Sentences with phrase «claims under this coverage»

In the days before health insurance was widely carried, claims under this coverage were common.

Claims under this coverage don't require a finding of fault, they just require that the injury have happened on your premises.

The «dec» page also includes a description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage.

In the days before health insurance was widely carried, claims under this coverage were common.

Not exact matches

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

«Even if they are offered coverage, people with preexisting health conditions may never have claims paid under short - term coverage,» said a report from the trio.

Romney claims that «there's no need for new spending or new taxes» under his plan because «the tens of billions currently spent to treat the uninsured is sufficient to help low - income Americans afford private coverage.»

That's because under the rules of the exchange, a patient can go up to three months without paying premiums and still not get their coverage formally dropped by an insurers — but the insurer isn't obligated to pay claims incurred during the second and third month if that person isn't paying their premiums for that time, Jackson said.

They'll argue that the board's voting agreement means this case must be sent to an arbiter, and are alleging that Benchmark's claims — which relies heavily on media coverage, as opposed to primary documents — will melt away under private scrutiny.

Meanwhile, the coalition in the letter this week is urging lawmakers to pass a measure that's designed to require insurance companies that provide coverage under the Scaffold Law to report each year detailing claims paid out under the law.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school distclaims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school distClaims Act on negligence claims against school distclaims against school districts.

In the HLDI study, however, lane departure warning systems from Buick and Mercedes were associated with higher claim rates under both collision and PDL coverages.

Claim frequency under collision coverage, which includes many of the same crashes that fall under property damage liability but also a lot of single - vehicle crashes that these systems are not designed to address, also was reduced but by a smaller amount.

They also looked at claims for injuries under three coverage types.

They found that City Safety reduced claim frequency under all coverages 15 - 29 percent.

A 2012 study [20] by the Insurance Institute for Highway Safety examined how particular features of crash - avoidance systems affected the number of claims under various forms of insurance coverage.

The 15 percent estimated reduction in the XC60's claim frequency under property damage liability coverage is smaller than HLDI reported in its earlier analysis.

For XC60s, claims under the same coverage were filed 15 percent less often than for other midsize luxury SUVs (see «More good news about crash avoidance,» April 25, 2013).

In fact, such bans are associated with a slight increase in the frequency of insurance claims filed under collision coverage for crash damage.

Under collision coverage, for example, analysts estimated that the Model S's mileage - adjusted claim frequency was 37 percent higher than the comparison group, claim severity was 64 percent higher, and overall losses were 124 percent higher.

Under collision and property damage liability coverages, the seven electric vehicles with exact conventional counterparts had lower claim frequencies and higher claim severities than their comparison vehicles.

Analysts compared the loss experience of the Model S, the Nissan Leaf and seven other electric vehicles with losses for similar conventional vehicles under collision and property damage liability coverages and adjusted claim frequencies for mileage, based on data provided by CARFAX.

Claim based on years / mileage (whichever occurs first) covered under the New Vehicle Limited Warranty basic coverage.

Claims under medical payment coverage, for injuries to people in the insured vehicle, are 22 percent lower.

Liability coverage on your Fremont, California renters insurance pays for the defense costs for a liability claim which would be covered under the policy if you were proven to be responsible.

Your landlord, as additional insured, would generally be barred from making a claim under your liability coverage.

That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.

Even more importantly, liability coverage provides you a defense to claims that could be paid under the policy.

If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim against his own under - insured motorist coverage to pay what your policy will not cover.

If you or your spouse is eligible for coverage under an employer plan, you can't claim the self - employed Schedule C health insurance deduction.

If you live in one of the 16 states where PIP coverage is required, you must file a claim under that policy before you turn to your health insurance.

You also know that a liability claim against them won't deplete the coverage available under your policy.

With liability coverage, the insurance company will even defend you against claims that would be covered under the policy so you don't have to pay for the lawyer yourself.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

Despite only being one part of most home insurance policies, hazard coverage is the most important component, and most home insurance claims fall under the hazard section of the policy.

Under any other circumstances, whether you should file a boat insurance claim depends on your boat insurance coverage.

You'd file a claim against your Abilene Renters Insurance under the medical payments to others coverage.

This is generally not ideal, because it causes problems if the landlord (or his insurance company) needs to make a claim under your liability coverage.

On the other hand, claims made under the comprehensive coverage of your policy, such as windshield damage from rocks or other airborne objects, do not impact premiums.

It's important to get the dwelling coverage right, and to monitor it over time to make sure it's keeping up with construction costs — under most homeowners policies, if you file a claim and are found to have been under insuring your home, your payout maybe reduced.

Taxpayers who claim dependents on their tax returns will be subject to the penalty for each dependent who does not have coverage, although college students and minors under age 18 would be subject to only 50 % of the penalty.

Also, if any claims were filed under the 30 - Day Certificate and the puppy buyer has no lapse in coverage (goes directly from 30 - Day Certificate to full term policy), those conditions will not be considered pre-existing and would be eligible for future coverage.

Typically in British Columbia you will have two or more injury claims, one against ICBC as your insurer and another against the at fault driver, usually also insured by ICBC under third party liability coverage.

When you make a personal injury claim under your underinsured motorist coverage, your (or your relative's) insurance company stands in the shoes of the at - fault driver.

If, on the other hand, the motorist's automobile insurance coverage is insufficient to cover your injuries, an injured cyclist can file a claim under their underinsured motorist coverage.

In the event of a car accident, your own insurance company might even attempt to deny your right to claim rightful coverage under your policy.

He represents insurance companies in cases involving first - party and third - party claims, personal lines and commercial policies, bad faith claims, complex coverage disputes, class actions and claims under California's Business and Professions Code.

You can settle with that party for their policy limit of $ 15,000.00 and also pursue a claim under your underinsured motorist coverage for additional compensation that will make you whole.

If you are in a situation in Canada or US where local laws prevent you from making a claim against the offending motorist responsible for the motor vehicle accident, you may have coverage under Inverse Liability protection.

Often, there may be multiple policies under which you may file a claim, so it is important to have an attorney review your case who can identify all possible insurance coverage from which you may recover.