Sentences with phrase «comfortable retirement if»

In short, you'll have a much better shot at a secure and comfortable retirement if you spend your time and energy creating a viable retirement income plan, rather than engaging in a vain search for investments that purport to offer an often - sought, but ultimately unattainable, combination of safety and high returns.

That should provide her with a comfortable retirement if she also owns her home mortgage - free.

Maryanne and Albert can have a very comfortable retirement if they maintain their modest way of life for another two decades

Not exact matches

By taking the time to think about it, you may also realize that you could use help figuring out how to finance your kids» college educations, plan for a comfortable retirement or determine if you have the right types and amounts of insurance coverage.

Millennials today will have to work longer and spend less if they hope for a comfortable retirement.

It can be hard to know if you're saving enough to ensure a comfortable retirement.

With retirement savings taking a back seat to more immediate financial concerns, and the percentage of workers confident that they'll have enough money for a comfortable retirement at low levels, it's more important than ever for plan sponsors to consider retirement readiness as a key — if not the key issue — their employees are facing.

But if your intent as an investor is to seek solid returns over the long term in order to pay future college expenses or fund a comfortable retirement, you need to ask yourself the following questions:

«Thanks to the power of compounding, if you start regularly setting aside even small amounts as soon as you start working, you could easily have enough for a comfortable retirement.»

«These figures are encouraging,» Huddleston said, «but this generation still could be setting aside a lot more if they actually want to have a comfortable retirement.»

Most Americans are falling short of the amount of savings required for a comfortable retirement — if they are saving at all.

With Klein's seven members, the GOP now has a comfortable margin if their ranks should dwindle before the next election due to retirement or other reason.

With the right planning and enough forethought, academics can enjoy financial stability and a comfortable, if not prosperous, retirement.

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If you wager well, you can have a much more comfortable retirement.

The other perspective to it is if you are investing for Retirement and if you are comfortable with age 60 as your retirement age, How does the 1 % exit load even matter.

It provides a death benefit for your spouse to retire on if you pass away before saving enough for a comfortable retirement or to help bridge that gap of the loss of Social Security benefits.

So if you want to have a comfortable and secure retirement, be sure to avoid these four major planning blunders.

Of course that risk exists with stocks too, but if history is any guide, there is the very real risk that investing only in assets that feel safe in the short run will result in insufficient wealth to meet long - term goals like a comfortable retirement.

However, if you want to have even a remote chance at a comfortable retirement, you should set aside at least 10 % -15 % or your earnings toward retirement.

Being debt - free frees up additional financial resources and if properly allocated can provide for a comfortable retirement in your golden years.

If I can convince you to invest in index funds and ETFs, I think you will have more than you need to enjoy a very comfortable retirement.

In short, your reverse mortgage proceeds may provide the value of a comfortable retirement, especially if other options are not available.

Probably the # 1 key, if you're a millennial, to securing a comfortable retirement is start saving — a lot — now!

In fact, there's probably ample time to provide yourself with a comfortable retirement, even if you start your 50s with no financial savings whatsoever.

If you and your spouse can accumulate a half - a-million dollars in RRSPs and pensions, on top of a paid - off house, you will have all that you need for a comfortable middle - class retirement.

Even if you don't think that you will have nearly enough money saved up to afford a comfortable retirement, save money anyway!

If you really want to improve your chances for achieving a comfortable retirement, look for ways to increase how much you save.

Eliminate Your Monthly Mortgage Payment3 — If you, like many seniors, are living on a limited income, eliminating your monthly mortgage payments can play a huge roll in freeing up cash to allow you to live a more comfortable retirement.

If you are looking to live a more comfortable retirement, a reverse mortgage may be an option for converting your home equity into the funds you need.

If you think you need to save up $ 1 million for a comfortable retirement, you will need to make bigger contributions the longer you wait to start investing.

In terms of how this relates to asset allocation in retirement, if you are comfortable with any given 5 year period being slightly below breakeven on a worst case basis, you could consider having about 5 years» worth of expenses in more liquid and safe assets and have comfort that the rest of your portfolio in stocks will at least hold their value pretty well.

«But I'm not sure if that's enough to have the comfortable retirement we want.»

That will add an extra $ 200,000 to their nest egg and if they start collecting their Canada Pension Plan and Old Age Security then, they will likely have enough for a comfortable retirement.

I don't know if that would be enough to give us a really comfortable retirement.»

If you shoot for a large retirement number, even if you come up short or take more time than planned, you'll likely have a much more comfortable retired lifIf you shoot for a large retirement number, even if you come up short or take more time than planned, you'll likely have a much more comfortable retired lifif you come up short or take more time than planned, you'll likely have a much more comfortable retired life.

If you were comfortable maintaining some debt throughout your retirement and converted your mortgage to an interest - only line of credit, you may be able to increase your spending by a few hundred dollars per month, Walter, but nothing significant.

That MoneySense article spurred the Medinas to realize they need to make some changes if they're going to enjoy a comfortable retirement.

«She doesn't plan to marry Jim for another five years, and if a brick falls on Jim's head tomorrow and he dies, she has to be comfortable that her own money and reduced future earnings will be enough to finance her 50s, as well as 30 or more years of retirement living,» says Garbens.

If you have invested diligently over many years, you may have accumulated a comfortable nest egg for retirement.

If you plan to retire within the next 10 years or so, consider taking these steps today to help ensure that you have what you need to enjoy a comfortable retirement lifestyle.

If you are in debt, want a higher credit score, mistrust Wall Street, or yearn for a comfortable retirement, I have great news for you!

If I pay - off my student loan and mortgage loan, then my expensive will be around $ 2000 per month, in other words, $ 25000 per year is good enough for my comfortable retirement.

In fact, our survey found that, compared to those nearing retirement, younger investors are more comfortable with aggressive growth strategies, even if that means they could lose money when the market declines.

If you are taking advantage of your 401 (k), getting all of your employer match, and feel comfortable that your retirement goals are on track, you can invest in other places.

Dear Mukund, If you do not have pension after retirement, have you accumulated sufficient retirement corpus so that you can lead comfortable retirement life?

If you are getting close to retirement and don't feel comfortable with the amount of money you have saved, you are not alone.

You've worked hard to make it here, and if you've been planning and saving along the way, you can reap the rewards of a comfortable, happy retirement.

If you're trying to protect yourself from risk as you seek rewards, it's better to follow the tortoise approach: you're more likely to achieve a comfortable retirement with little chance of outliving your money.

If you have a 401 (k) through your employer, you may assume that since you have an account and contribute regularly that you're all set to eventually enjoy a comfortable retirement.