Sentences with phrase «combine credit pulls»

Doctor of Credit has a good article that might make it worth applying Capital One Venture card, by getting approved for two cards at once, thus combining the credit pulls.

Not exact matches

It's the credit bureau that combines pull when they see 2 pulls with exact same information.
-LSB-...] Card Issuers That Combine Multiple Credit Pulls / Inquiries — Doctor of Credit Another very helpful post.
Amex (or more accurately the credit bureaus) can definitely combine hard pulls for multiple applications.
If I had to guess, applying for two charge cards probably makes it more likely for a combined hard pull than applying for two credit cards, but I can't tell you what Amex will do for sure.
Will the credit pulls be combined since it's only been a few days ago?
For some banks, these hard pulls for business credit cards can not be combined with hard pulls from personal cards, so that's something to keep in mind, too.
If you have great credit you don't need to bother with the Freedom first and can go straight for the CSP and possibly even combine your hard pulls by applying for the CSP and Freedom at the same time.
One important thing to know is that Chase will combine hard pulls to credit bureaus so if you apply for two cards at the same time you only get dinged for one pull.
Consider that Chase combines hard pulls so it often makes sense to apply for two credit cards at the same time.
It's important to remember that Chase (or more accurately the credit bureaus) combines hard pulls so if you apply for two cards at the same time or near the same time, there will usually only be one hard pull on your credit report.
One reason why it's smart apply for both of the Southwest cards at the same time is that when you apply for two Chase cards at once, the credit bureaus will generally combine hard pull inquiries.
Strategy: After I decided to apply for the Ameriprise Gold card, I wondered if I apply for another Amex card the same day since my understanding is that both applications would be combined in one hard pull on my credit report.
Plus, personal and business credit pulls normally don't get combined anyway, so you're not saving a hard credit pull.
Card Issuers That Combine Multiple Credit Pulls / Inquiries — Doctor of Credit Another very helpful post.
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