Every driver must buy this type of protection in case the motorist becomes involved in
a collision with a driver who doesn't pay for the damage.
Uninsured motorist coverage - or UM coverage - is a mandatory insurance policy designed to cover situations involving
a collision with a driver who has no auto insurance at all.
Additionally, many single - vehicle accidents involve situations in which a driver attempts to avoid
a collision with another driver who may swerve into their lane or otherwise place them in danger.
I just finished litigating a case with $ 2,000.00 in property damage from a rear end
collision with a driver insured by USAA in Cumming, Georgia.
For example; if you are in
a collision with another driver and your car is severely damaged, and then when you ask the other driver's (who was found to be at fault for the accident) insurance provider to pay the repair bill — they tell you that though your bill is $ 20,000 the other drive only had coverage for $ 10,000.
Uninsured Motorist Coverage - Endorsement to a personal automobile policy that covers an insured
collision with a driver who does not have liability insurance.
Uninsured / Underinsured Motorist Coverage (UMC)- Provides coverage for a policyholder involved in
a collision with a driver who does not have liability insurance or whose liability limits are too low to pay for all the damage.
As for underinsured coverage, this comes into play when you suffer injury or property damage from
a collision with a driver who is insured but opted to purchase cheap auto insurance that doesn't provide you with adequate compensation for your losses.
You may also opt for an endorsement like medical payments coverage on your Boulder City vehicle insurance policy, or uninsured / underinsured motorist protection, a secondary coverage which steps in when you get into
a collision with another driver who does not carry sufficient car insurance coverage to handle all the costs of the accident.
Some drivers tend to get sleepy while enduring long road trips through a highway, and you must keep yourself razor sharp aware in order to avoid
any collision with these drivers.
Not exact matches
In the U.S., a National Highway Traffic Safety Administration investigation into the 2016 death of Tesla
driver Joshua Brown concluded that his over-reliance on Autopilot contributed to his car's
collision with a tractor - trailer.
We did have a suite of
driver - assist features to check out, ranging from adaptive cruise control
with a stop - and - go function (for traffic) to forward -
collision and lane - departure warning.
Last month, a
driver using Tesla's autopilot service died after a
collision with a tractor - trailer, and several of Google's cars have logged minor accidents.
The vehicle was in autonomous mode at the time of the
collision,
with a human test
driver behind the wheel.
Some GM vehicles are now equipped
with camera systems that detect nearby vehicles and lane markings, then alert
drivers about possible
collisions with warning tones and console lights if cars wander off their path.
A Tesla
driver was killed in a
collision in Florida
with a tractor trailer while the vehicle was in «Autopilot» mode, the car maker announced Thursday.
The Belgian
driver will drop three places on the grid at the next race in Monaco following his
collision with Felipe Massa
Brodie never recovered from the
collision with the dog and he later became a London taxi
driver.
The rate of motor vehicle
collisions for older
drivers who always drive
with their pet was nearly double that of
drivers who never drove
with their pet.
• A 28 - year - old Orland Park man was charged
with DUI, failure to reduce speed to avoid a
collision, not carrying his
driver's license and operating an uninsured motor vehicle after he drove into a front yard on the 14800 block of Westwood Drive, striking a roadside mail box, on Sept. 4.
The ironic and sometimes horrible truth about car accidents is that
drivers can do everything right only to have another
driver cause a
collision with irresponsible behavior.
Hundreds of MTA New York City buses will be outfitted
with technology to warn both pedestrians and
drivers of potential
collisions as part of a new pilot program.
The total number of
collisions and accidents involving drink
drivers rose by 6 %,
with as many as 280 people estimated to have been killed in such incidents in 2016.
New York
drivers are «less likely to have an insurance claim involving a
collision with a deer this year than they were the previous year,» according to State Farm Insurance.
The
driver of a car injured in a head - on
collision with a box truck in the Town of Hartland Tuesday remains in critical condition Wednesday at Strong Memorial Hospital in Rochester, the Niagara County Sheriff's Office said.
Uzay Kirbiyik conducted a study of risk factors associated
with drivers» survival in head - on vehicle
collisions by examining Fatality Analysis Reporting System database records in 1,108 crashes.
As well as speeding up Wi - Fi, plasma antennas could also allow cars to come
with low - cost miniature radar systems to help
drivers avoid
collisions.
For instance, in a recent paper funded by Ford Motor Company, Hu found that the braking of vehicles
with driver - assist technology just before a potential
collision tends to alter a front - seat rider's posture.
The child - sized dummy has just helped me test the first in - car system that can sense an imminent
collision with pedestrians and brake automatically if the
driver doesn't.
