Sentences with phrase «combination of a fixed rate»

I remember reading when I first started that usury in CA is some combination of fixed rate plus indexed rate, but that it couldn't be higher than 10 % for non exempt loans.

Not exact matches

In the early 1970s, Australia's combination of a fixed exchange rate and a significant increase in capital inflows prompted the introduction of temporarily stronger controls on inflows, alongside reduced controls on outflows.

Interest rates can be fixed, variable or a combination of the two.

With a combination of these diversified strategies, a flexible active approach aims to find fixed income return opportunities in all corners of the market, even during times of greater volatility or rising interest rates.

Mortgage interest can be set at a fixed rate, with adjustable rates, or a combination of both with a hybrid adjustable - rate mortgage.

I recommend a major change to the tax system: Replace the intrusive loophole - ridden income tax with the combination of a universal fixed - rate sales tax and a universal fixed - amount rebate.

«The results of the ION studies demonstrated highly satisfactory cure rates with a fixed dose combination of sofosbuvir / ledipasvir among patients with genotype 1 HCV infection without the use of either injectable interferon, which causes miserable flu - like symptoms, or ribavirin, an antiviral pill associated with a variety of troublesome side effects, including anemia and rash,» Professor Peck - Radosavljevic continued.

Interest rates can be fixed, variable or a combination of the two.

If you choose to go with a fixed interest rate, you must take out a lump sum, whereas if you choose to go with a variable interest rate, you have the option of receiving payouts as a lump sum, line of credit, monthly payments, or a combination of all three.

As we face the inevitable summer interest rate hike, an increasing number of Canadian homeowners are opting for combination mortgages, in which part of the principal is paid off at a fixed interest rate, and part is paid off at a variable rate.

In addition, mortgage loans may have interest rates that will stay fixed for the life of the loan (fixed - rate mortgages), that may change (adjustable - rate mortgages, or ARMs), or that represent a combination of fixed and variable rates (convertible mortgages).

The rate earned on these bonds is actually a combination of two rates: a fixed interest rate set when the investor buys the bond and a semiannual variable rate tied to the current inflation rate.

Flexible disbursement options — Loan proceeds can be collected as a lump sum (fixed - rate only), a line of credit to be drawn upon as needed2, a monthly payment for a set period of time or as long as you live in the home, or a combination of these options.

Hybrid option ARM loans, a relatively new combination of option ARMs and hybrid ARMs, enhance payment flexibility of the former, including potential for negative amortization, with rate stability of the later, by allowing borrowers to fix the interest rate for the first three, five or seven years after the note date.

Interest rates for commercial mortgages are typically adjustable and tied to an index, plus some fixed margin, or may be some combination of fixed and variable rate terms.

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Whether you want the peace of mind that comes with a fixed rate, the potential interest savings of a variable rate, or a combination of the two, we've got the mortgage loan for you.1

Having the ability to finance a home with no money down at a fixed interest rate of 4 % is a rare combination.

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Credit card issuers may offer combinations of variable and fixed rates, For example, a variable - rate APR that becomes a fixed rate after your introductory period ends.

You can also opt for a variable interest rate or a combination of a fixed and variable interest rate (e.g., a fixed interest rate on the guaranteed portion of the loan and a variable rate on the unguaranteed portion).

Sometimes they can even be a combination where the rate is fixed for a certain period of time and then converts to an adjustable rate for the remainder of the loan term.

If you are settling in for the long haul you may consider a longer term fixed rate mortgage or a combination of mortgage terms (fixed and variable).

The planet fixes itself without our science to the combination of the two will equal success at a faster less devistating rate.

For startups that make the grade, the program is designed to guide them through the first two years of their existence with a combination of fixed fees and cut rates in the areas of intellectual property, tax advice, employment law and others, tailored to individual companies.

Fees for non-core services may be based on a percentage of the value of the estate, a specified hourly rate, a fixed fee or some combination of the above.

Competition for corporate, business and individual clients will cause traditional hourly billing rates to be replaced by variations of hourly billing arrangements, contingency and fixed fee and combination of these alternatives.

Demands of clients and competition among law firms are causing changes in the pricing of legal services away from straight hourly billing to task - based billing, contingent fees, modified hourly rate with a success factor, fixed - fee or combinations of the above.

Combining term and permanent life insurance: For some, the combination of term and permanent life insurance can be a way to get the amount of coverage you need, lock into a fixed rate, and secure a policy that won't expire.

Promoted from Teller position to Member Service Representative April 2003 Established credit union memberships Opened savings, checking, individual retirement, and certificate of deposit accounts and explained options of each to member Prepared all paperwork and assisted members in signing of documentation Cross sold and created Visa check cards in branch Responded to members» questions and concerns via phone queue and online communucation center Opened safety deposit box accounts Performed daily maintenance of the loan applicant database Entered and submitted applications to the loan officers for review and status decision Educated members on the variety of loan products and payment protection options Maintained up - to - date knowledge of credit union products and policies Exceeded cross sell percentage goals with consultative, value - focused customer serviceapproach Exceeded marketing goals by cross selling various credit union products and services Provided back - up for other member service representatives and tellers when needed Maintained dormant account log Executed check orders Back - up for Managers with vault combinations Prepared and executed settlement documents for the following loan products: Home equities (fixed rate and HELOC's), ordered appraisals and flood certificates Auto loans Unsecured lines of credits VISA credit card lines.

When it comes time for renewal, half the mortgage holders will likely go with a fixed - rate mortgage, 25 per cent say they will select a variable rate, and another 25 per cent plan to go with a combination of both.

Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM) A combination fixed rate and adjustable rate loan - also called 3/1, 5 / 1,7 / 1 - can offer the best of both worlds: lower interest rates (like ARMs) and a fixed payment for a longer period of time than most adjustable rate loans.

For those with an adjustable rate mortgage, it is possible to get a lump sum, a line of credit, a fixed monthly payment or a combination of these options.

In addition, mortgage loans may have interest rates that will stay fixed for the life of the loan (fixed - rate mortgages), that may change (adjustable - rate mortgages, or ARMs), or that represent a combination of fixed and variable rates (convertible mortgages).

You can lower your monthly mortgage payments by switching to a lower interest rate, extending the term of your mortgage or changing from an adjustable - rate mortgage to a fixed - rate mortgage (or some combination of the three).

Retirees with an adjustable - rate mortgage can collect their payments on a reverse mortgage as a lump sum, fixed monthly payment, line of credit or some combination.