If you're in a similar boat, a 0 % APR introductory credit card offer can help you avoid that debt on new purchases, or
climb out of debt by making a balance transfer.
Not exact matches
You're not alone if the feeling
of the holiday spirit is followed quickly
by sweat on your brow, remembering how last year's gift - buying experience left you in
debt that you may have just
climbed out of, or are still paying off.
But taken together, the 30 percent effective delinquency rate overall and the rising default rate reported
by the DOE illustrate that the system
by which people who borrow to finance their educations are supposed to be able to
climb out of debt is not working for a very large and growing share
of Americans.
For example, you might attain a fair score
by cleaning up your act — reducing your
debt and avoiding late payments — thereby
climbing out of the bad - score group.