There are two types of hotel credit cards: generic travel rewards cards and
co-branded hotel rewards cards.
With a little research, you can find
co-branded hotel rewards cards that not only grant you frequent flyer miles, but free nights in any resort bearing their brand.
There are two types of hotel credit cards: generic travel rewards cards and
co-branded hotel rewards cards.
Not exact matches
You're not restricted to one airline or
hotel, as is the case with
co-branded cards, and unlike with many
cards, there's no minimum amount required to redeem — so you can even use
rewards to pay for a $ 5 cab ride.
For the longest time, IHG has only offered one
co-brand hotel rewards credit
card, the $ 49 - a-year IHG Club Select Credit C
card, the $ 49 - a-year IHG Club Select Credit
CardCard.
Co-branded travel
rewards cards are linked to a particular airline or
hotel brand, and you're awarded loyalty points to redeem with that brand.
Experienced players of the
rewards program game often do best by combining travel at a single
hotel or airline with everyday use of its
co-branded credit
card.
Points or miles you earn with a regular
rewards credit
card largely don't expire, but they can be lost on
co-branded hotel and airlines... Read More
These
rewards cards are
co-branded with a specific airline or
hotel chain and allow you to earn loyalty points with that brand.
The Starwood Preferred Guest ® form American Express is a
co-branded credit
card that has one of the most attractive bonuses and
rewards rate (5 Starpoints ® per $ 1 spent) for
hotel stays among other travel credit
cards.
Unless you own a
co-branded credit
card with American Express (
hotel, airline, etc.), your
card is most likely going to be earning Membership
Rewards points (MRP).
Co-branded cards can sometimes offer
rewards that aren't as restrictive as free flights,
hotel stays or store gift
cards, but these deliver less bang for your points.
The advantage of a regular, non
co-branded card is that you can redeem your
rewards on any airline, any
hotel brand, or any other travel expense — and there won't be blackout dates or other restrictions on redemption.
The Marriott
Rewards ® Premier Credit
Card is yet another hotel co-branded credit card from Chase Bank, offering a free complimentary annual stay at a hotel (any Category 1 - 5 hot
Card is yet another
hotel co-branded credit
card from Chase Bank, offering a free complimentary annual stay at a hotel (any Category 1 - 5 hot
card from Chase Bank, offering a free complimentary annual stay at a
hotel (any Category 1 - 5
hotel).
If you choose a
co-branded credit
card, you'll earn
rewards for purchases at the specific airline or
hotel the
card is branded with, and you'll be able to redeem your
rewards there.
Are you earning
rewards in a program run by the
card issuer, or by a
co-branded partner such as an airline or
hotel chain?
When it comes to
rewarding purchases tied to its
co-branded hotels, this credit
card's 4 %
rewards rate shines.
Co-branded hotel credit
cards allow you to earn additional
reward points for particular purchases — usually for purchases within the
hotel brand properties.
Miles and points earned on
co-branded hotel and airline travel
rewards cards do expire usually if you are not active in redeeming them for 12 to 24 months, depending on the terms of the
hotel or airline loyalty program.
But for loyal customers of a particular airline or
hotel program that travel at least a few times a year, a
co-branded travel
rewards card will be the fastest way to earn free travel while enjoying benefits that make travel more convenient and comfortable.
Although the
card has few limitations as it's a
co-branded card, we identify it as one of best
hotel cards with the most lucrative
rewards.
In the case of travel points and miles, do your due diligence by finding a
co-branded card that links
rewards directly to your preferred airline or
hotel chain of choice.
We researched more than 40
co-branded hotel cards and more than 300 general travel
rewards cards, using a lot of the criteria outlined in this guide, to get down to our list of the best
hotel cards.
Points or miles you earn with a regular
rewards credit
card largely don't expire, but they can be lost on
co-branded hotel and airlines... Read More >
There are four kinds of
rewards credits: cash - back, generic travel,
co-branded airline and
hotel, and gas
cards.
There are three types of
rewards credit
cards: cash - back, generic travel and
co-branded airline and
hotel cards.
If you're interested in travel
rewards, take a closer look at travel point credit
card programs or airline and
hotel co-branded credit
cards with large sign - up bonuses.
