Most credit card spending bonuses can only be earned through transactions that are
classified as purchases.
So we ask State Legislators, when you are deciding how best to regulate this important financial product, to do what is best for your constituents by providing them access to economic assistance during their time of need, and ensuring that they are fully informed as to the terms and conditions of the transaction by having their attorney review it with them in order to confirm that it is properly
classified as a purchase.
Any music you purchased from iTunes, ripped from CDs, or had in your library will soon be
classified as Purchased, Matched, or Uploaded, and will not have DRM applied to it.
Not exact matches
Still, one thing seems clear: The glitch would never have happened if the banks hadn't insisted on
classifying Coinbase
purchases as cash advances — despite the fact that the U.S. government does not currently consider cryptocurrencies currency at all.
2 % on food and gas (which includes
purchases at Super Target, which I guess is
classified as a grocery store), 1 % on everything else.
In July of this year, the United States Securities and Exchange Commission (SEC) took a critical first step to rein in the growingly speculative bubble surrounding these start - ups when it issued a report concluding that such coin offerings should be predominantly
classified as securities offerings, and hence mandated to fall under registration, disclosure and other requirements that apply to securities, regardless of whether those securities are
purchased with virtual currencies or distributed with blockchain technology.
If you make a
purchase or transaction that your card issuer
classifies as a cash advance, you'll most likely pay a fee.
Visa ® USA determines which transactions are
classified as gas
purchases paid at the pump and supermarket
purchases based on Merchant Category Codes.
This was clearly evident when Mastercard and Visa
classified the buying of cryptocurrency
as a cash advance instead of a
purchase.
Items such
as cribs or changing tables can be
purchased at lower prices through
classified ads or stores such
as Walmart.
The town board, he said in his official response, failed to
classify it
as such in their resolution to
purchase the vehicle.
My family often makes fun of me, because a lot of the time I will
classify a big
purchase as «okay» because it is an investment piece.
Situations that would normally lead to a lease being
classified as a finance lease include the following: the lease transfers ownership of the asset to the lessee by the end of the lease term; the lessee has the option to
purchase the asset at a price which is expected to be sufficiently lower than fair value at the date the option becomes exercisable and that, at the inception of the lease, it is reasonably certain that the option will be exercised; the lease term is for the major part of the economic life of the asset, even if title is not transferred; at the inception of the lease, the present value of the minimum lease payments amounts to at least substantially all of the fair value of the leased asset, and; the lease assets are of a specialised nature such that only the lessee can use them without major modifications being made.
They will not be
classified as verified
purchase since the customer is not buying the book.
If you make a
purchase or transaction that your card issuer
classifies as a cash advance, you'll most likely pay a fee.
Some exchanges charge exorbitant fees for
purchases made with credit cards, and card issuers might
classify these
purchases as cash advances — which would result in high interest rates and additional fees.
As for my secondary card... you value the Chase Freedom card over the AMEX TrueEarnings card that gives 1 % for Costco purchases and 3 % for dining out (although I can't find a listing of the breakdown for what AMEX classifies as qualifying for this 3 %
As for my secondary card... you value the Chase Freedom card over the AMEX TrueEarnings card that gives 1 % for Costco
purchases and 3 % for dining out (although I can't find a listing of the breakdown for what AMEX
classifies as qualifying for this 3 %
as qualifying for this 3 %)?
Avid gamers will like that GameStop is
classified as a «Video Amusement Game Supplies» merchant, meaning
purchases there fall under the 2x point category
as well.
To avoid these unexpected charges, call your card issuer and ask whether or not it
classifies cryptocurrency
purchases as cash advances.
«In addition to the 1 % cash back, you will also earn 2 % cash back for each $ 1.00 of eligible Net
Purchases made at retail establishments that
classify their merchant location for Visa
as a gas station, grocery store or fast food restaurant, on the first $ 600 in spending in these categories each billing cycle.»
Life insurance
classified as return of premium (ROP) features a return of premiums paid to
purchase coverage if the insured outlives the term of the policy, or payment of some portion of premiums paid to the beneficiary upon the insured's death.
Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be
classified with a gas or grocery MCC and such
Purchases will not earn the Gas Rebate or Grocery Rebate,
as applicable.
2 % on food and gas (which includes
purchases at Super Target, which I guess is
classified as a grocery store), 1 % on everything else.
Some merchants may sell airline tickets but are
classified in another manner, in which case they are not treated
as qualified airline
purchases.
Royal Bank of Canada («Royal Bank») can not guarantee that any merchant, operating in whole or in part
as a grocery store, is
classified by MCC 5411 and in no event will Royal Bank be liable or responsible for any claims with respect to a grocery store
purchase made at a merchant that is not
classified by MCC 5411.
Gas and restaurant
purchases are those made at merchants
classified as gas stations and full service restaurants, cafes, cafeterias and fast - food locations.
Purchases made at merchants
classified by Visa's «Merchant Category Code» (MCC)
as: (i) «service stations» (MCC 5541) or «automated fuel dispensers» (MCC5542) are «Gas
Purchases»; (ii) «grocery stores» (MCC 5411) are «Grocery
Purchases»; and (iii) «drug stores & pharmacies» (MCC 5912) are «Drug Store
Purchases» («Eligible MCCs»).
Even though some merchants may sell gas, grocery, and drug store merchandise,
purchases made at these locations may not necessarily qualify
as Eligible MCCs if the merchant is not
classified as such by Visa.
Also, you may make a
purchase at a merchant that is not
classified as an Eligible MCC but is located on the premises of a merchant that is
classified as an Eligible MCC, in which case your
purchase would not qualify
as an Eligible MCC.
