Sentences with phrase «claims than the insurance companies»

Insurance companies are in the business of making money, and this means paying out less in claims than the insurance companies receive in premiums.

Not exact matches

Collision claims usually get processed faster than property damage claims because the insurance company does not have to spend time investigating who was at - fault.
Another benefit is that you only deal with your own insurance company, rather than another insurer with less incentive to pay for your claim.
I am no theologian but I don't think that Jesus would have owned an insurance company that paid more for lawyers than they pay for claims.
Federal officials claim the senator compelled a major real estate developer and an environmental company to hire his son, Adam, and send him title insurance and consulting work amounting to more than $ 200,000 in the past four years.
A longtime Albany insurance broker has pleaded guilty to bilking investors of his cheese company out of more than $ 1 million, while his wife admitted to filing a false claim after their son's suicide last spring.
Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14
There are very limited circumstances that allow an insurance company to cancel a policy for claims history or anything else other than misrepresentation and the like during the policy term.
Even for insurance carriers with tens of billions of dollars in claim reserves and the right reinsurance, that's still more exposure than is prudent for a company to take on.
Your business will want the insurance company to cover the cost of defending against that liability claim, rather than having to cover it out of pocket.
If you find yourself with an insurance company asking more questions than expected, the best thing to do is to continue being honest and provide them with as much information about the claim as possible.
When your deductibles are high, the chance of you filing a claim decreases because your auto repair bill has to cost more than your deductible before you can ask your insurance company to cover the costs.
Another bonus is that in that situation, you don't have to find representation — the insurance company generally takes care of that, as well, so you can focus on living your life rather than all the nuances of defending against a claim like that.
This means that if your lender repossesses and sells your home for less than you owe, they can claim the loss from the insurance company.
If there is a claim the insurance company will likely discover the truth and your family won't get anything more than the premiums you paid.
It's possible to buy a cheap renters insurance policy from a company that is less enthused about paying claims than they perhaps could be.
Insurance companies are required to process any claim as soon as possible, and that should never be longer than 30 days — so long as all documentation is in order.
According to the company, Nationwide members filed more than $ 54 million in pet insurance claims for conditions and diseases related to pet obesity, a 10 percent increase over the past two years.
One insurance company has written more than 750,000 policies since 1982 with a claimed 82 percent renewal rate.
I would say that the ease of claiming more to do with the circumstances than the insurance company (they'll all drag their heels to an extent — I filed a claim in Hawaii that the insurance company — a different one — took ages to pay the hospital... we were getting threatening letters from the hospital as well).
Its claims process is more stringent than other trip insurance companies, but the requirements are clearly laid out in its contract.
If your losses are great, you may be eligible to file a claim for emergency relief — investigate this avenue as it may be more immediate than any monies you receive from your insurance company.
The insurance company may say something like a settlement is being offered for «nuisance value,» or the amount that the insurance company is willing to pay to settle the claim because it would spend even more (on attorney's fees, court costs, expert witnesses, etc.) than the offered amount to defend against the «nuisance» of the victim's claim.
Insurance companies are more likely to balk at settling some kinds of claims than others — and the likelihood of having to go to trial is much higher in these kinds of Florida car accidents.
However, filing a claim with his insurance company could be more challenging than in a car accident because the insurance company may argue about their responsibility for compensating you.
You might have a vastly different opinion than the insurance company and think your claim is worth a lot more than it actually is.
Unfortunately, more often than that not, the insurance company will deny part or all of your claim and will generally offer much less than you believe you deserve.
If you get hit by someone who has less insurance than you, and your injuries are worth more than the other person's insurance, your insurance company will pay you the amount of your claim up to the limits of your coverage.
For more than 20 years, he has helped accident victims and their families recover the compensation they need, ensuring insurance companies take their claims seriously.
Some cases require special attention and concentrated expertise due to their complexity, and with more than 25 years as an Attorney at Law in the field of claims management, Bernd Höke provides the expertise required to deal with most complex personal injury cases against insurance companies.
In the US, instead of thousands and thousands of law firms doing the conveyancing in fierce competition with one another, just four title insurance companies dominate 87 % of the conveyancing market and they charge considerably more than the lawyers ever did while delivering a lousy product and while refusing to pay claims.
The plaintiff, however, claimed that because the defendants» insurance company confirmed her cause of action in April or May of 2010 the limitation period ran from then rather than from the date of the accident (Limitations Act, s. 16).
A recent Rand Corporation study finds that more than 730,000 people in the United States filed compensation claims for asbestos - related injuries from the early 1970s through the end of 2002, costing businesses and insurance companies more than -LSB-...]
An insurance adjuster's job is to settle your injury claim for as little as possible, and if you do not have a lawyer, the insurance company may offer you much less than your claim is worth.
The transportation company is backed by insurance companies and attorneys who may attempt to settle your claim for less than you need and deserve.
Regarding the statement made by the claims adjuster, studies have shown that the vast majority of clients who engage an attorney receive substantially more compensation than the insurance company initially offered them prior to retaining an attorney, even after the attorney's fees are deducted.
The reality is most insurance company adjusters receive bonuses based on paying less on a claim than they should.
Big insurance companies and their lawyers understand that many plaintiffs will be tempted to settle for less than their claims are worth in order to avoid more delay and stress.
All too often, insurance companies have been selling minimum policies and then abusing the system to under - pay claims due to the difficulty and expense of litigating a small case in District Court that might be worth more than $ 10,000.00, but not more than $ 15,000.00.
Insurance companies are playing a different game than the victims filing claims against them.
Your insurance company may deny your claim or attempt to pay less than the amount of compensation you deserve.
If you do choose to file a claim by yourself, you run the risk of insurance companies utilizing their extensive resources to shift fault away from their drivers, which can result in you receiving less compensation than you need or deserve.
Not only that, but the money which is allocated by insurance companies to pay out victims for bodily injury claims go to those victims who hire clients to the tune of more than 84 %.
As Pasco County Personal Injury Lawyers, we are more than familiar with the measures some Florida auto insurance companies will stoop to in order to settle claims in their favor.
At Staver Law Group, we have been successfully resolving car accident claims for more than a decade and understand the deny, delay, and defend strategy used by insurance companies.
Since insurance companies make profits by paying as little as possible on claims like yours, they will offer you less than what your claim is worth.
Unfortunately for people who have been injured, protecting the insurance company's interests often means paying out less than a claim may actually be worth.
Auto accidents can involve much more than simply going through the claims process with your insurance company.
With the uniformity in how insurance companies treat people filing injury claims, to come to any other conclusion other than this motivation is impossible.
He knows how to counter the defensive tactics and strategies of insurance companies that would rather minimize and deny your claim than pay out what you deserve.
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