The cost of life insurance can vary quite a bit from one life insurance company to another due to different loss experience,
classes of people insured, and underwriting and pricing guidelines.
Not exact matches
We represented 15,000
people in a
Class Action lawsuit, we have taken on large corporations, the state, counties, all major insurance companies, the Department
of Labor and Industries and self -
insured employers among others.
Emergency Medical Reunion: When Emergency Medical Evacuation or Repatriation occurs, the Company will arrange and pay, up to the maximum stated in the SCHEDULE
OF BENEFITS, for round trip economy -
class transportation for one individual selected by the
Insured Person, from the
Insured Person's Home Country to the location where the
Insured Person is hospitalized and return to the Home Country.
It is also common for insurers to be able to increase premiums across an a complete
class of people that are
insured under the same or similar policies during the life span
of the guaranteed renewable policy.
Education Fund In the event
of death, permanent total disablement i.e. 1 2
of table
class = «content - table»
of Benefit
of Insured Person, We will approve compensation towards Education Fund up to 2 dependent children.
Q. TRIP INTERRUPTION — Subject to the Terms
of this insurance and in the event
of the Unexpected death
of a Relative
of the
Insured Person, or in the event the
Insured Person's trip or travel plans must be cancelled or interrupted as a result
of a break - in or substantial destruction due to a fire or Natural Disaster
of the
Insured Person's principal residence in his / her Home Country, the Company will reimburse the
Insured Person's actual expense up to the amount shown in the Schedule
of Benefits / Limits for the costs
of a one - way air or ground transportation ticket
of the same
class as the unused travel ticket to transport the
Insured Person from the International airport nearest to where the
Insured Person was located at the time
of learning
of such death or destruction to the International airport nearest to: (i) the location
of the Relative's funeral or place
of burial, or (ii) the
Insured Person's destroyed principal residence; subject to the following conditions and limitations:
R. TRIP INTERRUPTION — Subject to the Terms
of this insurance and in the event
of the Unexpected death
of a Relative
of the
Insured Person, or in the event the
Insured Person's trip or travel plans must be cancelled or interrupted as a result
of a break - in or substantial destruction due to a fire or Natural Disaster
of the
Insured Person's principal residence in his / her Home Country, the Company will reimburse the
Insured Person's actual expense up to the amount shown in the Schedule
of Benefits / Limits for the costs
of a one - way air or ground transportation ticket
of the same
class as the unused travel ticket to transport the
Insured Person from the International airport nearest to where the
Insured Person was located at the time
of learning
of such death or destruction to the International airport nearest to: (i) the location
of the Relative's funeral or place
of burial, or (ii) the
Insured Person's destroyed principal residence; subject to the following conditions and limitations:
A provision that if the group policy terminates or is amended so as to terminate the insurance
of any
class of insured persons, every
person insured under the policy at the date
of the termination whose insurance terminates, including the
insured dependent
of a covered
person, and who has been so
insured for at least five (5) years before the termination date, is entitled to have issued by the insurer an individual policy
of life insurance.
Travelers 14 days
of age through 69 years are considered one
class of insured person, and
persons age 70 and over are considered another
class of insured person.
R. TRIP INTERRUPTION: Subject to the Terms
of this insurance and in the event of the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of this insurance and in the event
of the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of the Unexpected death
of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of a Relative
of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of the
Insured Person, or in the event the
Insured Person's trip or travel plans must be cancelled or interrupted as a result
of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of a break - in or substantial destruction due to a fire or Natural Disaster
of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of the
Insured Person's principal residence in his / her Home Country, the Company will reimburse the
Insured Person's actual expense up to the amount shown in the SCHEDULE
OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
OF BENEFITS / LIMITS for the costs
of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of a one - way air or ground transportation ticket
of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of the same
class as the unused travel ticket to transport the
Insured Person from the International airport nearest to where the
Insured Person was located at the time
of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of learning
of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of such death or destruction to the International airport nearest to: (i) the location
of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of the Relative's funeral or place
of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of burial, or (ii) the
Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The
Insured Person must be outside
of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of his / her Home Country at the time
of the Unexpected death of the Relative or the substantial destruction of the principal residence; a
of the Unexpected death
of the Relative or the substantial destruction of the principal residence; a
of the Relative or the substantial destruction
of the principal residence; a
of the principal residence; and
Emergency Medical Reunion: When Emergency Medical Evacuation or Repatriation occurs, the Company will arrange and pay, for round - trip economy -
class transportation for one individual selected by the
Insured Person, from the
Insured Person's Home Country to the location where the
Insured Person is hospitalized and return to the Home Country up to the maximum stated in the SCHEDULE
OF BENEFITS.
Class 1 insurance covers a narrow group
of people, such as the spouse
of the named
insured and family members who may live with the named
insured.
There is a restriction on the value
of credits awarded to an
insured person whose last employment was insurable at the modified rate
of Class B, C or D rate
of contribution i.e. the credits awarded are reckonable for Widow / Widower's or Surviving Civil Partner's (Contributory) Pension only.