto insurance policy.

For example, if an individual purchased a policy on July 1 and made payments on a monthly basis, he would claim a credit in the current taxable year for 6 months of premiums and a credit in the second year for the next six months of premiums in order to reach the allowed total of 12 months.

Imagine the life insurance industry putting in force policies based on lapsed based pricing assumptions, meaning they have full knowledge and belief that the policies will in fact lapse in 5 - 7 years therefore no claims will be paid.

What if you have to file a very large claim or your pet is treated for multiple conditions in a policy year?

I have an older dog who has rarely had a claim in the six years he has had his policy which was established when he was 8 weeks old.

Two policies, in effect for more than a year, with no claims.

This afternoon, Daybreak issued a post on its own forums addressing the fiasco and admitting to the deletion of documents; it reiterates claims it already made to Massively OP about who currently owns the company in that it's standing by the baffling claim that Epstein has always owned Daybreak, in spite of Epstein, Daybreak, and Columbus Nova all telling everyone differently in 2015 — it calls three years of press releases and privacy policies a «miscommunication.»

The paper produced stirring headlines, but in the end rests on analysis of a mere 187 documents in order to make claims about more than 40 years of corporate policies for two separate companies.

Of all the lame arguments used to sell Americans on the proposition that wind power, an industry propped up by Soviet - style production quota in 29 states and numerous other policy privileges, deserves another renewal of the 20 - year - old production tax credit (PTC), the lamest is the claim that the PTC helps protect us from extreme weather.

Given that people on Brulle's side of the Global Warming / Climate Change argument have been making false claims for decades — for example, that New York and Washington would be under water by the year 20004 — and given that the mass media sound daily alarms about the climate threat, the statement in the National Research Council report that «some» information sources are «affected» by campaigns opposed to policies that would limit carbon dioxide emissions is scant foundation for believing a massive conspiracy exists.5

Rose's contribution claimed «for the past 15 years, global warming has stopped», drawing on an analysis handed to him by the Global Warming Policy Foundation, the club for climate change «sceptics» that was set up by Lord Lawson in November 2009 to campaign against policies to reduce greenhouse gas emissions.

With $ 58 billion in claims to pay for last year alone, U.S. insurers are jacking rates, canceling policies, and learning to cope with climate change.