For me, the answer is quite
clearly credit card points.
Not exact matches
Information for the American Express» Starwood Preferred Guest
credit card, for example,
clearly states that if you redeem
points for a free stay, some hotels will still charge you for mandatory service and resort charges.
Tip # 1:
Clearly, the top strategy for banking
points with this
credit card is to use it for all of your purchases.
Clearly the use of
credit cards, where the authorized owner makes authorized purchases, pays off the
card and gains
points for so doing falls into none of the above categories.