Doctor of Credit has a good article that might make it worth applying Capital One Venture card, by getting approved for two cards at once, thus
combining the credit pulls.
Not exact matches
It's the
credit bureau that
combines pull when they see 2
pulls with exact same information.
-LSB-...] Card Issuers That
Combine Multiple
Credit Pulls / Inquiries — Doctor of
Credit Another very helpful post.
Amex (or more accurately the
credit bureaus) can definitely
combine hard
pulls for multiple applications.
If I had to guess, applying for two charge cards probably makes it more likely for a
combined hard
pull than applying for two
credit cards, but I can't tell you what Amex will do for sure.
Will the
credit pulls be
combined since it's only been a few days ago?
For some banks, these hard
pulls for business
credit cards can not be
combined with hard
pulls from personal cards, so that's something to keep in mind, too.
If you have great
credit you don't need to bother with the Freedom first and can go straight for the CSP and possibly even
combine your hard
pulls by applying for the CSP and Freedom at the same time.
One important thing to know is that Chase will
combine hard
pulls to
credit bureaus so if you apply for two cards at the same time you only get dinged for one
pull.
Consider that Chase
combines hard
pulls so it often makes sense to apply for two
credit cards at the same time.
It's important to remember that Chase (or more accurately the
credit bureaus)
combines hard
pulls so if you apply for two cards at the same time or near the same time, there will usually only be one hard
pull on your
credit report.
One reason why it's smart apply for both of the Southwest cards at the same time is that when you apply for two Chase cards at once, the
credit bureaus will generally
combine hard
pull inquiries.
Strategy: After I decided to apply for the Ameriprise Gold card, I wondered if I apply for another Amex card the same day since my understanding is that both applications would be
combined in one hard
pull on my
credit report.
Plus, personal and business
credit pulls normally don't get
combined anyway, so you're not saving a hard
credit pull.
Card Issuers That
Combine Multiple
Credit Pulls / Inquiries — Doctor of
Credit Another very helpful post.