Spec it correctly and the car comes loaded
with a suite of
driver assistance systems, including forward
collision warning and braking, blind spot monitor, rear cross-traffic alert, lane keep assist, and automatic high beams.
All 2019 RDX models will come standard
with advanced
driver assist features including forward
collision warning, automatic emergency braking, lane keep assist, and adaptive cruise control.
If you want active safety features you'll have to get a 2016 model; it offers a
Driver Assistance Package that includes adaptive cruise control, forward
collision warning
with automatic braking, lane departure warning and a blind spot warning system
with rear cross-traffic alert.
A
Driver Assistance Package for SE and SEL trim levels includes adaptive cruise control, forward
collision warning
with autonomous braking, lane departure warning, a blind spot warning system
with rear cross-traffic alert, and automated parallel and perpendicular parking.
The popular people mover is available
with a Honda Sensing suite of safety and
driver - assist goodies that include
collision mitigation braking system, lane keeping assist, road departure mitigation, and adaptive cruise control.
The concept is also fitted
with i - ACTIVSENSE accident - mitigation systems, which include automatic dipping headlights to reduce glare to on - coming
drivers, radar cruise control as well automatic braking systems to avoid urban
collisions.
In addition, Honda will provide
collision insurance for the Fit EV —
drivers still need to provide their own liability insurance, but Honda will handle any
collision damage and repairs for free,
with no deductible.
In a day when cars increasingly are saving
drivers from themselves, the Kona Ultimate delivers as standard equipment life - saving technology such as blindspot crash warning
with lane - change assist; rear cross-traffic crash warning; forward
collision avoidance
with pedestrian detection; lane - keep assist
with driver - attention warning; and parking - distance warning while in reverse gear.
Optional safety features include a blind spot warning system
with rear cross-traffic alert, lane departure warning, a wide - view camera system designed to help you see around blind corners, and a forward -
collision warning system that monitors the
driver's focus and includes mild autonomous braking and automatic front - seat seat - belt cinching.
The $ 2,250
Driver Assistance Package adds active lane keeping assist, adaptive cruise control and forward
collision warning
with automatic emergency braking.
Items like
collision prevention assist
with automatic braking, front and rear parking sensors, a backup camera and a
driver attention - assist monitor are standard on the GT S.
Tech count isn't overly high, though like all modern Mercs the safety equipment list is extensive,
with driver - monitoring Attention Assist warning you if you're too tired to drive,
collision prevention assist and even an active bonnet for pedestrian protection on the huge standard safety kit list.
Highlights include the climate package ($ 1000)
with heated front and rear seats, heated windshield washer nozzles, and rain sensing wipers; the multimedia package ($ 2700)
with a premium audio system, navigation
with real time traffic updates, and a rearview camera; and the technology package ($ 1700), which includes adaptive cruise control,
collision warning
with automatic braking,
driver alert control, and lane departure warning.
A new set of
driver aids is now available, including forward
collision warning
with autonomous emergency braking, lane change warning / assist, lane keeping assist, blind spot detection and rear cross-traffic alert.
Pedestrian Detection
with Full Auto Brake can avoid a
collision with a pedestrian at speeds up to 22 mph if the
driver does not react in time.
The list of available technologies includes the fuel - sipping Eco Pro mode; a color head - up display; adaptive cruise control; pedestrian and forward -
collision warning; blind - spot detection; a 360 - degree camera system; BMW ConnectedDrive and BMW Apps connectivity; and Proactive Driving Assistant, which can preemptively tell the
driver to slow down when he or she is approaching an area
with a lower speed limit.
Cadillac will also offer option packages like a
Driver Assist Package
with adaptive cruise control, forward
collision warning, and front and rear automatic braking.
Others include: adaptive cruise control
with forward
collision warning, automatic low - speed braking, lane departure warning, automatic parking assist, blind - spot warning and cross-traffic alert, keyless ignition, a power
driver's seat, and a
driver drowsiness monitor, but it's still to be determined which of those features will come to the States.
Standard features for the 2015 Mercedes - Benz GLA - Class include a power
driver's seat, Bluetooth, a central Comand infotainment controller
with a 7 - inch display screen, rain - sensing windshield wipers, a power liftgate, and safety features including
Collision Prevention Assist and Attention Assist.
The XT5 Cadillac sent us was also fitted
with the $ 2,340
Driver Assist Package that adds adaptive cruise control, automatic
collision braking, and automatic park assist.
Safety My test car included Audi's $ 2,800
Driver Assistance Package, which adds adaptive cruise control, corner - view cameras, active lane assist, and a
collision - sensing system that provides visual and audio warnings,
with semi-autonomous braking if a crash is imminent.