We have actually dropped health insurance companies from our portfolio for this very reason including some of the smaller HMO's that attempted to raise
coinsurance levels of exposure.
We won't hesitate to drop Colorado health insurance companies that fail our testing, as well as those that sought to increase
coinsurance levels of exposure and try to mask it with lower health insurance premiums.
Not exact matches
These are high
level numbers across the entirety of the plan, taking into account the deductible,
coinsurance, and copayments, as dictated by the specific structure of the plan, based on the expected average use of the plan.
This
level varies based on your chosen Medical Maximum amount subject to the chosen Deductible and
Coinsurance.
If your income is between 100 % and 250 % of federal poverty
level, you'll not only get government help paying for health insurance, you may also get additional government help paying your deductible, copays, and
coinsurance when you use your health insurance.
At its basic
level,
coinsurance refers simply to the spreading of an insurance plan among multiple parties.
In legal terms copayment is similar to
coinsurance (where both parties — the insurer and the policy holder — assume some
level of risk on the insured property) but it is specifically defined for health insurance.
@Tiffany Ralston - I use the marketplace and for silver
level coverage (80 %
coinsurance and a doctor visit is like $ 25 with prescription coverage) it is $ 500 / mo just for me