Similar to
co-branded airline credit
cards, travel
rewards cards co-branded with a
hotel loyalty program typically offer cardholders a quick way to earn
hotel loyalty program points.
That includes any Chase
card that earns
rewards and is not
co-branded with an airline,
hotel or any other organization.
Miles or points on
co-branded airline and
hotel rewards credit
cards largely expire after 12 months to 24 months.
Each type of
rewards card — whether for cash back, generic travel, or
co-branded with an airline or
hotel — provides different
rewards, bonuses and perks.
Although technically a
co-branded credit
card for Starwood
hotels, it also wants to be an airline
card and an everyday
rewards card.
The
cards affected by this rule include the Ultimate
Rewards cards and some of the
co-branded cards with airline and
hotel partners.
Though the IHG ®
Rewards Club Premier Credit
Card and the Starwood Preferred Guest ® Credit
Card from American Express are both
co-branded hotel credit
cards, the Starwood Preferred Guest ® Credit
Card from American Express is far more versatile.
The Ritz - Carlton
Rewards ® Credit
Card is a co-branded hotel credit card designed especially for frequent travelers who prefer comfortable stays and person - tailored services at Ritz - Carlton propert
Card is a
co-branded hotel credit
card designed especially for frequent travelers who prefer comfortable stays and person - tailored services at Ritz - Carlton propert
card designed especially for frequent travelers who prefer comfortable stays and person - tailored services at Ritz - Carlton properties.
The 10 points per dollar spent at IHG
hotels — worth an estimated $ 0.0064 each — is great even when we compare it to other
co-branded cards, which typically offer exceptional
rewards on purchases with the company.
You're not restricted to one airline or
hotel, as is the case with
co-branded cards, and unlike with many
cards, there's no minimum amount required to redeem — so you can even use
rewards to pay for a $ 5 cab ride.
Some credit
cards have
reward programs that are not
co-branded with a particular airline or
hotel chain (e.g. Chase Ultimate
Rewards, American Express Membership
Rewards and Citi ThankYou).
While there are dozens of
co-branded business
rewards cards for those dedicated to specific airlines or
hotel chains, unaligned businesses can often get the most value out of a travel
rewards card with flexible points or miles that can be used free of brand restrictions.
If you travel enough for business that you've developed an affinity for a particular
hotel chain, a
hotel co-branded credit
card can offer an easy way to earn
rewards for free stays, as well as unlocking special branded perks and benefits like free room upgrades or elite status.
If you're interested in travel
rewards, take a closer look at travel point credit
card programs or airline and
hotel co-branded credit
cards with large sign - up bonuses.
Some of these
cards are
co-branded by a specific airline or
hotel, while others are part of a network that allows points to be transferred to airline or
hotel loyalty programs, such as Chase Ultimate
Rewards, Citi ThankYou and Amex Membership
Rewards.
Travel
rewards cards are either
co-branded with an airline or
hotel chain or have
rewards programs where points can be redeemed toward travel, but aren't limited to a specific airline or
hotel (think Capital One or American Express).
Starting January 1, American Express, which issues
co-branded cards with Delta, JetBlue, Hilton
Hotels, and Starwood
Hotels, enforced a new policy that halts
rewards transfers to your loyalty account with those partners if your payment is late.
We researched more than 40
co-branded hotel cards and more than 50 more general travel
rewards cards, using a lot of the criteria outlined in this guide, to get down to our list of the best
hotel cards.
That includes any Chase
card that earns
rewards and is not
co-branded with an airline,
hotel or any other organization.
Now that I've pared my total number of Chase
cards by one, I've been considering two of Chase's
co-branded hotel credit
cards: IHG
Rewards Club and Hyatt Gold Passport.
A fairly broad choice of credit
cards, both
co-branded hotel cards and flexible
rewards credit
cards, offer some level of benefit of elite status with a global
hotel property group.
American Express, like most major
card issuers, offers a wide variety of
reward credit
cards — from cash back
cards with no annual fees, to
cards that earn extra points at grocery stores to
co-branded airline and
hotel cards to upscale travel
reward cards that cost $ 450 a year.
Some
cards are
co-branded, meaning they can be used for purchases anywhere, but
rewards just apply to one airline,
hotel chain, retailer, etc..