At the end of 30 days, let's give the
clothing pieces we once had such an affinity for a new home — swap with friends, have a
garage sale, or donate to charity!
An individual's value to his creditors
at time of filing a consumer proposal comprises his assets valued
at liquidation (auction) pricing (that may be a
garage sale for your furniture and household goods, the wholesale cash buyer for your car, or the pawnbroker for your jewellery) after deducting exemption in prescribed, legislated amount (s) for car, household goods,
clothing, tools of the trade, medical aids, home, life insurance, pensions, RRSP, etc., which amounts to little or nothing for the large majority of us, less than our debt in any case.