Sentences with phrase «collected by credit agencies»
Due to the enormous amounts of data collected by credit agencies, such as Transunion, your credit history actually tells a great deal about your life expectancy.
https://www.insuranceandestates.com/ Not exact matches
Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.
If you fail to repay any amounts owed in connection with your account, we may report you to one or more credit bureaus or check reporting agencies and take such actions as permitted by law to collect the amounts owed.
Data collected by the agencies on hundreds of millions of people are used to create «credit scores» which can determine who gets a loan and how much interest is paid on that loan.
Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.
By now you've probably heard that Equifax, which as one of the three major U.S. credit agencies collect loads of sensitive data on consumers, suffered a massive breach, potentially affecting nearly 146 million Americans.
«Consumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibility for:
credit report [top] Information collected by a credit reporting agency that indicates a consumer's credit standing.
Fair Credit Reporting Act (FCRA)[top] The Act protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening serCredit Reporting Act (FCRA)[top] The Act protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening sercredit bureaus, medical information companies and tenant screening services.
Enforced by the Federal Trade Commission, this federal law requires credit reporting agencies (CRAs) to act fairly and equitably when collecting, disseminating, and utilizing consumer credit information.
If the debt is verified as accurate by the original creditor or collecting agency (whoever is reporting the debt to the credit bureaus), you can dispute directly with them.
The information is collected from credit providers, courts and other organisations by credit reporting agencies.
A consumer report is prepared by a consumer reporting agency, whose information is used or collected for employment purposes, that consists of any written or oral or other communications of any information about a candidate's credit worthiness, standing or capacity, candidate character, general reputation, personal characteristics and mode of living.
Data collected by the agencies on hundreds of millions of people are used to create credit scores, which can determine who gets a loan and how much interest is paid on it.