«We thought the land
purchase included all surface, timber and mineral rights because it was
classified as a mining claim,» says Newlie (we've changed his name to protect his privacy).
Keep in mind that Citi does not
classify balance transfers, cash advances, fees, interest, and items returned for credit
as «eligible
purchases» for earning bonus points.
Gas
purchases are those made at merchants
classified as gas stations.
But
purchases at the coffee shop inside the Barnes & Noble bookstore might be
classified as a restaurant or
as a bookstore.
Gas and restaurant
purchases are those made at merchants
classified as gas stations and full service restaurants, cafes, cafeterias and fast - food locations.
Keep in mind that Citi does not
classify balance transfers, cash advances, fees, interest, and items returned for credit
as «eligible
purchases» for earning bonus points.
The $ 100 annual airline credit can be used for what American Express
classifies as «incidental expenses» such
as checked baggage fees and in - flight
purchases.
Although most gas stations, restaurants, department, toy and game stores will use merchant category codes selected for this offer, it is possible that some have designated a merchant category code that is not
classified as such and therefore any
purchases made will not qualify for the promotion.
Net
Purchases during each billing cycle will be calculated for transactions that a merchant classifies as travel (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and a corresponding statement credit will be applied to your Account the next time i
Purchases during each billing cycle will be calculated for transactions that a merchant
classifies as travel (such
as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and a corresponding statement credit will be applied to your Account the next time i
purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and a corresponding statement credit will be applied to your Account the next time it cycles.
In addition, if you
purchase or pay for your internet, cable and satellite television, phone or related services in a merchant's store that is not
classified by the merchant in the applicable services category, the
purchase or payment will not qualify; for example, phone bill payments in a merchant's store that is
classified as a telephone equipment store.
Merchants qualifying for the accelerated earn rate: The accelerated earn rate applies to
purchases made at American Express merchants in the Gas, Grocery, Dining and Entertainment categories,
classified in the American Express network as: Gas Service Stations (with or without Ancillary Services and with Merchant Code: 5541) and Automated Fuel Dispensers (Merchant Code: 5542); Grocery Stores and Supermarkets (Merchant Code: 5411); Eating Places and Restaurants (Merchant Code: 5812); Drinking Places (Alcoholic Beverages) including Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques (Merchant Code: 5813); Fast Food Restaurants (Merchant Code: 5814); Entertainment including Motion Picture Theaters (Merchant Code: 7832), Theatrical Producers (except Motion Pictures) and Ticket Agencies (Merchant Code: 7922), Bands, Orchestras and Miscellaneous Entertainers - Not Elsewhere Classified (Merchant Co
classified in the American Express network
as: Gas Service Stations (with or without Ancillary Services and with Merchant Code: 5541) and Automated Fuel Dispensers (Merchant Code: 5542); Grocery Stores and Supermarkets (Merchant Code: 5411); Eating Places and Restaurants (Merchant Code: 5812); Drinking Places (Alcoholic Beverages) including Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques (Merchant Code: 5813); Fast Food Restaurants (Merchant Code: 5814); Entertainment including Motion Picture Theaters (Merchant Code: 7832), Theatrical Producers (except Motion Pictures) and Ticket Agencies (Merchant Code: 7922), Bands, Orchestras and Miscellaneous Entertainers - Not Elsewhere
Classified (Merchant Co
Classified (Merchant Code: 7929).
«
Purchases classified as Tourist Attractions (including expositions, botanical gardens, craft shows, museums and wineries) will no longer count toward qualifying travel statement credit redemptions.»
FlexPerks Travel Rewards Visa Signature Cardmembers will earn FlexPoints at a rate of three (3) FlexPoints per every $ 1 in eligible Net
Purchases during each billing cycle for any merchant location that
classifies itself
as a Charitable and Social Service Organization (through 12/31/2017, then two (2) FlexPoints per every $ 1 thereafter).
Also, you may make a
purchase at a merchant that is not
classified as an Eligible MCC but is located on the premises of a merchant that is
classified as an Eligible MCC, in which case your
purchase would not qualify
as an Eligible MCC.
Royal Bank of Canada («Royal Bank») can not guarantee that any merchant, operating in whole or in part
as a grocery store, is
classified by MCC 5411 and in no event will Royal Bank be liable or responsible for any claims with respect to a grocery store
purchase made at a merchant that is not
classified by MCC 5411.
5 % cash rewards (1 % base plus 4 % bonus) are earned for every $ 1 spent in net
purchases (
purchases minus returns / credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is
classified as grocery stores, drugstores, and gas stations.
Grocery Store
Purchases are purchases made at merchants classified by Mastercard's «Merchant Category Code» as «grocery stores and supermarkets» (M
Purchases are
purchases made at merchants classified by Mastercard's «Merchant Category Code» as «grocery stores and supermarkets» (M
purchases made at merchants
classified by Mastercard's «Merchant Category Code»
as «grocery stores and supermarkets» (MCC 5411).
We can not guarantee that any merchant, operating in whole or in part
as a gas, grocery or drug store, is
classified as an Eligible MCC and in no event will we be liable or responsible for any claims with respect to a grocery store
purchase made at a merchant that is not
classified as an Eligible MCC.
3 % cash rewards (1 % base plus 2 % bonus) are earned for every $ 1 spent in net
purchases (
purchases minus returns / credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is
classified as grocery stores, drugstores and gas.
You control a variety of flying objects that can be mostly
classified as planes (although there is a flying pancake in there among other oddities), with additional flying vehicles that you can
purchase or earn over time.
Did wife waive her 5th Amendment privilege against testifying about her adultery and was husband's stock
purchase agreement properly
classified as hybrid property?