Sentences with phrase «class over the risk»

Not exact matches

Wigdor initially filed its class action in November on behalf of two unidentified women, arguing that Uber put thousands of women at risk and put profit over safety.

Much as advisers cling to the long - term view of portfolio management, there's something to be said from jumping out and in of over - and underperforming asset classes, at least with money you can afford to put at greater risk.

With a history spanning over a decade, Glu's culture is rooted in taking smart risks and fostering creativity to deliver world - class interactive experiences for our players.

Each asset class has its own set of risks as well as different gains and losses over time.

It's true that spreading your money over different asset classes reduces your risk.

To build a diversified portfolio, an investor generally would select a mix of global stocks and bonds based on his or her individual goals, risk tolerance and investment timeline.2 The chart below highlights how those broad asset classes have moved in different directions over the past 20 years.

We have benefited from this year's rally in stocks and bonds (our Multi Asset Risk Strategy ETF Model Portfolio has a Sharpe ratio of over 3 this year — and that's with no leverage), but we are managing our risk by incorporating asset classes such as gold through the iShares Gold Trust (IAU); liquid alternatives through the IQ Hedge Multi-Strategy Tracker ETF (QAI), long - dated Treasuries through the iShares 20 + Year Treasury Bond ETF (TLT)-- each of which diversify our portfolio risk and carry well within an ETF portfolio constrRisk Strategy ETF Model Portfolio has a Sharpe ratio of over 3 this year — and that's with no leverage), but we are managing our risk by incorporating asset classes such as gold through the iShares Gold Trust (IAU); liquid alternatives through the IQ Hedge Multi-Strategy Tracker ETF (QAI), long - dated Treasuries through the iShares 20 + Year Treasury Bond ETF (TLT)-- each of which diversify our portfolio risk and carry well within an ETF portfolio constrrisk by incorporating asset classes such as gold through the iShares Gold Trust (IAU); liquid alternatives through the IQ Hedge Multi-Strategy Tracker ETF (QAI), long - dated Treasuries through the iShares 20 + Year Treasury Bond ETF (TLT)-- each of which diversify our portfolio risk and carry well within an ETF portfolio constrrisk and carry well within an ETF portfolio construct.

The main points here are that QE has encouraged the dramatic overvaluation of virtually every class of investments; that these elevated valuations don't represent «wealth» (which is embodied in the future stream of deliverable cash flows, not in the current price); that extreme valuations promise dismal future outcomes for investors over a 10 - 12 year horizon; and that until a clear improvement in market internals conveys a resumption of speculative risk - seeking by investors, the current combination of extreme valuations and increasing risk - aversion, coming off of an extended top formation after persistent «overvalued, overbought, overbullish» extremes, represents the singularly most negative return / risk classification we identify.

Now that over $ 5 trillion of sovereign debt (with credit risk rising, not falling) trades with a negative yield, we can fairly overlook bonds as an investible asset class.

Over a 35 - year period, the Minnesota Longitudinal Study of Risk and Adaption (MLSRA) revealed that the quality of the early attachment reverberated well into later childhood, adolescence, and adulthood, even when temperament and social class were accounted for.

With the scope of the health risks still unclear, a class - action case against New York City, in connection with the failure to conduct lead inspections in public housing, is now being prepared by a lead lawyer for families suing over lead poisoning in Flint, Mich..

Compared to people taking another class of diabetes medications called sulfonylureas, those taking metformin had a 20 percent reduced risk of developing dementia over the five - year study period.

This posed a risk of increased class sizes in elementary schools and other cuts in a district of just over 5,000 students.

The weight of each asset class in your portfolio is calculated by our risk management model and automatically adjusted over time, so in the strict sense of the word your portfolio is actively managed.

AMG Funds represents over 30 independent and autonomous investment managers, and offers more than 100 mutual funds and separately - managed accounts across nearly every asset class and up and down the risk spectrum — from short - term fixed income to private equity, active equity choices to liquid alternative strategies.

We are able to manage client portfolios in this way as our sophisticated algorithms analyse the historical behaviour of all the asset classes you're invested in and use this data to reliably forecast the risk in your portfolio over the course of the next year.

In my prior post, I gave an overview of the income options available in today's bond market, going over how much yield was available from different asset classes and how to think about the risks that different bond investments carry.

The three main asset classes - equities, fixed - income, and cash and equivalents - have different levels of risk and return, so each will behave differently over time.

If she were to convert her policy into a permanent policy, her Standard Table 4 risk class would carry over.

This has become harder over the years as the correlation between asset classes has increased in what has become a risk - on, risk - off world, reducing some of the benefits of diversification.

