If you are only using your personal vehicle for business purposes on occasion, you will either need sufficient liability coverage on your personal policy or purchase a
separate commercial auto insurance policy.
While some accident benefits remain available under section 1.8.1 of OAP 1, despite the denial of liability coverage, drivers would no longer have access to income replacement benefits, non-earner benefits, lost education benefit, visitor's expenses and the housekeeping and home maintenance benefit.7 Additionally, while personal and
commercial auto insurance policies include entitlement to a minimum amount of accident benefits, the same is not true of CGL policies.
You can speak with a Trusted Choice member agent to get more information about the coverage requirements for your company's commercial vehicle, or fleet of vehicles, to ensure that your
Ohio commercial auto insurance policy is compliant with state and federal laws.
When you contact a knowledgeable Trusted Choice independent insurance agent, you are working smart while they work hard to find the most afforable yet comprehensive
commercial auto insurance policy available in the state.
Their rideshare insurance product is offered by Geico Commercial, but it's much cheaper than Geico's
other commercial auto insurance policies - typically around three times the cost of a regular personal auto insurance policy.
SEF 27 — Legal Liability for Damage to Non-Owned Automobiles: This handy endorsement, available for a nominal fee on most personal and
small commercial Auto insurance policies, provides coverage for physical damage you do to a vehicle that is not owned by the insured.
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