The information is intended to show the effects on risk and returns of different asset allocations over time based on hypothetical combinations of the benchmark indexes that correspond to the relevant asset class.

This helps to keep the investor's risk profile better aligned with the portfolio's exposure to changing asset class risks over the course of the business cycle.

Each asset class has its own set of risks as well as different gains and losses over time.

Not accounting for the dynamism of relative risks in asset classes means most investors underperform on a risk adjusted basis over the course of the cycle.

That is, while your risk profile will remain the same over the course of the business cycle, the risk exposure will actually change as various asset classes change in price and expose you to different degrees of risk.

A banks profitability is typically measured over reserved capital in order to stay solvent, Economic Capital, which is correlated to each customers rating / risk grade / risk class, hence a customer with a very good risk grade can be just a good customer, in terms of profitability, as a high risk customer and vice versa.

But with the stock selection that you're using, make sure that you understand risk and expected a return and use the right asset classes to kind of boost your return over the long term.

Among all the asset classes, equities historically provide investors with the highest returns over the long - term, but stocks also incur the highest risk (look at the stock markets now).

It's true that spreading your money over different asset classes reduces your risk.

An investment in the fund could lose money over short, intermediate, or even long periods of time because the fund allocates its assets worldwide across different asset classes and investments with specific risk and return characteristics.

The new Target Date recommendation takes more risk by investing in the more volatile small - cap - value and emerging markets asset classes early on, but history suggests that leads to significantly higher returns over a 20 to 40 year time frame which is what a young investor has ahead of them.

During the year, municipal bonds enjoyed being one of the «risk off» asset classes and as low and negative yields permeated the global bond markets municipal bonds became a source for incremental yield over other options.

In the credit markets, U.S. municipal bonds tracked in the S&P Municipal Bond Index have returned over 1.5 % in June as the diversity, yield, historical stability and quality of the municipal bond market has made it a «risk off» destination asset class.

«Our new U.S. equity strategic beta ETFs reflect our ongoing commitment to investors, by developing best - in - class offerings that seek to achieve better risk - adjusted returns over the long term.

Over time, small - cap stocks have provided exposure to a segment of the equity market that has offered faster growth, good risk - adjusted returns, and relatively low correlation with larger - cap stocks and other asset classes.

To be sure, asset classes such as bank loans, high - yield bonds, and emerging market debt require the investor to bear credit risk, but the yield spread over the comparable - maturity government bond provides compensation for this risk.

By analyzing the historical returns for various asset classes, including stocks, bonds, private equity, real estate, and even precious metals, an investor can see the difference between compensated and uncompensated risk over time.

So in a nutshell, all portfolio optimization does is refine and quantify the risk and return characteristics of a certain mix of investment assets (or asset classes) over a past time frame.

Many investors believe that they can reduce risk without a similar reduction in return by diversifying over several broad asset classes.

The chart below shows the risk and return profiles of various asset classes over the 20 years from 1993 to 2013.

(This is part of a class of issues surrounding the health risks of various electronic technologies — electromagnetic fields, «dirty» electricity, high - voltage power lines, etc.) It's possible to work up irrational fear over just about anything.

New York City - based Wigdor Law initially filed the class action in November on behalf of two unidentified women, arguing that Uber put thousands of women at risk and put profit over safety.

Insurance companies have confronted significant class action litigation risks on several fronts over the past year.

In a world where over 60 % of small businesses who experienced a legal event in the past two years report not hiring a lawyer (LegalShield Survey Report), where 80 % of the legal needs of the poor and middle class go unmet (See Legal Service Report) and where some 40 % of law school graduates can't find full time jobs (ABA 2015 Report) anything that tears down barriers to justice and allows an underserved population to be served may be worth the risk.

If she were to convert her policy into a permanent policy, her Standard Table 4 risk class would carry over.

A little bit of preparation might be enough to push you over the line into a risk class that will help you save a lot of money over the course of your policy..

Each insurer has its own underwriting guidelines for each class, and some insurers prefer certain risks over others.

If that company decides to decline you life Insurance coverage or if they determine you are a high risk health class then there's not much that agent can do for you.On the other hand, when you work with a life insurance broker who represents over 60 top rated life insurance companies, such as LifeInsuranceUnited.com, we work to match you up with the right company who looks upon your high risk life insurance situation in a more favorable manner.

I written several times about a major term life insurance company that took the unprecedented step of saying they would allow, in the absence of other risk factors, their preferred plus rate class for some people over 60 with type 2 diabetes.

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